Saving money when you’re single and living on your own can be hard. With all the bills, rent to pay and other necessities, it becomes difficult to spend money on luxuries. But here are 11 money-saving tips that can help you build your wealth, slowly but surely. And here’s a quick bonus tip before we […]
Tags: Guest Posts, Money Saving Tips, save money
Is the summer heat beating hard on you? Don’t worry and try these ten simple and frugal tips to cool down this season. 1. Create airflow at home. It’s important to have good air circulation inside your home. This means opening windows and if possible, the doors leading outside, to create airflow. Look for the […]
Tags: article on beat the heat, how to beat summer heat naturally, Money Saving Tips, stay cool this summer
Buying a condominium and calling it home is now common in urban cities such as Metro Manila. While buying a house and lot is still a dream for many Pinoys, young urban professionals and newlyweds are opting for condos as their starter home. If you’re among those who are living a condo lifestyle today, then […]
Tags: camella condo home, coho, coho lifestyle, Money Saving Tips
Lists are great. It helps us become more organized, and writing down lists keeps us from constantly remembering things. We create “To-Do” lists to help us remember important tasks. Meanwhile, a “To-Buy” list when going to the grocery, helps us remember all the important stuff we need to purchase. Years ago, I wrote about the […]
Tags: do not buy list, Money Saving Tips, Personal Finance, things to avoid buying, things you should not buy
In recent years, as more and more people seek financial advice from me, I’ve come to realize one important lesson about saving and investing. And that is: It’s better to maximize the amount you save first, before optimizing your investment returns. Truth be told, people ask me “What’s the best investment?” more often than “How […]
Tags: Investing, Money Saving Tips, save vs invest, saving money, what's the best investment
The 2017 World A/C demand was estimated to reach 110.56 million units in 2017, which showed an 8.1% increase over the previous year. The second-largest market for air conditioning units in the world was Asia, whose demand reached 17.30 million units. This isn’t that astounding considering that the coldest month in places such as the […]
Tags: ac, air conditioner, air conditioning, Guest Posts, Money Saving Tips, Personal Finance
When competing with the rising costs of living and a low income which doesn’t appear to get any bigger, life can be stressful. With generation rent & debt (i.e. the millennials) becoming a prominent news headline, it’s difficult to know where you stand when it comes to saving for your future or living in the […]
Tags: emergency fund, how to build an emergency fund, how to save for an emergency fund, Money Saving Tips
I asked a friend what’s her usual impulse buy and without hesitation, she said it’s makeup. She then went on to tell me her latest purchases, which I must say are a lot. I then asked her if she regrets any of those purchases. She thought for a while, and then answered there were a […]
Tags: avoid impulse buying, causes of impulse buying, delayed gratification, how to beat impulse buying, how to stop impulse buying online, impulse buying, impulse buying articles, instant gratification, Money Saving Tips, Personal Finance, prevent impulse buying
A lot of times, I hear people say that they really want to start saving, but they can’t because their income is just enough to pay for their living expenses. They tell me that more often than not, they have no money left for savings by the time the next payday comes. And unfortunately, they’ve […]
Tags: how to live on low income budget, how to live well on a small income, how to save money, how to save money from salary, how to save money on a low income budget, how to survive on a low income budget, living on a low income tips, low income budget planner, Money Saving Tips, Personal Finance, save money on low income
It’s the weekend, and it’s laundry day. But before you could go to the laundromat, you had to call someone first to fix your car because it won’t start. For lunch, you decided to eat at a fast food. And then upon coming home, you discovered a leaking faucet. So you call a plumber to […]
Tags: basic skills at home, domestic skills, Money Saving Tips
Christmas is a time for family. And for most Overseas Filipino Workers, it is their once-a-year chance to go home and spend quality time with their loved ones. Unfortunately, coming home for Christmas usually results to overspending for OFWs. However, the good news is that it doesn’t have to be that way. Below are eight […]
Tags: christmas tips, Money Saving Tips, OFW, ofw christmas, ofw tips, Overseas Filipino Workers, Personal Finance
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom.
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