Posts under Personal Finance

6 Money Myths that Will Change the Way You Think About Your Finances

Published: September 25, 2017 | Personal Finance | 1 Comment

In the information age, you’ll come across droves of “advice” on how you can achieve success. While some of these have their merits, not all of them are based on factual evidence. Rather, they’re purely anecdotal and therefore, cannot be applied in every situation. In this post, we’ll separate fact from fiction. Whether you are […]

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Which is Better: Car Financing or Buying a New Car with Cash Upfront?

Published: September 20, 2017 | Personal Finance | 1 Comment

Getting a new car is a huge responsibility. There are lots of things that you have to take into account, and payment option is one of them. You have two choices: you can either pay with cash for a brand new or used car, or get a car finance plan for a rent-to-own car. If […]

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4 Pillars of Financial Success

Published: August 28, 2017 | Personal Finance | 1 Comment

Do you want to achieve wealth? Are you looking for ways to become rich? Then let me tell you now that there are a lot of ways to become a millionaire, and it’s up to you to choose which path to take. But before you pursue any of them, you have to first understand the […]

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10 Not-So-Obvious Signs That You’re Financially Stable

Published: August 14, 2017 | Personal Finance | 4 Comments

When thinking about someone who is financially stable, most people simply imagine a person who’s earning a lot of money. Other common signs of financial stability, which people believe include having regular work, owning a car and a home, and being able to afford a few luxuries in life. However, these external signals can be […]

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The Scary Truth about Retirement in the Philippines

Published: July 26, 2017 | Guest Posts, Personal Finance | 3 Comments

How do you imagine your life 30 to 40 years from now? Do you see yourself quitting your job and enjoying life? Or maybe, you haven’t given it much thought yet because retirement belongs to the distant future, and you have other priorities right now. Sorry to burst your bubble, but living your old age […]

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Why Personal Finance is Personal, and Why It Matters That You Know

Published: July 24, 2017 | Personal Finance | 2 Comments

I often say that personal finance is personal. In fact, I believe that it is deeply personal, just like our fears and worries, our hopes and dreams. A basic example: what works for me when it comes to saving money may not work for others. In this case, I prefer paying myself first to save […]

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5 Steps to Finding the Best HMO and Health Insurance Plan For You

Published: July 17, 2017 | Personal Finance | 1 Comment

I am often asked what’s the best health insurance company in the Philippines. And each time, I reply that there is no straightforward answer to that question. Some would then ask me which HMO do I have, and I’d share that (at present) I have EastWest and Kaiser as my short-term healthcare providers. However, I […]

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5 Facts About the Relationship of Money and Happiness

Published: July 10, 2017 | Personal Finance | 4 Comments

Can money buy happiness? Will becoming rich make you happy? How does a person’s amount of wealth affect their general well-being? These are some of the questions that Dr. Ryan T. Howell tried to find out. An assistant professor of psychology at the San Francisco State University, he conducted a study to find out the […]

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Tips on How OFWs Can Get Out of Debt and Start Saving

Updated: June 18, 2017 | Personal Finance | 1 Comment

It’s so easy for Overseas Filipino Workers to get a personal loan, especially in the Middle East. And this has caused a lot of them to become buried in debt. To make things worse, a lot of OFWs borrow money just to buy unnecessary stuff. They purchase cars, new gadgets, luxury bags, flat screen TVs, […]

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5 Biggest Financial Mistakes that 50-Year-Olds Regret The Most

Published: May 19, 2017 | Life Lessons, Personal Finance | 5 Comments

I had the chance to talk to future retirees during a recent speaking engagement. Among the topics that we discussed were the biggest financial mistakes that they regret, now that they’re in their 50’s. Today, I’m sharing with you a few of their stories, which I hope you’ll find valuable. Read beyond their sentiments and […]

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