In the information age, you’ll come across droves of “advice” on how you can achieve success. While some of these have their merits, not all of them are based on factual evidence. Rather, they’re purely anecdotal and therefore, cannot be applied in every situation. In this post, we’ll separate fact from fiction. Whether you are […]
Tags: common money myths, financial myths, money myth definition, money myths, myths about making money, Personal Finance, personal finance myths
Getting a new car is a huge responsibility. There are lots of things that you have to take into account, and payment option is one of them. You have two choices: you can either pay with cash for a brand new or used car, or get a car finance plan for a rent-to-own car. If […]
Tags: buying a used car with cash, car finance bad credit, car finance company, car finance comparison, car loan vs cash, cheap car finance deals, paying cash for a car negotiating, Personal Finance
Do you want to achieve wealth? Are you looking for ways to become rich? Then let me tell you now that there are a lot of ways to become a millionaire, and it’s up to you to choose which path to take. But before you pursue any of them, you have to first understand the […]
Tags: how to be rich, Personal Finance, pillars of finance, pillars of wealth
When thinking about someone who is financially stable, most people simply imagine a person who’s earning a lot of money. Other common signs of financial stability, which people believe include having regular work, owning a car and a home, and being able to afford a few luxuries in life. However, these external signals can be […]
Tags: am i financially stable, financial stability, financially stable, how to become financially stable, not financially stable, Personal Finance, ways to become financially independent
How do you imagine your life 30 to 40 years from now? Do you see yourself quitting your job and enjoying life? Or maybe, you haven’t given it much thought yet because retirement belongs to the distant future, and you have other priorities right now. Sorry to burst your bubble, but living your old age […]
Tags: Personal Finance, Philippines, retire in philippines, retirement, retirement in the philippines problems
I often say that personal finance is personal. In fact, I believe that it is deeply personal, just like our fears and worries, our hopes and dreams. A basic example: what works for me when it comes to saving money may not work for others. In this case, I prefer paying myself first to save […]
Tags: money, Personal Finance, time
I am often asked what’s the best health insurance company in the Philippines. And each time, I reply that there is no straightforward answer to that question. Some would then ask me which HMO do I have, and I’d share that (at present) I have EastWest and Kaiser as my short-term healthcare providers. However, I […]
Tags: best health insurance, best hmo philippines, best hmo plans, choosing health insurance, health, health insurance, HMO, Personal Finance, what is the best hmo
Can money buy happiness? Will becoming rich make you happy? How does a person’s amount of wealth affect their general well-being? These are some of the questions that Dr. Ryan T. Howell tried to find out. An assistant professor of psychology at the San Francisco State University, he conducted a study to find out the […]
Tags: can money buy happiness, happiness, happiness lab, howell, money, money and happiness, relationship between money and happiness
It’s so easy for Overseas Filipino Workers to get a personal loan, especially in the Middle East. And this has caused a lot of them to become buried in debt. To make things worse, a lot of OFWs borrow money just to buy unnecessary stuff. They purchase cars, new gadgets, luxury bags, flat screen TVs, […]
Tags: credit card debts, debt, financial advice for ofw, get out of debt, ofw business opportunities, ofw get out of debt, ofw investment opportunities, ofw money management, ofw saving tips, Personal Finance, personal loans
I had the chance to talk to future retirees during a recent speaking engagement. Among the topics that we discussed were the biggest financial mistakes that they regret, now that they’re in their 50’s. Today, I’m sharing with you a few of their stories, which I hope you’ll find valuable. Read beyond their sentiments and […]
Tags: financial mistakes, Life Lessons, Personal Finance, regret, retirement
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