Posts tagged ‘credit cards’

My Credit Card Story Part 2

Posted September 4, 2014 under Guest Posts, Personal Finance | 11 Comments

I’m currently on vacation so I’m letting one of my friends, Carlos, share his story today. Last year, he wrote an article about credit cards, which you can read here: My Credit Card Story (Part 1). In that post, he shared how he got his first credit card, and his realization that credit cards are […]

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Infographic: Credit Card Statistics in the Philippines

Posted August 12, 2013 under General Information, Personal Finance | 1 Comment

How many credit cards are issued in the Philippines? How many Filipinos own credit cards? And how much credit card debt do Filipinos owe? These were some of the questions I recently asked myself, which led me to create this simple infographic. There isn’t much data available on credit card usage in the country and […]

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My Credit Card Story

Posted February 16, 2013 under Guest Posts, Personal Finance | 27 Comments

Credit cards are probably one of the reasons why many Filipinos are miserably in debt. I actually have some friends who consider credit cards as “evil” and swear that they will never, ever get one. Do you feel the same way? Personally, I consider credit cards as one of the best tools for leveraging money […]

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How I Have Gotten Out of Debt through Settlement

Posted July 24, 2010 under Guest Posts, Personal Finance | 10 Comments

Today, I’m giving you a guest post from Jason Holmes who has successfully gotten out of debt through debt consolidation or settlement. While this is not a very common practice in the Philippines, it is in the USA. So I hope my readers in America can appreciate Jason’s story and the advise he offers. Let’s […]

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What Happens If I Don’t Pay My Credit Card Debts?

Posted February 1, 2010 under Personal Finance | 567 Comments

What will happen if you don’t pay your credit card debts? Will you go to jail because of it? These and a lot of other questions about credit cards have been answered below, courtesy of a credit card officer which I had the opportunity to interview. Due to the sensitivity of the topic, the credit […]

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The Bad Credit Hotel Online Game

Posted November 24, 2008 under Personal Finance | 7 Comments

Are you suffering from too much debt? If so, then maybe you need to spend a night at the Bad Credit Hotel. This online game was commissioned by the U.S. Treasury and the Advertising Council in America. It hopes to teach young people about responsible credit card use and educate them regarding debt management and […]

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Credit Card Security Tips And More

Posted August 25, 2008 under General Information, Personal Finance | 10 Comments

Are you a credit card holder? If so, then you better practice some of these tips on how to keep your credit card secure. Protect yourself from financial losses by following these simple security tips. As they say, it’s better to be safe than sorry. Moreover, you should also be aware of your consumer rights […]

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Your Guide To Choosing The Right Credit Card

Posted August 8, 2008 under Personal Finance | 8 Comments

Are you ready to get your first credit card or maybe thinking of getting a new one? If so, then here’s a guide to help you choose the right credit card for you. Don’t just fill out the first application form that’s been handed to you nor accept and use that pre-approved credit card that […]

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Things You Ought To Know Before Applying For A Credit Card

Posted July 5, 2008 under Personal Finance | 42 Comments

I love credit cards and I couldn’t imagine my life without one. Yes, it may seem odd to read this from a financial adviser, when many others have written how evil credit cards are. Personally, I believe that anyone who holds an aversion towards credit cards are missing out on one of the most practical […]

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