Category: Personal Finance

In personal finance, your debt-to-income ratio refers to the percentage of your monthly income that goes to your monthly debt payments. As a financial planner, I typically use a person’s […]

10 Money-Smart Tips for Single People (Episode 58)

February 21, 2021February 21, 2021 Fitz 1 comment

Listen to Episode 58: on Spotify on Apple Podcasts on Google Podcasts Episode Sponsor: Flint PH Invest in Philippine real estate for as low as P1,000. Sign up with Flint […]

Follow Your Heart, But Take Your Brain With You (Episode 57)

February 15, 2021February 15, 2021 Fitz 1 comment

Listen to Episode 57: on Spotify on Apple Podcasts on Google Podcasts Episode Sponsor: Flint PH Invest in Philippine real estate for as low as P1,000. Sign up with Flint […]

The Income Matrix: An Analysis of the Different Types of Income

February 11, 2021February 11, 2021 Fitz 2 comments

Financial security comes from having multiple sources of income. However, it’s also important to have diversity in the types of income that you have. For instance, working on a full-time […]

How To Spot and Avoid Investment Scams (Episode 55)

February 1, 2021February 4, 2021 Fitz 2 comments

Listen to Episode 55: on Spotify on Apple Podcasts on Google Podcasts Episode Sponsor: Flint PH Invest in Philippine real estate for as low as P1,000. Sign up with Flint […]

How to Get Out of Debt with Efren Cruz (Episode 54)

January 26, 2021January 26, 2021 Fitz 2 comments

Listen to Episode 54: on Spotify on Apple Podcasts on Google Podcasts Episode Sponsor: Flint PH Invest in Philippine real estate for as low as P1,000. Sign up with Flint […]

10 Ways To Teach Your Children About Money Management

Personal Finance

January 20, 2021 Fitz 2 comments

Growing up, the only money lesson I really learned from my parents was that it’s important to ‘save money for the rainy days’. While that is indeed an essential lesson, […]