Over the years, I’ve helped people fix their budget to improve their finances. Most of the time, the primary cause of their high spending is when they use money to fix a problem that money can’t fix. Money is a tool. And we can use it to help solve a lot of things. You don’t […]
Tags: Life Lessons, Mindsetting, money mistake, quick fix, retail therapy, unnecessary spending
This is probably the year that I’ve traveled the most in my entire life. Just for the first half of the year, I’ve been to Malaysia, Singapore, and Vietnam; with a trip to Macau coming up in October. Locally, I’ve spent nights in La Union, Cagayan de Oro, Bulacan, Laguna, Ilo-Ilo, Bohol, Dumaguete, Mindoro, Isabela, […]
Tags: life goals, Life Lessons, Mindsetting, travel
A couple of months ago, I experienced an unfortunate incident on my right eye. Of course, I immediately went to the doctor to have it examined. Over the next two weeks, I had to schedule several appointments with a retina specialist. And I had to undergo a couple of medical tests, which included taking an […]
Tags: Life Lessons, Productivity, time management, time management article, time management importance, time management skill, time management techniques, time management tools
They say that experience is the best teacher. That’s why when we fail or make a mistake, the optimistic view is to learn from that experience. I was once deep in credit card debts. It came to a point when collectors started calling my house and harassing my parents to pay my debts. That was […]
Tags: learn from experience, learn from experience essay, learn from experience synonym, learning through life experiences, Life Lessons, Mindset, Mindsetting, the best way to learn is through experience, what can i learn from experience, what do you learn from experience
How do you become financial independent? What are the keys to achieving it? What are the characteristics of people who are financially free? Reaching financial independence is a marathon. And just like preparing to run a marathon in real life, you need to understand some basic principles for success. Below are 10 quick tips, which […]
Tags: achieving financial independence, financial freedom, financial independence, Life Lessons, Mindset, reaching financial freedom
Opportunities are all around us. Some may have more than others, but still, they exist if you look hard enough. However, having access to these opportunities doesn’t automatically guarantee success in life. One’s hard work, grit, determination, discipline, and focus are some of the keys to achieving success. Today, I’d like to talk more about […]
Tags: focus on one thing at a time quotes, focus on one thing to be successful, how to focus on one goal, how to focus on one thing in life, how to focus your mind, Life Lessons, spaghetti brain
I was recently invited to share about my work as a Registered Financial Planner at a university career orientation seminar. As I also was, when I was about to graduate college years ago, the idea of “facing the real world” daunted most of the students that day. One of them bravely asked me for important […]
Tags: important life lessons, Life Lessons, life lessons learned, Mindsetting, most important lesson learned in life essay
It’s a question that comes up in conversations once in a while: “What would you do if you have only one year left to live?” Stop for a moment, and say your answer to yourself. Don’t overthink it, and just say whatever comes to your mind first. The question forces you to consider how suddenly […]
Tags: Life Lessons, memento mori, stoicism
People working in Metro Manila know how terrible the traffic in the city can be. It is frustrating. It is stressful. You want to get home so badly. But you’re stuck on the road, and just inching along for several hours. Why can’t the government solve this problem? You start to think. Every year, traffic […]
Tags: average time wasted in a day, how much time do we spend at home, how much time do we spend at work in a lifetime, how to not waste time, how we spend our time statistics, Life Lessons, Productivity, things that waste your time, time, wasting time
I once attended a seminar, where the speaker asked the audience to be honest and raise their hands if the statements he’s going to say applies to them. “Have you ever laughed at someone who accidentally slipped while walking?” “Have you ever hidden snacks from others because you don’t want to share?” “Or have you […]
Tags: feeling empty, feeling empty relationship, feeling of emptiness, i feel empty and numb, i feel empty and sad, Life Lessons, Mindsetting, why do i feel empty inside
I had the chance to talk to future retirees during a recent speaking engagement. Among the topics that we discussed were the biggest financial mistakes that they regret, now that they’re in their 50’s. Today, I’m sharing with you a few of their stories, which I hope you’ll find valuable. Read beyond their sentiments and […]
Tags: financial mistakes, Life Lessons, Personal Finance, regret, retirement
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom.
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