The constant stress and overwhelming feeling, which debt burdens you with is painful and frustrating. Just having that weight off of your shoulders makes getting rid of debt, worth it. But there are also a lot of other rewards that come with becoming debt free. The trouble is that many of these rewards don’t appear […]
Tags: dave ramsey baby steps, debt, getting out of debt, getting out of debt blog, Guest Posts, how to get out of debt, Personal Finance, staying motivated during debt snowball
I used to have five credit cards, and drowning in almost P200,000 worth of debt. It actually reached a point where collection agencies would make rude calls to me, and send fake summon letters from law firms to my address. At first, I ignored them. I was not affected because I knew those were all […]
Tags: credit card debt, debts, get out of debt plan, how to get out of debt, how to get out of debt on a low income, how to get out of debt quickly, Mindsetting, pay debts, Personal Finance
How do you pay off your debts, specially on your credit cards? Do you spread your payments across them? Do you pay whichever calls or contacts you first or those who are persistent with their payment demands? In the past, when I was still struggling with my finances, I discovered a debt reduction strategy which […]
Tags: credit card debt, debt, debt snowball method, get out of debt, how to do debt snowball, how to get out of debt, Personal Finance
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom. Read my story here.
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