Updated: December 12, 2020
Would you pay for something that you can actually get for free? Apparently, most people will.
Below is a list of things that Pinoys usually spend on unnecessarily. These expenses can be avoided because you can get them for free, there’s a free alternative, or simply because you don’t really need to spend on them.
I hope these tips can help you save money, especially when you’re trying to minimize your spending.
There’s a free alternative
Apps and software
Before purchasing any app or software, see if there’s a free alternative that can do what you need. There’s already a lot of open-source software that is as good as the paid ones.
Instead of spending money for a trim or simple cut, why not do it yourself? It sounds ridiculous, but I actually know people who do, and they look fine.
For some of them, it’s their spouse who cuts their hair. They said they learned from watching tutorial videos online. And the only time that they go to the salon or barber is if they want a new hairstyle.
Data charges for Internet
The President has signed into law the Free Public Internet Access Program (RA 10929), which means that it should be possible for you to access the Internet in most public places.
Therefore, instead of spending on data, you can just look for places with free public WiFi. Moreover, a lot of malls, coffee shops, and restaurants now provide customers with free internet access because it’s good for business.
Email and other online service providers give you a large amount of storage. From files to photos and videos, they provide a storage platform for you without any charge.
Instead of buying large capacity hard disks and backup storage devices, why not just store your files on the cloud? Most of these are free within a certain limit, which is usually more than enough for personal use.
You don’t really need to spend on them
Studies show that the Philippines is the third-largest contributor to plastic wastes in the world. Do your part for the environment and stop buying bottled water.
Instead, bring your own water bottle. And there’s a lot of places where you can have it refilled for free. From your office water dispenser to restaurants and coffee shops.
The museums under the National Museum of the Philippines are open to the public and no entrance fees are charged. Practically, you can visit any museum nationwide without paying anything.
Text and call promos
There’s no need to register for text and call promos. Just use an online instant messaging app, like Viber, Whatsapp, and Facebook Messenger.
It’s like going back to the days when text messages are free and unlimited. And these apps can be downloaded for free, too.
Drop those gym memberships and just exercise at home. You can also look for free Zumba and other aerobic classes in local parks and malls.
Just reuse the plastic bags, which you got from the market or grocery stores.
Bank fees and credit card memberships
Before maxing out your cash on hand, always keep in mind where your bank ATMs are located. This way, you won’t incur bank charges for withdrawing from another bank.
Also, ask your credit card company to waive your membership fees. And if you usually pay on time, you can ask them to reverse the finance charges if you unintentionally missed paying before the due date.
Go to a local cafe and read the day’s newspaper there instead. Or, just read the news online.
If an appliance doesn’t break down within the normal warranty period, it’ll most likely last for a long time. Thus, making that extended warranty fee an unnecessary purchase.
There have been consumer reports, which show that appliances rarely break down within the extended warranty period anyway. Moreover, most appliances and electronics can be affordably repaired by third-party service providers in case they have problems.
Mobile phones are now the main channel of communication for most people. When was the last time you used your landline to call someone? If you can’t remember, then better just stop your subscription.
I hope you take advantage of what you can get for free so you can save money.
And this is just a shortlist of such expenses you can avoid. If you know more that isn’t mentioned above, then do share them in the comments section. Thanks.