Through the years, I’ve received a lot of emails from readers asking me various questions and advise on business, investments and finance.
Once in while, however, I get curious personal questions which I try to answer the best I could without giving “too much information” about my life, for obvious reasons. 😉
Below now, are some of the more interesting inquiries I had the privilege to respond to.
By sharing these, I hope you can get to know me better; and more importantly, pick up a thing or two and learn something which you can apply into your own life.
What was your very first investment?
Stocks of First Philippine Holdings (FPH) back in 2002. I didn’t know anything much about the stock market back then and eventually lost all of the money I invested from day trading various stocks.
When I got a financially smarter several years after, I went back to investing – this time, in zero to low-risk investments such as time deposits and conservative UITFs. I suggest you invest in those too if you’re just starting.
How much passive income do you have now?
Let’s just say my pure passive income can now cover 30% of my monthly expenses. My semi-passive income (money I earn from blogging and my businesses) cover the rest.
I still have active income from my freelance activities. The earnings from these are mainly used for my travels and most of my luxury expenses.
What’s the best book you’ve read so far?
I’m a big Sidney Sheldon fan. I’ve read all his books. And also, the Harry Potter series. Locally, F. Sionil Jose is a favorite.
Do you watch television? What’s your favorite show?
I rarely watch television. Often, I tune in only for the news. However, I do follow a handful of shows through DVD’s. Currently, I’m in love with Big Bang Theory and Outsourced. I like sitcoms.
What’s your favorite movie?
This is hard to answer because I’m a movie buff. But if you ask me what my favorite Pinoy movie is, hands down it’s the movie “100“. Filipino movies have been immensely improving through the years so I’m sure this will change soon.
How does your typical day go?
I usually wake up around 10:00 AM, sometimes much later depending on what time I slept, but never after 12:00 noon.
Then, I go about doing the things I need to do for the whole afternoon. After dinner, I’d often go and hang out in a coffee shop to meet and talk with friends. If not, then I’m just home reading or blogging.
What do you do when you’re not online?
On ordinary days, I manage my businesses, do some freelance work or look for offline income opportunities. During lazy days, I meet and hang out with friends, go to the movies or just read books and watch DVD’s the whole day at home.
When I have enough money, I travel and do outrageous stuff like riding a zip line 2 kilometers above sea level in South Cotabato. 😛
How did you know it was time to quit your job?
I wrote down the goals I needed to accomplish before I could resign from work. I made a plan for those goals and set a target date – that’s basically how I knew.
Those goals included having six-months worth of expenses as emergency fund, a running business that’s already earning and a handful of freelance job opportunities that I could do.
How does it feel to be financially free?
I’m not yet financially free, but I know I’m getting there. With enough patience, determination, focus and discipline, I know I can retire by the time I’m 40.
And I know you can too. 😀
And that’s it for now, there are still a handful of questions I’d like to share but I’m reserving those for another time. 😛
However, if you do have something that you want to ask about me, then just ask it below in the comments section. If it’s nothing too personal, then I might just answer it. 😉
Be with me in my journey towards financial freedom by subscribing to Ready To Be Rich today. Thank you.
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Tags: Reader Mail