Posts under Personal Finance

Money Moves To Make When You Land Your First Job

Published: May 14, 2018 | Guest Posts, Personal Finance | 1 Comment

Landing your first job after school, whether you left after high school or went on to University, is an exciting venture and an opportunity to grasp with both hands. Not only are you immersing yourself in the world of work for the first time, you’re also getting money, which is considered a huge perk. However, […]

Tags: ,

New Estate Tax Rules Under TRAIN Law

Published: April 26, 2018 | General Information, Personal Finance | 4 Comments

Republic Act (RA) 10963 was signed into law last December 2017. This is more commonly known as TRAIN or the Tax Reform for Acceleration and Inclusion. Under the TRAIN Law, changes were introduced to the National Internal Revenue Code of 1997 (Tax Code). This had amendments on personal-income taxation, donor’s tax, value-added tax, and many […]

Tags: , , , , , , , ,

The Psychology of Impulse Buying and How To Avoid It

Published: April 24, 2018 | Personal Finance | 2 Comments

An attendee of a personal finance workshop that I was conducting asked, “How do we avoid spending during a mall sale?” “Don’t go to the mall when there’s a sale,” was my instant answer. “But I can’t avoid the mall, that’s where I pass by when I go to work and on my way home,” […]

Tags: , , , , , ,

How to Overcome Financial Peer Pressure When Going Out With Friends

Published: March 28, 2018 | Personal Finance | No Comments

It’s summer and the time when friends would often come together. And there’s plenty of long weekends during this time to even plan an out of town trip or go on a beach vacation. For someone who’s conscious of their budget, it can be hard to remain frugal when friends start inviting them to go […]

Tags: , , , , ,

7 Quick Tips to Manage and Pay Off Your Credit Card Debts

Published: March 22, 2018 | Personal Finance | 1 Comment

The overspending you did during the holidays can now be felt in your credit card bills. My friend claims she can now see on her statement the deferred payment and installment purchases she did, and is now worried for her budget. If you’re also struggling with paying off your credit card debts, then here are […]

Tags: , , , , ,

Handling Finances as an OFW

Published: March 19, 2018 | Guest Posts, Personal Finance | 1 Comment

One common impression about Filipinos working abroad is they earn more compared to what they could earn in the Philippines. However, how many of them do you think are able to spend responsibly? Most often, only a few. We’ve heard all those sad stories, whether on the news or even from a close friend or […]

Tags: , , , , ,

4 Numbers You Should Know to Pay Off Your Credit Card Debts

Updated: May 5, 2018 | Personal Finance | No Comments

How do you pay off your credit card debts? For most people, they just pay it whenever the bill comes with whatever amount they can afford. More often than not, this strategy fails at lowering your debts because the amount you pay each time is just enough to cover the interests you incurred. In worse […]

Tags: , , , , ,

Here’s A Meaningful Way to Stop Impulse Buying

Updated: March 4, 2018 | Money Saving Tips, Personal Finance | 1 Comment

I asked a friend what’s her usual impulse buy and without hesitation, she said it’s makeup. She then went on to tell me her latest purchases, which I must say are a lot. I then asked her if she regrets any of those purchases. She thought for a while, and then answered there were a […]

Tags: , , , , , , , , , ,

How to Save Money When Your Income is Low and Just Enough for Your Expenses

Published: February 26, 2018 | Money Saving Tips, Personal Finance | No Comments

A lot of times, I hear people say that they really want to start saving, but they can’t because their income is just enough to pay for their living expenses. They tell me that more often than not, they have no money left for savings by the time the next payday comes. And unfortunately, they’ve […]

Tags: , , , , , , , , , ,

5 Powerful Reasons Why You Should Have a Financial Plan

Published: February 20, 2018 | Personal Finance | No Comments

Most people think that a financial plan is only for those who already have a lot of money. That’s not true. I believe that you actually need to have a financial plan if you want to have a lot of money. Because your wealth can only grow if you manage it properly. I’m sure you’ve […]

Tags: , , , , , ,