My friends often say it. Sometimes, I read it on social media as a status. And at other times, I overhear it from unsuspecting strangers seated among friends at an adjacent table in a coffee shop. “It’s been a long day, I deserve to go out and drink tonight!” “It was a stressful week, I […]
Tags: i deserve it, i deserve it mentality, Mindsetting, Money Saving Tips
Over the years, I’ve helped people fix their budget to improve their finances. Most of the time, the primary cause of their high spending is when they use money to fix a problem that money can’t fix. Money is a tool. And we can use it to help solve a lot of things. You don’t […]
Tags: Life Lessons, Mindsetting, money mistake, quick fix, retail therapy, unnecessary spending
Everyone I’ve met wants to retire rich. But when it comes to financial planning, “to retire rich” is not an acceptable goal because it’s vague and subjective. Why so? Ask yourself this question: At least how much money does a person need to have to be considered rich? Is it 1 million? 10 million? Or […]
Tags: am i rich, definition of rich and wealthy, how much money makes you rich, Mindsetting, what income is considered wealthy, what is considered wealthy, what is considered wealthy class, what net worth makes you rich
Struggling to budget and manage finances is common — but talking honestly and openly about it isn’t. Why do we hide our problems around money? In this thoughtful, personal talk, author Tammy Lally encourages us to break free of “money shame” and shows us how to stop equating our bank accounts with our self-worth. Enter […]
Tags: Mindsetting, money shame, Personal Finance, TED, TED Talk, TED Talks
I graduated during the month of March. So even though colleges and universities now have different graduation months, March will always be “that time of the year” for me. Maybe that’s the reason why I feel a bit nostalgic today. And likewise, the reason why I feel it’s important for me to share this piece […]
Tags: advice for graduates, Inspirational, Mindsetting, Reid Hoffman, success
On more than a few occasions, I’ve met talented people who can’t seem to realize their full potential. But not because there’s lack of opportunities for them, but because they often doubt themselves and think they’re not good enough. Take my friend as an example, who has a magnificent voice. In fact, she’s won a […]
Tags: how to deal with imposter syndrome, imposter syndrome anxiety, imposter syndrome treatment, Mindset, Mindsetting, TED, TED Education
How do you start investing? What are the steps to start a business? How do you start at online freelancing? What should I do to start a blog? A lot of people ask me ways on how to start something. And I’m often generous enough to give them the first few steps to take. However, […]
Tags: comfort zone, how to start, Mindsetting
Whenever I give a talk to college students, there’s always someone who will ask me this question. How do you make money when you’re still young. I understand where they’re coming from because when I was a college student, I also wanted to earn extra income to augment my allowance. Interestingly, this is also a […]
Tags: how can i get money as a kid, how to make money as a teenager online, how to make money when your young, how young adults make money, Mindsetting, ways to make money when too young for a job
I first heard of the term work-life balance when I was a high school student. Our school’s guidance counsellor told us during a career orientation seminar, that college and life after will be challenging. And above most things, it’s important to maintain proper work-life balance. He emphasized that it’s not good to spend too much […]
Tags: achieving work life balance, how to have work-life balance, Mindset, Mindsetting, work life balance articles, work life balance examples, work life balance importance, work-life balance
It’s common for people to ask me what’s the best investment today. I find this to be a difficult question, because I believe there’s no good way to give a straightforward answer to this inquiry. There are thousands of investments out there. Each one has a level of risk, potential return, and other important features […]
Tags: best investment, how to choose the best investment, how to invest, Investing, investing mindset, maximizer, Mindsetting, satisficer
They say that experience is the best teacher. That’s why when we fail or make a mistake, the optimistic view is to learn from that experience. I was once deep in credit card debts. It came to a point when collectors started calling my house and harassing my parents to pay my debts. That was […]
Tags: learn from experience, learn from experience essay, learn from experience synonym, learning through life experiences, Life Lessons, Mindset, Mindsetting, the best way to learn is through experience, what can i learn from experience, what do you learn from experience
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom.
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