A lot of people who don’t know much about investments are often convinced by life insurance agents to buy VUL or Variable Unit-Linked Insurance, or also known as Variable Universal […]
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Investing in UITF vs VUL: Answering a Reader’s Question
Today, I’m sharing with you an email that I recently received. The sender is asking which is the better investment, UITF, or VUL. Several people have also been asking me […]
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BTID vs VUL and How I See Financial Planning With Respect to Life Insurance
Buy Term, Invest the Difference (BTID) versus getting a Variable Unit-Linked (VUL) life insurance is always a divisive topic, even among us Registered Financial Planners. There have been many attempts […]
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My Reasons Why You Should NOT Get A VUL or Whole Life Insurance
In my previous Reader Mail post, I posted and answered the question: “Is insurance an investment?“ I said that it is not an investment, but just a form of protection. […]
Continue readingReader Mail #22: OFW Personal Finance and Investing Questions
Last week, I conducted a personal finance webinar with mostly OFW’s as my audience. The whole talk, including the question and answer portion, lasted for about an hour and a […]
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