The Cure for the Spaghetti Brain

Published: May 28, 2018 | Income Opps, Life Lessons | No Comments

Opportunities are all around us. Some may have more than others, but still, they exist if you look hard enough. However, having access to these opportunities doesn’t automatically guarantee success in life. One’s hard work, grit, determination, discipline, and focus are some of the keys to achieving success. Today, I’d like to talk more about […]

How Much Does It Cost to Own a Car?

Published: May 21, 2018 | Personal Finance | 1 Comment

Buying a car is a popular financial goal for Pinoys, especially for young urban professionals. And banks have made it easier to purchase one through car or auto loans. Just save up for the downpayment, then apply for a loan and pay the balance as installment for the next several years. In the corporate world, […]

Affordable Legacy: A Guide to Investing for Your Child’s Education

Published: May 15, 2018 | Announcements | 3 Comments

I have a new book and it’s entitled Affordable Legacy. This book is all about financial planning and investing to build your child’s college education fund. I co-wrote this book with Rienzie Biolena, who is also a Registered Financial Planner. He’s my co-founders for Wealth Arki, a financial planning and consultancy firm. Affordable Legacy is […]

Money Moves To Make When You Land Your First Job

Published: May 14, 2018 | Guest Posts, Personal Finance | 1 Comment

Landing your first job after school, whether you left after high school or went on to University, is an exciting venture and an opportunity to grasp with both hands. Not only are you immersing yourself in the world of work for the first time, you’re also getting money, which is considered a huge perk. However, […]

Secure Your Family’s Future: Investment for Young Parents

Published: May 10, 2018 | Guest Posts, Investing | 2 Comments

Starting a family is no joke. Everything costs a lot of money, from giving birth to raising kids and sending them to school. Household expenses also keep piling up. Can you relate? You’re in that life stage when you’re earning a high income, yet you’re struggling with the increasing costs of supporting your family. You […]

Kaiser Ultimate Health Builder: Long-Term Healthcare Product

Published: April 30, 2018 | General Information | No Comments

I am a member of IMG and one of our flagship products is the Kaiser Ultimate Health Builder. This is a long-term healthcare product, which includes health and investment benefits for the plan holder. A lot of people have been asking me if Kaiser is a good product to have. Personally, I think that it […]

New Estate Tax Rules Under TRAIN Law

Published: April 26, 2018 | General Information, Personal Finance | 4 Comments

Republic Act (RA) 10963 was signed into law last December 2017. This is more commonly known as TRAIN or the Tax Reform for Acceleration and Inclusion. Under the TRAIN Law, changes were introduced to the National Internal Revenue Code of 1997 (Tax Code). This had amendments on personal-income taxation, donor’s tax, value-added tax, and many […]

The Psychology of Impulse Buying and How To Avoid It

Published: April 24, 2018 | Personal Finance | 2 Comments

An attendee of a personal finance workshop that I was conducting asked, “How do we avoid spending during a mall sale?” “Don’t go to the mall when there’s a sale,” was my instant answer. “But I can’t avoid the mall, that’s where I pass by when I go to work and on my way home,” […]

Wish to Take a Loan? Here’s How You Need to Start

Updated: May 9, 2018 | General Information, Guest Posts | 1 Comment

Anyone who is familiar with banking, finance or trading is familiar with the term loan. Loans are a convenient method of buying or investing in something that you need, want or intend to get immediately, with convenient payment options like EMI. In recent years, different types of loans have emerged with different packages and benefits. […]