Posts under Personal Finance

10 Not-So-Obvious Signs That You’re Financially Stable

Published: August 14, 2017 | Personal Finance | 1 Comment

When thinking about someone who is financially stable, most people simply imagine a person who’s earning a lot of money. Other common signs of financial stability, which people believe include having regular work, owning a car and a home, and being able to afford a few luxuries in life. However, these external signals can be […]

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The Scary Truth about Retirement in the Philippines

Published: July 26, 2017 | Guest Posts, Personal Finance | 3 Comments

How do you imagine your life 30 to 40 years from now? Do you see yourself quitting your job and enjoying life? Or maybe, you haven’t given it much thought yet because retirement belongs to the distant future, and you have other priorities right now. Sorry to burst your bubble, but living your old age […]

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Why Personal Finance is Personal, and Why It Matters That You Know

Published: July 24, 2017 | Personal Finance | 1 Comment

I often say that personal finance is personal. In fact, I believe that it is deeply personal, just like our fears and worries, our hopes and dreams. A basic example: what works for me when it comes to saving money may not work for others. In this case, I prefer paying myself first to save […]

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5 Steps to Finding the Best HMO and Health Insurance Plan For You

Published: July 17, 2017 | Personal Finance | 1 Comment

I am often asked what’s the best health insurance company in the Philippines. And each time, I reply that there is no straightforward answer to that question. Some would then ask me which HMO do I have, and I’d share that (at present) I have EastWest and Kaiser as my short-term healthcare providers. However, I […]

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5 Facts About the Relationship of Money and Happiness

Published: July 10, 2017 | Personal Finance | 4 Comments

Can money buy happiness? Will becoming rich make you happy? How does a person’s amount of wealth affect their general well-being? These are some of the questions that Dr. Ryan T. Howell tried to find out. An assistant professor of psychology at the San Francisco State University, he conducted a study to find out the […]

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Tips on How OFWs Can Get Out of Debt and Start Saving

Updated: June 18, 2017 | Personal Finance | No Comments

It’s so easy for Overseas Filipino Workers to get a personal loan, especially in the Middle East. And this has caused a lot of them to become buried in debt. To make things worse, a lot of OFWs borrow money just to buy unnecessary stuff. They purchase cars, new gadgets, luxury bags, flat screen TVs, […]

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5 Biggest Financial Mistakes that 50-Year-Olds Regret The Most

Published: May 19, 2017 | Life Lessons, Personal Finance | 5 Comments

I had the chance to talk to future retirees during a recent speaking engagement. Among the topics that we discussed were the biggest financial mistakes that they regret, now that they’re in their 50’s. Today, I’m sharing with you a few of their stories, which I hope you’ll find valuable. Read beyond their sentiments and […]

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8 Money Tasks Couples Must Do Before Getting Married

Published: May 10, 2017 | Personal Finance | 3 Comments

Getting married means more than just committing to love one another. It also means accepting the duty to work together as a team in tackling the financial obligations of the family. Talking about money is a must for engaged couples. Planning for a wedding is not as important as planning for your future, so don’t […]

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5 Tips on How to Motivate Yourself to Get Out of Debt

Published: May 3, 2017 | Guest Posts, Personal Finance | 1 Comment

The constant stress and overwhelming feeling, which debt burdens you with is painful and frustrating. Just having that weight off of your shoulders makes getting rid of debt, worth it. But there are also a lot of other rewards that come with becoming debt free. The trouble is that many of these rewards don’t appear […]

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Take this Simple Financial Literacy Test

Updated: April 26, 2017 | Personal Finance | 15 Comments

A study by Standard & Poor (S&P) in 2014 showed that only 25% of Filipino adults are financially literate. The global score is 31%, which means our country is below average and needs to improve. Fortunately, the Philippine government is already working on several financial literacy programs to help address this. This news was announced […]

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