7 Responses to “Investing in PERA Through BDO Online”


  1. Hi, if I already invest in the stock market for my retirement, should I still invest in PERA? What could be the advantage of PERA aside from the exemption in taxes over stock market investment? Thanks! 🙂

  2. Francis says:

    I’ve already maxed out the P100,000 limit for an individual account this year, which I made through BPI. So, my next opportunity to add to my PERA account is when the new year comes, and I plan to invest through BDO this time.

    Can you invest in both your BPI and BDO Pera accounts next year, with P100,000 limit each? Or does the P100,000 apply to all accounts.

  3. Fitz says:

    @Daddy’s Girl
    I recommend it as a way to diversify your portfolio, not just PERA, but investing directly in mutual funds also.

    @Francis
    No, you can’t. The P100k annual limit is a cumulative sum of all accounts.

  4. Alfred says:

    Hi Sir,

    Is it mandatory that I need to reach 100K every year for the PERA account not to be voided or something?

    Thank you.

  5. Fitz says:

    @Alfred – no, it’s not mandatory… just invest the amount that is convenient for you.

  6. Cris says:

    This is interesting. Thank you. Another vehicle to diversify.

  7. Weng says:

    Hi po. How does the tax credit works? I have an employer so how can I enjoy the tax credit if I made a contribution for the year?

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