Today, I’m sharing with you an email that I recently received. The sender is asking which is the better investment, UITF or VUL. Several people have also been asking me similar questions, that’s why I decided to answer it here today for everyone. But first, let’s read the letter of Mrs. M below: Hi Fitz. […]
Tags: Investing, Investment, Personal Finance, UITF, VUL
Buy Term, Invest the Difference (BTID) versus getting a Variable Unit-Linked (VUL) life insurance is always a divisive topic, even among us Registered Financial Planners. There have been many attempts to compare them based on actual figures and both sides can always come up with results that favor their stand. However, I believe that protection […]
Tags: BTID, insurance, life insurance, Personal Finance, VUL
In my previous Reader Mail post, I posted and answered the question: “Is insurance an investment?” I said that it is not an investment, but just a form of protection. I also said that getting term-life insurance and short-term health insurance is important. In fact, you should have them before you even think of investing. […]
Tags: life insurance, Personal Finance, term life insurance, VUL, whole life insurance
Last week, I conducted a personal finance webinar with mostly OFW’s as my audience. The whole talk, including the question and answer portion, lasted for about an hour and a half. If you wish to watch the recording, you can view it HERE, you just have to register your name and email address. On a […]
Tags: insurance, Investing, OFW, Personal Finance, Reader Mail, real estate, VUL
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