How To Financially Survive Living Without a Budget

Published: July 18, 2018 | Personal Finance | No Comments

Most people say that it’s important to create and follow a budget. Ironically, only a few can actually develop and properly manage one. One of the most common reasons, as I’ve observed, is that it’s time consuming and boring. Also, a few would claim that they’re not really good at numbers, so they can’t do […]

Buy a House and Lot for Less Than P2,000 Per Month

Published: July 12, 2018 | In Focus | No Comments

It is a dream for many Filipinos to buy their own house and lot. In my observation, it is usually the top financial goal for newly married couples. If you’re currently looking for an affordable house and lot, then you should definitely consider buying your home from BellaVita. BellaVita Land Corp. is a subsidiary of […]

ShopBack Philippines Celebrates 3 Years of Helping Users Save upto 30% on Online Shopping

Published: July 10, 2018 | In Focus, News and Events | No Comments

Pinoys have really embraced e-commerce in recent years. Evident to this are the numerous local websites, which sells just about anything and everything online for Filipinos. If you’re among those who like shopping online, then you should check out ShopBack Philippines. They’re an e-commerce cashback company that can help you save money when you buy […]

Building An Emergency Fund On A Low Income

Published: July 10, 2018 | Guest Posts, Money Saving Tips | No Comments

When competing with the rising costs of living and a low income which doesn’t appear to get any bigger, life can be stressful. With generation rent & debt (i.e. the millennials) becoming a prominent news headline, it’s difficult to know where you stand when it comes to saving for your future or living in the […]

A Strategy to Improve How You Learn from Experience

Published: July 5, 2018 | Life Lessons, Mindsetting | 1 Comment

They say that experience is the best teacher. That’s why when we fail or make a mistake, the optimistic view is to learn from that experience. I was once deep in credit card debts. It came to a point when collectors started calling my house and harassing my parents to pay my debts. That was […]

Guide to Investing in Fixed Income Instruments

Published: July 2, 2018 | Investing | No Comments

An investment can do three things: capital preservation, capital growth, and/or give regular income. This means it can protect the value of your money, significantly increase it, and/or provide cashflow, respectively. Investments can have other unique benefits, but all of them will definitely have one or two of these as its main feature. Additionally, an […]

How Many of These Types of Income Streams Do You Have?

Published: June 25, 2018 | Business, Freelancing, Investing, Personal Finance | 1 Comment

In wealth circles, it is often mentioned that millionaires have an average of seven streams of income. This means they have around seven sources of cashflow. Think about your financial situation and ask yourself, how many sources of income do you have? If you’re like most people, then you probably have two. The first would […]

FREE Webinar: Social Copy Trading 101 – Investing in Global Financial Markets

Updated: June 25, 2018 | Announcements, News and Events | No Comments

The two most popular financial markets are the equities market (stocks) and the forex market (currencies). In the Philippines, we have the Philippine Stock Exchange, where people invest and trade shares of companies.

10 Quick Tips to Reach Financial Independence

Published: June 11, 2018 | Life Lessons, Mindsetting | No Comments

How do you become financial independent? What are the keys to achieving it? What are the characteristics of people who are financially free? Reaching financial independence is a marathon. And just like preparing to run a marathon in real life, you need to understand some basic principles for success. Below are 10 quick tips, which […]

Wrong Places to Put Your Emergency Fund

Published: June 6, 2018 | Personal Finance | 6 Comments

The other day, someone asked on Facebook: “Where should I put my emergency fund? I don’t want it just to be in a savings account because it’s not earning much there. Is there a better place to park it?” I browsed through the comments section and read a lot of horrible answers. When I say […]

How To Teach Kids The Value of Earning Money

Published: May 31, 2018 | Guest Posts, Personal Finance | 1 Comment

Do your kids think ATMs dispense any amount of cash we want forever? Before they think you have an infinite source of money, your kids need to know how much hard work it takes to make money, and that it is not limitless. Introduce money lessons to your children and make it a fun learning […]

The Cure for the Spaghetti Brain

Published: May 28, 2018 | Income Opps, Life Lessons | 2 Comments

Opportunities are all around us. Some may have more than others, but still, they exist if you look hard enough. However, having access to these opportunities doesn’t automatically guarantee success in life. One’s hard work, grit, determination, discipline, and focus are some of the keys to achieving success. Today, I’d like to talk more about […]

How Much Does It Cost to Own a Car?

Published: May 21, 2018 | Personal Finance | 2 Comments

Buying a car is a popular financial goal for Pinoys, especially for young urban professionals. And banks have made it easier to purchase one through car or auto loans. Just save up for the downpayment, then apply for a loan and pay the balance as installment for the next several years. In the corporate world, […]

Affordable Legacy: A Guide to Investing for Your Child’s Education

Published: May 15, 2018 | Announcements | 3 Comments

I have a new book and it’s entitled Affordable Legacy. This book is all about financial planning and investing to build your child’s college education fund. I co-wrote this book with Rienzie Biolena, who is also a Registered Financial Planner. He’s my co-founders for Wealth Arki, a financial planning and consultancy firm. Affordable Legacy is […]