An attendee of a personal finance workshop that I was conducting asked, “How do we avoid spending during a mall sale?” “Don’t go to the mall when there’s a sale,” was my instant answer. “But I can’t avoid the mall, that’s where I pass by when I go to work and on my way home,” […]
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“So where are we eating lunch?” a friend asks. “I’m okay anywhere, as long as it’s not too expensive,” another friend replies. “How about at the food court?” I proposed. Everyone agreed and the four of us walked towards the mall’s food court. A few meters later, we passed by an Italian restaurant which was […]
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