Posts under Personal Finance

Go Ahead! Spend Your 13th Month Pay The Way You Want It

Updated: November 13, 2019 | Mindsetting, Personal Finance | 3 Comments

The emails and direct messages have started to come. People are now asking me where they should spend their Christmas bonus and 13th month pay. Some already have a good idea where they’ll put the money. And they’re asking for my opinion if that’s a smart move. Meanwhile, some are confused and conflicted. They’re lost […]

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Funeral Costs Breakdown: Expenses When Dying in the Philippines

Published: October 29, 2019 | General Information, Personal Finance | 1 Comment

Billionaire Michael Bloomberg once said, “Always bounce the check to the undertaker, and give it all away before you go.” Personally, I wouldn’t want to bounce that check and rob the undertaker of his income. However, that quote is a reflection of the growing desire of many in Western countries to die broke. Dying broke […]

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What is Fintech, and How Fintech Products Are Changing The World

Published: October 15, 2019 | General Information, Personal Finance | 2 Comments

The first time I heard the term “fintech” was at a tech startup networking event; from a guy, who talked about cryptocurrencies and explained what Bitcoin is. It was an interesting evening, and I got to see a glimpse of what could be the future of the financial industry. Attending several more similar events was […]

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5 Mental Strategies to Help You Budget Your Money Effectively

Published: October 4, 2019 | Money Saving Tips, Personal Finance | No Comments

I regularly manage my budget. It’s a habit I learned in my early 20’s and from experience, I’ve come to know how powerful it is in helping you achieve financial security. Many ask me, including some friends, on how to properly budget their money. And most of the time, the questions are about different budgeting […]

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How to Invest in The Stock Market If You Have No Experience at All

Updated: October 3, 2019 | Guest Posts, Investing, Personal Finance | 1 Comment

The stock market and the stock exchange are terms we often hear in the news. Young professionals and even students, often ask about how to invest in stocks for profit. You must understand that investing and making money in the stock market is not as easy as it looks like. You can end up losing […]

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Take Better Control of Your Finances

Published: September 25, 2019 | Guest Posts, Personal Finance | No Comments

When you are looking to improve your financial situation, it is important to make the most of this where you can. There are a lot of factors that help you to look after your financial situation, and you have got to make sure you are focused on doing the best you can control your money […]

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Basic Guide on 10 SSS Benefits for Members

Published: August 27, 2019 | General Information, Personal Finance | 1 Comment

Many employees think that the Philippine Social Security System or SSS is just for receiving pension upon retirement. The truth is, paying your SSS contributions regularly could allow you to apply for and receive the following eight benefits. 1. Sickness Benefits This is a daily cash allowance paid for the number of days a member […]

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Your First Home: 10 Signs That You’re Ready To Buy a Property

Published: August 19, 2019 | Personal Finance | No Comments

Buying their first home property is the primary financial goal of almost all newlyweds I’ve met. The most common question they have for me: “How can we afford to buy a house?” The answer mostly depends on the type of house they’d like to purchase, their credit worthiness, and their cashflow — especially their cashflow. […]

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How To Save Money on Remittances

Updated: August 18, 2019 | Personal Finance | 1 Comment

As you read these words, millions of overseas workers are trying to make a living. Not just for themselves, but their families as well. They work long hours so they can send hundreds of dollars per month to their parents, their siblings, their kids. $300 may not sound like much, but in The Philippines, Mexico, […]

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8 Good Reasons To Apply For a Personal Loan

Published: August 14, 2019 | Personal Finance | 1 Comment

Personal loans are so accessible these days. You can even apply for it online. And most don’t need a collateral and just base your approval on your creditworthiness. Unsecured (no collateral) loans always come with high interest rates. And this makes them a doubled-edged sword. It can help by providing you with financial leverage, but […]

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Practical Financial Goals For Every Decade of Your Life

Published: August 8, 2019 | Personal Finance | 1 Comment

What financial goals should you strive for in your 20s, 30s, and until you retire in your 60s and beyond? Here’s a list that can serve as your guide. In your 20s Build an emergency fund Ideally, this should be at least 6 months worth of your necessary expenses. If you achieve this, you would […]

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