The other day, someone asked on Facebook: “Where should I put my emergency fund? I don’t want it just to be in a savings account because it’s not earning much there. Is there a better place to park it?” I browsed through the comments section and read a lot of horrible answers. When I say […]
Tags: emergency fund, invest emergency fund, Personal Finance, place for emergency fund, where to keep emergency fund, where to put emergency fund
Do your kids think ATMs dispense any amount of cash we want forever? Before they think you have an infinite source of money, your kids need to know how much hard work it takes to make money, and that it is not limitless. Introduce money lessons to your children and make it a fun learning […]
Tags: how to explain money to a child, how to teach your teenager the value of money, Personal Finance, teach kids value of money, teach your child the value of things, teaching kids about money, teaching preschoolers about money, teaching the value of money, understanding the value of money
Buying a car is a popular financial goal for Pinoys, especially for young urban professionals. And banks have made it easier to purchase one through car or auto loans. Just save up for the downpayment, then apply for a loan and pay the balance as installment for the next several years. In the corporate world, […]
Tags: average cost of owning a car per month, car ownership philippines, cars with lowest maintenance cost, cost of car ownership, hidden cost of owning a car, how much does a car cost in the philippines, how much is car maintenance per month, monthly car maintenance cost philippines, Personal Finance
Landing your first job after school, whether you left after high school or went on to University, is an exciting venture and an opportunity to grasp with both hands. Not only are you immersing yourself in the world of work for the first time, you’re also getting money, which is considered a huge perk. However, […]
Tags: Guest Posts, Personal Finance
An attendee of a personal finance workshop that I was conducting asked, “How do we avoid spending during a mall sale?” “Don’t go to the mall when there’s a sale,” was my instant answer. “But I can’t avoid the mall, that’s where I pass by when I go to work and on my way home,” […]
Tags: avoid impulse buying, causes of impulse buying, how to control impulse spending, how to stop impulse buying, impulse buying, Personal Finance, prevent impulse buying
It’s summer and the time when friends would often come together. And there’s plenty of long weekends during this time to even plan an out of town trip or go on a beach vacation. For someone who’s conscious of their budget, it can be hard to remain frugal when friends start inviting them to go […]
Tags: financial peer pressure, friends, friendship, how to overcome peer pressure, keeping up with friends, Personal Finance
The overspending you did during the holidays can now be felt in your credit card bills. My friend claims she can now see on her statement the deferred payment and installment purchases she did, and is now worried for her budget. If you’re also struggling with paying off your credit card debts, then here are […]
Tags: credit card, credit card debts, debt snowball method, how to pay off credit card debts, pay off debts, Personal Finance
One common impression about Filipinos working abroad is they earn more compared to what they could earn in the Philippines. However, how many of them do you think are able to spend responsibly? Most often, only a few. We’ve heard all those sad stories, whether on the news or even from a close friend or […]
Tags: how ofws can save money, OFW, overseas fiilipino, Overseas Filipino Workers, Personal Finance, where to invest ofws
How do you pay off your credit card debts? For most people, they just pay it whenever the bill comes with whatever amount they can afford. More often than not, this strategy fails at lowering your debts because the amount you pay each time is just enough to cover the interests you incurred. In worse […]
Tags: credit card debt, credit cards, debt snowball method, how to get rid of credit card debts, how to pay off debts, Personal Finance
I asked a friend what’s her usual impulse buy and without hesitation, she said it’s makeup. She then went on to tell me her latest purchases, which I must say are a lot. I then asked her if she regrets any of those purchases. She thought for a while, and then answered there were a […]
Tags: avoid impulse buying, causes of impulse buying, delayed gratification, how to beat impulse buying, how to stop impulse buying online, impulse buying, impulse buying articles, instant gratification, Money Saving Tips, Personal Finance, prevent impulse buying
A lot of times, I hear people say that they really want to start saving, but they can’t because their income is just enough to pay for their living expenses. They tell me that more often than not, they have no money left for savings by the time the next payday comes. And unfortunately, they’ve […]
Tags: how to live on low income budget, how to live well on a small income, how to save money, how to save money from salary, how to save money on a low income budget, how to survive on a low income budget, living on a low income tips, low income budget planner, Money Saving Tips, Personal Finance, save money on low income
Most people think that a financial plan is only for those who already have a lot of money. That’s not true. I believe that you actually need to have a financial plan if you want to have a lot of money. Because your wealth can only grow if you manage it properly. I’m sure you’ve […]
Tags: advantages of financial planning, financial plan, financial planning essay, importance of a financial plan, importance of financial planning, Personal Finance, why financial planning is necessary
Is it a good idea to invest in jewelry? How about using them as a source of your emergency fund? Some people think so. Particularly because the value of gold and precious gems can appreciate through the years. So it follows that it is a good investment, right? Well, that’s not necessarily true. Jewelry as […]
Tags: gold jewelry investment, investing in fine jewelry, investing in gold jewelry pros and cons, jewelry, jewelry investment, jewelry investment philippines, Personal Finance
Many say that experience is the best teacher. And learning from the experience of others is the smarter and painless way to do it. Below are the most common financial mistakes that people make at different stages in life. A lot of them are sentiments from people I’ve met, while a few are of my […]
Tags: common money mistakes, financial mistakes, Personal Finance
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