How Frugality Made Me Afford Happiness

Posted by under Life Lessons, Mindsetting . Updated: June 27, 2020

I consider myself frugal.

While I do splurge on things occasionally, I only do it when I know I can afford it. And most of the time, I consciously avoid spending on unnecessary things.

There is a thin line between being frugal and being cheap (take the test here), and I choose to stay as close as possible to that line, without crossing over.

Why? Because being as frugal as I can be has allowed me to “afford happiness”.


Here are some of the reasons why I say this…

Because I consciously avoid buying on impulse, I am able to save money and instantly buy the things I actually need when I need them – I recently had a flat tire which needed to be replaced, instead of scrimping on a cheap second hand, I was able to immediately buy new ones.

Because I don’t spend on the unnecessary, I have more money to spend on the essentials and could afford the best quality (and often more expensive) brands – like the running shoes I bought with all the “tech features” that will help me avoid injuries and run better.

Because I have a frugal mindset, I don’t feel pressured to keep up with fads and trends, and I no longer feel envious when my friends have the latest gadgets – I’m simply happy for them, and don’t feel stressed about “missing out”.

Because I like going to bargain stores, yard sales, and buying second-hand stuff online, I get to meet sellers who are mostly very interesting people – like a guy who plays the ukelele, and a girl who reads tarot cards, how else can you meet these kind of people given your current set of friends?


Because I’d rather fix broken stuff first myself before bringing them to the repair shop or buying a new one, I am able to learn useful skills – and this is the reason why I know how to fix a broken umbrella, which my friends find really awesome.

I could go on and on but as you can see, being frugal has given me the opportunity to see life in a different way than most people can.

A life that’s simpler, yet more challenging at the same time. A life that’s more rewarding because it’s focused only on the necessities – and there’s much less stuff that do nothing but give a false sense of happiness within us.


A friend was recently reassigned to a new department at work. Unfortunately, he didn’t like his new boss and how much company politics there is in his new branch.

Because he had enough savings, and lives way below his means – he decided to quit his job and look for a new one where he can be happier and work more efficiently.

If you think about it, his frugality allowed him to afford making that decision.

Being frugal is not just about saving money and spending less. It’s also about having the freedom to pursue what’s essentially important to us.

In the end, I can say that frugality is really about discovering that happiness is finding contentment in living a simple life.

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Photo credit: HKD


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14 Responses to “How Frugality Made Me Afford Happiness”

  1. Cathy says:

    Thank you for this article. It has reminded me of my philosophies and principles with regards to material things. It’s also not too early to teach this kind of mindset to children. If we can start them on having this kind of mentality the earlier, the better.

  2. Carlos says:

    And the great thing about it is it’s happiness that lasts longer than the new-thingy-fuzzy-feeling kind 😀

  3. carol says:

    a very heartwarming read! how very amusing to find out your skills in fixing umbrellas, you must be handy to have around 🙂

  4. Jevannel says:

    You have wrote the article perfectly! It’s been a year since I have been following your blog. You have really nice articles. Eye-openers indeed. Totally inspiring! 🙂

    Keep it up sir Fitz!

    Bap – from Davao

  5. Jon says:

    Message is so simple but profound.

    Now I have to settle for Honda Civic instead Porsche. 🙂

  6. I consider myself frugal-boarder line-cheap. While I buy mostly used, I don’t scrimped on nutritious food. I love veggies and salads and those are part of my diet. After all taking care of our body is a biggest investment.

  7. bebelub18 says:

    I can relate so much to this article! It’s true, happiness is contentment! Thanks for sharing your experiences and insights! God bless! 🙂

  8. grasya says:

    Being frugal is not just about saving money and spending less. It’s also about having the freedom to pursue what’s essentially important to us. – nailed it

  9. […] Having a bigger income doesn’t mean I need to have a lifestyle change, so I continued to live a simple and frugal life. […]

  10. Divine says:

    I totally agree sir Fitz! I have recently decided to take budgeting more seriously and have practiced a frugal lifestyle. I can relate with your list. Living frugally allowed me to enjoy life without the need to spend.

  11. Lito says:

    Is it okay to have a loan with lower interest then I will deposit it to a higher interest rate. What is you comment? I think this is one form of savings or what you call money roll over. Thank you.

  12. Fitz says:

    Hi Lito. If you can find one, then it’s a good option.

  13. […] Best lesson from the book: It is possible to become a millionaire when you learn how to live frugally. […]

  14. Hotch says:

    i have 2 cars, im single, but i still consider myself frugal.. why? i dont buy brand new cars.. i like to tinker with old cars.. i try to fix them as far as i could before asking for the services of an expert mechanic.. i enjoy doing that.. so why 2 cars? so that in case the other car is getting fixed, i still have a car to use.. and if u combine the price of these 2 cars, including the cost for the repair, they’re still cheaper than buying brand new.. and the best thing is, they’re unique and quite rare.. i hate driving a car that looks very generic, such that u see one that looks exactly the same every minute you are on the road..

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