I often say that personal finance is personal. In fact, I believe that it is deeply personal, just like our fears and worries, our hopes and dreams. A basic example: what works for me when it comes to saving money may not work for others. In this case, I prefer paying myself first to save […]
Tags: money, Personal Finance, time
I am often asked what’s the best health insurance company in the Philippines. And each time, I reply that there is no straightforward answer to that question. Some would then ask me which HMO do I have, and I’d share that (at present) I have EastWest and Kaiser as my short-term healthcare providers. However, I […]
Tags: best health insurance, best hmo philippines, best hmo plans, choosing health insurance, health, health insurance, HMO, Personal Finance, what is the best hmo
Can money buy happiness? Will becoming rich make you happy? How does a person’s amount of wealth affect their general well-being? These are some of the questions that Dr. Ryan T. Howell tried to find out. An assistant professor of psychology at the San Francisco State University, he conducted a study to find out the […]
Tags: can money buy happiness, happiness, happiness lab, howell, money, money and happiness, relationship between money and happiness
It’s so easy for Overseas Filipino Workers to get a personal loan, especially in the Middle East. And this has caused a lot of them to become buried in debt. To make things worse, a lot of OFWs borrow money just to buy unnecessary stuff. They purchase cars, new gadgets, luxury bags, flat screen TVs, […]
Tags: credit card debts, debt, financial advice for ofw, get out of debt, ofw business opportunities, ofw get out of debt, ofw investment opportunities, ofw money management, ofw saving tips, Personal Finance, personal loans
I had the chance to talk to future retirees during a recent speaking engagement. Among the topics that we discussed were the biggest financial mistakes that they regret, now that they’re in their 50’s. Today, I’m sharing with you a few of their stories, which I hope you’ll find valuable. Read beyond their sentiments and […]
Tags: financial mistakes, Life Lessons, Personal Finance, regret, retirement
Getting married means more than just committing to love one another. It also means accepting the duty to work together as a team in tackling the financial obligations of the family. Talking about money is a must for engaged couples. Planning for a wedding is not as important as planning for your future, so don’t […]
Tags: Personal Finance, things couples should do before getting married, things to do before marriage, things you should know before you get married
The constant stress and overwhelming feeling, which debt burdens you with is painful and frustrating. Just having that weight off of your shoulders makes getting rid of debt, worth it. But there are also a lot of other rewards that come with becoming debt free. The trouble is that many of these rewards don’t appear […]
Tags: dave ramsey baby steps, debt, getting out of debt, getting out of debt blog, Guest Posts, how to get out of debt, Personal Finance, staying motivated during debt snowball
A study by Standard & Poor (S&P) in 2014 showed that only 25% of Filipino adults are financially literate. The global score is 31%, which means our country is below average and needs to improve. Fortunately, the Philippine government is already working on several financial literacy programs to help address this. This news was announced […]
Tags: financial literacy quiz, financial literacy quiz questions and answers, financial literacy test, financial literacy test questions and answers, rule of 72
Retail therapy, otherwise known as shopping when you’re feeling down, is something that most people do. I can’t blame them because it actually works. Studies have shown that shopping can produce positive effects in a person’s mood. The psychological rewards of retail therapy can vary, but it is generally beneficial. Benefits of Doing Retail Therapy […]
Having debts can cause unnecessary stress. And when it’s not properly managed, all the worry and stress can strain your relationships, and even lead to health problems. That’s why it’s important to never let your debts go out of control. Or else, the compounding interests on your loans will drag your finances down in a […]
Tags: companies that offer debt consolidation, credit card consolidation, debt consolidation, debt consolidation loan, debt consolidation loans Philippines, pay off debt, Personal Finance
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