Posts tagged ‘credit cards’

4 Numbers You Should Know to Pay Off Your Credit Card Debts

Updated: May 5, 2018 | Personal Finance | No Comments

How do you pay off your credit card debts? For most people, they just pay it whenever the bill comes with whatever amount they can afford. More often than not, this strategy fails at lowering your debts because the amount you pay each time is just enough to cover the interests you incurred. In worse […]

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My Credit Card Story Part 2

Published: September 4, 2014 | Guest Posts, Personal Finance | 11 Comments

I’m currently on vacation so I’m letting one of my friends, Carlos, share his story today. Last year, he wrote an article about credit cards, which you can read here: My Credit Card Story (Part 1). In that post, he shared how he got his first credit card, and his realization that credit cards are […]

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Infographic: Credit Card Statistics in the Philippines

Updated: August 19, 2013 | General Information, Personal Finance | 1 Comment

How many credit cards are issued in the Philippines? How many Filipinos own credit cards? And how much credit card debt do Filipinos owe? These were some of the questions I recently asked myself, which led me to create this simple infographic. There isn’t much data available on credit card usage in the country and […]

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My Credit Card Story

Updated: September 4, 2014 | Guest Posts, Personal Finance | 27 Comments

Credit cards are probably one of the reasons why many Filipinos are miserably in debt. I actually have some friends who consider credit cards as “evil” and swear that they will never, ever get one. Do you feel the same way? Personally, I consider credit cards as one of the best tools for leveraging money […]

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How I Have Gotten Out of Debt through Settlement

Updated: December 26, 2014 | Guest Posts, Personal Finance | 10 Comments

Today, I’m giving you a guest post from Jason Holmes who has successfully gotten out of debt through debt consolidation or settlement. While this is not a very common practice in the Philippines, it is in the USA. So I hope my readers in America can appreciate Jason’s story and the advise he offers. Let’s […]

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What Happens If I Don’t Pay My Credit Card Debts?

Updated: February 12, 2017 | Personal Finance | 619 Comments

What will happen if you don’t pay your credit card debts? Will you go to jail because of it? These and a lot of other questions about credit cards have been answered below, courtesy of a credit card officer which I had the opportunity to interview. Due to the sensitivity of the topic, the credit […]

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The Bad Credit Hotel Online Game

Updated: September 22, 2014 | Personal Finance | 7 Comments

Are you suffering from too much debt? If so, then maybe you need to spend a night at the Bad Credit Hotel. This online game was commissioned by the U.S. Treasury and the Advertising Council in America. It hopes to teach young people about responsible credit card use and educate them regarding debt management and […]

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Credit Card Security Tips And More

Updated: August 5, 2017 | General Information, Personal Finance | 11 Comments

Are you a credit card holder? If so, then you better practice some of these tips on how to keep your credit card secure. Protect yourself from financial losses by following these simple security tips. As they say, it’s better to be safe than sorry. Moreover, you should also be aware of your consumer rights […]

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Your Guide To Choosing The Right Credit Card

Updated: August 16, 2018 | Personal Finance | 8 Comments

Are you ready to get your first credit card or maybe thinking of getting a new one? If so, then here’s a guide to help you choose the right credit card for you. Don’t just fill out the first application form that’s been handed to you nor accept and use that pre-approved credit card that […]

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Things You Ought To Know Before Applying For A Credit Card

Updated: July 7, 2018 | Personal Finance | 44 Comments

I love credit cards and I couldn’t imagine my life without one. Yes, it may seem odd to read this from a financial adviser, when many others have written how evil credit cards are. Personally, I believe that anyone who holds an aversion towards credit cards are missing out on one of the most practical […]

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