Posts tagged ‘budget’

5 Mental Strategies to Help You Budget Your Money Effectively

Published: October 4, 2019 | Money Saving Tips, Personal Finance | No Comments

I regularly manage my budget. It’s a habit I learned in my early 20’s and from experience, I’ve come to know how powerful it is in helping you achieve financial security. Many ask me, including some friends, on how to properly budget their money. And most of the time, the questions are about different budgeting […]

Tags: , , , , , , , ,

How To Avoid Budgeting Burnout

Published: May 24, 2019 | Personal Finance | 3 Comments

It’s important to create and follow a budget, especially if you want to become financially secure. But unfortunately, this is often easier said than done. For most people, creating a budget is relatively easy. Just open a spreadsheet or get some envelopes, and then allocate your income towards the various expenses that you have. The […]

Tags: , , , , ,

How To Financially Survive Living Without a Budget

Updated: July 1, 2019 | Personal Finance | 6 Comments

Most people say that it’s important to create and follow a budget. Ironically, only a few can actually develop and properly manage one. One of the most common reasons, as I’ve observed, is that it’s time consuming and boring. Also, a few would claim that they’re not really good at numbers, so they can’t do […]

Tags: , , , , , , , , ,

9 Tips on How Pinoy Families Can Live on One Income

Updated: August 20, 2019 | Personal Finance | 3 Comments

The Philippine Bureau of Labor and Employment mandates that the minimum wage for those in the National Capital Region is Php 466 per day. This translates to an income of roughly Php 10,000 per month. And this number is just in NCR, where the minimum wage is already the highest. If you’re raising a family, […]

Tags: , , , , , , , ,

How To Stay Motivated at Following Your Monthly Budget: A Lesson in Psychology

Updated: September 17, 2019 | Money Saving Tips, Personal Finance | 5 Comments

One of my readers, Kristine sent an email recently to share something that happened to her. Below is a portion of what she wrote: I learned about creating an emergency fund through your blog, which I was able to complete last year. I’m writing to you because if not for that, I would now be […]

Tags: , , , ,

Never Had the Knack for Budgeting? Try these Budgeting Starter Tips to Kick-Start your Money-Saving Habits

Updated: January 24, 2019 | Guest Posts, Money Saving Tips | 6 Comments

It’s ironic that most people will say that budgeting is important, but only a few will actually create and religiously follow one. Tracking your expenses and sticking to a financial plan can be a challenge at first, but I will tell you now that – it gets easier through the years. In fact, it only […]

Tags: , , , ,

Four Solid and Convincing Reasons Why You Should Track Your Expenses

Updated: October 10, 2019 | Money Saving Tips, Personal Finance | 8 Comments

Creating a personal budget is close to impossible if you don’t know how much you’re actually spending. When you don’t regularly track your expenses, it’s difficult to allocate your income. At best, you’ll just guesstimate your budget and hope your cash lasts until the next payday. Then when you simply do tracking in your head, […]

Tags: , , , , , , , , , , ,

Make Budget Planning a Habit

Updated: May 10, 2019 | Personal Finance | 4 Comments

If you’re like most people, you probably receive a lot of text message spam. You know, those SMS from unknown numbers asking if you’d like to buy a condo unit, or apply for a personal loan. Recently, I received one that says, “Short on cash for your child’s tuition? Apply for a personal loan. No […]

Tags: , , , ,

8 Steps To Creating A Zero-Based Budget Planning System

Updated: April 29, 2019 | Personal Finance | 19 Comments

I first heard about the zero-based budget planning system from author, Dave Ramsey. During that time years ago, I was already using the Envelope System to manage my expenses. Upon realizing how similar and complimentary the two methods are, I’ve decided to incorporate both systems into my budget planning. Did you know what happened after […]

Tags: , , , , , , , , ,

Organizing Your Personal Finances

Updated: January 2, 2015 | Guest Posts, Personal Finance | 3 Comments

It’s going to be the end of the year soon and from what I know, there are two New Year Resolutions that people usually think of during this time – they’d either want to lose weight or save more money next year. I’m not a health guru so I can’t really help you much with […]

Tags: , , ,

Easy Budgeting Strategies For Beginners: Try Creating This Simple Spending Plan

Updated: May 7, 2019 | Personal Finance | 13 Comments

What are the things you spend your money on? If you’re already in the habit of tracking your expenses, then I’m sure you could tell me exactly where your money goes. However, if you’re someone who is not used to budgeting and creating a spending plan, your answer might be a random litany of your […]

Tags: , , , , , , , , , ,