Rich People vs Poor People: A Powerful Comparison

Posted by under Mindsetting . Updated: July 11, 2016

Sometimes, a person’s greatest barrier to wealth is their own belief system.

Your mindset about money, the value you put on your work, the principles you uphold in your decision-making, and how you react to life’s many circumstances can dictate how your financial future will be.

The following is a summary of how the rich think differently from the poor, as told in the book, Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth by T. Harv Eker.

Check yourself against this list, and see if you have what it takes to be rich someday.


Rich people believe: “I create my life.”
Poor people believe: “Life happens to me.”

Rich people play the money game to win.
Poor people play the money game to not lose.

Rich people are committed to being rich.
Poor people want to be rich.

Rich people think big.
Poor people think small.

Rich people focus on opportunities.
Poor people focus on obstacles.

Rich people admire other rich and successful people.
Poor people resent rich and successful people.

Rich people associate with positive, successful people.
Poor people associate with negative or unsuccessful people.

Rich people are willing to promote themselves and their value.
Poor people think negatively about selling and promotion.



Rich people are bigger than their problems.
Poor people are smaller than their problems.

Rich people are excellent receivers.
Poor people are poor receivers.

Rich people choose to get paid based on results.
Poor people choose to get paid based on time.

Rich people think “both”.
Poor people think “either/or”.

Rich people focus on their net worth.
Poor people focus on their working income.

Rich people manage their money well.
Poor people mismanage their money well.

Rich people have their money work hard for them.
Poor people work hard for their money.

Rich people act in spite of fear.
Poor people let fear stop them.

Rich people constantly learn and grow.
Poor people think they already know.

Now you know the powerful differences between the rich vs the poor. Now time to ask yourself… which one are you?

Work Cited:
T. Harv Eker, Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth

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22 Responses to “Rich People vs Poor People: A Powerful Comparison”

  1. Raymond says:


    Very powerful words.

    This reminds me of Robert Kiyosaki’s book “Rich Dad, Poor Dad”. He also shared a lot of wonderful insights and differences between the rich and poor people. I think I need to brush up again my collection of success financial literacy books.

    Thank you Sir Fitz for sharing this one! I’ll get a copy! 🙂

  2. Effem says:

    After reading those comparisons, I think I belong to the “poor” people. I accept I have a “poor” mindset in terms of personal financial management.

  3. Rea says:

    Thank you sir Fitz. I’ll be rich someday

  4. Jethro says:

    Hello Sir Fitz! I actually have that book of T. Harv Eker and I really admire his book. Rich people have a different thinking/mindset compare to poor people and they really know how to take calculated risks. Also, the blueprint we acquire when we were still a child is the culprit why some of us never become rich.

    Anyway, keep writing as I always visit this blog. 🙂

  5. yojmg says:

    Yey, my financial literacy journey has taken me from the poor to rich mindset. I need to slap myself quite often because I tend to slack back to the poor minset 🙂
    Thank you Sir Fitz for your wonderful articles!

  6. Thank you very much for sharing this. I thought I knew it all being a well educated all that. You gave me a rude awakening Sir. You’re a winner!

  7. Another great article Sir Fitz! I have read that book before, and it is really a great read. I also “think” I’m a rich man based on this list.

  8. emeliano says:

    Sir Fitz thank you so much. this reminds me to change my mindset

  9. Guru shadow says:

    Biggest load of shit.. Nothing more to say, if you think you can place PEOPLE, you, me your mother and humanity as a whole as “rich” and “poor”. You are nothing but a mindless being following the path made for you rather than creating one.. Simply, it’s not whether your rich or poor and if you view it like that you will never become anything.

  10. Linda says:

    So…being poor is all in the mind. This is a bunch of self justifying nonsense designed to make the “rich” feel good about themselves and the societal policies that keep them “rich”.

  11. Fitz says:

    @guru shadow
    I’m not placing anyone as “rich” and “poor”, but simply presenting to you how differently they think according to the research and studies of the book author, which I read.

    In the end, it is up to you to decide where you want to be, by changing your mindset where everything begins. And you said it yourself… you’re nothing if you just follow the path that’s made for you and you should create your own – just like the very first difference where it said that those who believe they have the power to create their life are the ones who become rich in life.

    Being poor STARTS in the mind… but it doesn’t end there. It’s not all in the mind as you’ve assumed.

    Also, the statements are not self-justifications to make the “rich” feel good about themselves, but rather realisations of people who have successfully changed their lives from being “poor” to being “rich”.

    There’s a big difference there.

  12. robbie says:

    seems like i think like rich but my husband seems to be more into the poor thinking. Will that mean we’ll be middle class?:D

  13. thephroogaljason says:

    The biggest lesson I’ve learned is that I have choices and much more control than I thought. It’s so easy to say we are products of things we can’t control but we are products of the choices we make and the opportunities we seize.

  14. Billy says:

    Is it okay to add to your comparison? Feel free to reject or correct if I am wrong.

    Rich people GIVE money generously
    Poor people HOLD money tightly

  15. Necker island says:

    Totally agree sir Fitz, this is the book that changed my life 360 degrees.

  16. Ella says:

    Hi Sir, can you please post something about Real Estate Investment?

  17. budoi says:

    very nice!…so engligthenng!

    thanks for this article sir fitz!…more power!..

  18. Kiat says:

    I think the last point is the most important, learning never stop after college. We should continue to improve ourselves through education, self reading and talking to others. Having more knowledge and if use correctly will make you rich and successful.

  19. joy says:

    your not rich, if its only money matters for you. In reality, poor people give more than rich people. wealthy people is not always about money but give value to those people who work for you. Not all rich with mind set already to focus positive or opportunities, not all poor always negative, they always try and try to achieve a goal until they become success. It’s always depends to every person, to be successful and rich it’s a choice, you only need to work hard and manage well the money.

  20. […] Originally posted on Ready To Rich as Rich People vs Poor People: A Powerful Comparison […]

  21. Feyiz akil says:

    I’m really sorry but this is the most ignorant comparison, the word rich and the word poor are actually a mindset

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