Posts under Personal Finance

8 Smart Money Spending Tips for OFWs During Christmas

Published: December 5, 2017 | Money Saving Tips, Personal Finance | No Comments

Christmas is a time for family. And for most Overseas Filipino Workers, it is their once-a-year chance to go home and spend quality time with their loved ones. Unfortunately, coming home for Christmas usually results to overspending for OFWs. However, the good news is that it doesn’t have to be that way. Below are eight […]

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Reader Mail #36: My Thoughts on Bitcoin, Because Many Are Asking

Published: November 29, 2017 | Personal Finance, Reader Mail | 5 Comments

Ever since I wrote that post about investing on Bitcoin, I have been flooded with questions regarding it. I have to admit that I was not straightforward with my current opinion on Bitcoin, and cryptocurrencies in general, on that article. The reason for that is because I wanted people to think for themselves. And the […]

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Life Insurance: Should I Cancel my VUL and Switch to BTID?

Published: November 24, 2017 | Personal Finance | 12 Comments

A lot of people who don’t know much about investments are often convinced by life insurance agents to buy VUL or Variable Unit-Linked Insurance, or also known as Variable Universal Life insurance. The marketing pitch is great. When you get a VUL, you get a 2-in-1 product – life insurance and investment. And in today’s […]

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The Best Investment Today is Not Bitcoin nor Cryptocurrencies

Published: November 6, 2017 | Investing, Personal Finance | 2 Comments

Investing in Bitcoin, Ethereum, and other cryptocurrencies have been going around in social media in recent months. I’ve had a lot of messages as well about it, asking if it’s a good investment and how to invest in them. As people experience a global fascination with cryptocurrencies, with Bitcoin rising to almost by 700% since […]

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6 Money Myths that Will Change the Way You Think About Your Finances

Published: September 25, 2017 | Personal Finance | 1 Comment

In the information age, you’ll come across droves of “advice” on how you can achieve success. While some of these have their merits, not all of them are based on factual evidence. Rather, they’re purely anecdotal and therefore, cannot be applied in every situation. In this post, we’ll separate fact from fiction. Whether you are […]

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Which is Better: Car Financing or Buying a New Car with Cash Upfront?

Published: September 20, 2017 | Personal Finance | 1 Comment

Getting a new car is a huge responsibility. There are lots of things that you have to take into account, and payment option is one of them. You have two choices: you can either pay with cash for a brand new or used car, or get a car finance plan for a rent-to-own car. If […]

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4 Pillars of Financial Success

Published: August 28, 2017 | Personal Finance | 1 Comment

Do you want to achieve wealth? Are you looking for ways to become rich? Then let me tell you now that there are a lot of ways to become a millionaire, and it’s up to you to choose which path to take. But before you pursue any of them, you have to first understand the […]

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10 Not-So-Obvious Signs That You’re Financially Stable

Published: August 14, 2017 | Personal Finance | 4 Comments

When thinking about someone who is financially stable, most people simply imagine a person who’s earning a lot of money. Other common signs of financial stability, which people believe include having regular work, owning a car and a home, and being able to afford a few luxuries in life. However, these external signals can be […]

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The Scary Truth about Retirement in the Philippines

Published: July 26, 2017 | Guest Posts, Personal Finance | 3 Comments

How do you imagine your life 30 to 40 years from now? Do you see yourself quitting your job and enjoying life? Or maybe, you haven’t given it much thought yet because retirement belongs to the distant future, and you have other priorities right now. Sorry to burst your bubble, but living your old age […]

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Why Personal Finance is Personal, and Why It Matters That You Know

Published: July 24, 2017 | Personal Finance | 2 Comments

I often say that personal finance is personal. In fact, I believe that it is deeply personal, just like our fears and worries, our hopes and dreams. A basic example: what works for me when it comes to saving money may not work for others. In this case, I prefer paying myself first to save […]

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