Only Fools Want To Become Millionaires, So Don’t Be One

Updated: February 12, 2021

Do you want to become a millionaire? If you do, then you’re a fool. Why? Because having a million in your bank account won’t make you happy.

Do you know what will make you happy? Spending that million. Am I right?

If you had a million to spend today, what would you buy? What would you do?

Would you go on vacation with your family? Or sell your old car and buy a new one? Or maybe quit your job, and start your own business?

It doesn’t matter what you want, and there’s no right or wrong answer here.

So go ahead and imagine how you would spend all that money. Then pause, take a piece of paper and write it down.


Done? Good.

Now here’s the thing…

No, you don’t really want to become a millionaire.

What you actually want is to have what you’ve written down – to travel, to buy a new car, to start a business, to buy or do whatever’s on that paper.

This is the reason why I say that you’re a fool if you want to become a millionaire… if you simply want to become a millionaire.

Because having the money is not, and should not be your goal. Instead, your goal is to achieve your dreams – to have and to do what it is that you truly want.

So shift your focus away from the money, and towards what you’ve written down on that paper – because that’s your finish line.

Simple, right?

Well, not really… and here’s why.


I want you to meet Richard, a guy who wants to put up his own business someday. So he works hard and tries to save as much of his salary as he can every month.

He’s also been investing regularly, so he can grow his money faster.

“When I have a million pesos, I will quit my job and start my own business.”

Finally, after 8 years, his savings and investments grew past a million. He has become a millionaire.

“I can now quit and start my own business! But… what business should I go into?”

Slowly, he realizes that he’s back to square one.


And then there’s John, another guy who also wants to put up his own business someday. Like Richard, he’s also hard-working, lives frugally, and invests regularly.

But unlike Richard, he doesn’t want to become a millionaire, he wants to become an entrepreneur.

“I want to put up a restaurant someday, so I can quit my job.”

Every weekend, he spends his time developing his business plan and trying to find ways to achieve that goal.

Finally, after 2 years, his savings and investments grew – not past a million, but just enough to put up a food cart business.

His food cart didn’t earn enough income for him to quit his job – but he didn’t mind because he’s learning a lot. He learned about marketing, inventory management, franchising, and many others.

Fast forward another 2 years, and you’ll see John finally quitting his old job. His food cart business is now a food franchise corporation.

He’s already a millionaire, but he didn’t really care because what he really wanted was a restaurant. And now that he’s working full time in his business, that dream will soon become a reality.


Do you want to become a millionaire? If you do, then you’re a fool.

Instead, know what you really want and focus on that goal. Don’t be like Richard, instead be more like John.

Because when you exactly know where you want to be, it’s always easier to get there. Opportunities can come, options can become available, and shortcuts can be discovered.

So stop working for the money and start working for your dreams.

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Photo credits: erinkohlenbergphoto, loki73, smartfat and panduadnyana


  1. Agree! Narinig ko rin something similar like this from someone, “The goal is not to get the million, but to experience what only millions can buy”. Gusto ng tao ma-experience yung millionaire lifestyle of complete freedom, hindi yung pera itself.

  2. Oo nga noh. Ang ganda. Good you reminded me. I’m so focused on increasing the number I’m forgetting what I’m becoming as a person. I like what your posting here. It targets the totality of the person so our growth is balance.

  3. Good post Fritz

    To me it’s not about being a millionaire it’s about having a millionaire income so I don’t worry about having a million plus in the bank I just get on with my journey to to get to the millionaire income each month.

  4. Nice.

    Whats make you millionaire and rich is really to identify your “WHYs. This will be your driving force to sacrifice and continue to move forward despite challenges that will come your way.

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