The emails and direct messages have started to come. People are now asking me where they should spend their Christmas bonus and 13th month pay. Some already have a good idea where they’ll put the money. And they’re asking for my opinion if that’s a smart move. Meanwhile, some are confused and conflicted. They’re lost […]
Tags: 13th month pay, christmas bonus, Mindsetting, Personal Finance, where to invest, where to invest christmas bonus, where to invest ofws
Billionaire Michael Bloomberg once said, “Always bounce the check to the undertaker, and give it all away before you go.” Personally, I wouldn’t want to bounce that check and rob the undertaker of his income. However, that quote is a reflection of the growing desire of many in Western countries to die broke. Dying broke […]
Tags: cost of dying, expenses when you die, funeral costs, funeral costs breakdown, General Information, Personal Finance
The first time I heard the term “fintech” was at a tech startup networking event; from a guy, who talked about cryptocurrencies and explained what Bitcoin is. It was an interesting evening, and I got to see a glimpse of what could be the future of the financial industry. Attending several more similar events was […]
Tags: fintech, fintech courses, fintech examples, fintech philippines, fintech products, fintech stock, fintech wiki, Personal Finance, types of fintech
I regularly manage my budget. It’s a habit I learned in my early 20’s and from experience, I’ve come to know how powerful it is in helping you achieve financial security. Many ask me, including some friends, on how to properly budget their money. And most of the time, the questions are about different budgeting […]
Tags: budget, budgeting, budgeting strategies, budgeting strategies for beginners, how to budget, how to budget better, how to budget money, Money Saving Tips, Personal Finance
The stock market and the stock exchange are terms we often hear in the news. Young professionals and even students, often ask about how to invest in stocks for profit. You must understand that investing and making money in the stock market is not as easy as it looks like. You can end up losing […]
Tags: Investing, Personal Finance, stock market
When you are looking to improve your financial situation, it is important to make the most of this where you can. There are a lot of factors that help you to look after your financial situation, and you have got to make sure you are focused on doing the best you can control your money […]
Tags: Guest Posts, Personal Finance
Many employees think that the Philippine Social Security System or SSS is just for receiving pension upon retirement. The truth is, paying your SSS contributions regularly could allow you to apply for and receive the following eight benefits. 1. Sickness Benefits This is a daily cash allowance paid for the number of days a member […]
Tags: General Information, Personal Finance, social security system, sss benefits, sss benefits 2019, sss benefits computation, sss benefits for maternity, sss benefits for ofw, sss benefits for self employed, sss benefits for sickness, sss benefits for unemployed, SSS philippines, sss retirement benefits
Buying their first home property is the primary financial goal of almost all newlyweds I’ve met. The most common question they have for me: “How can we afford to buy a house?” The answer mostly depends on the type of house they’d like to purchase, their credit worthiness, and their cashflow — especially their cashflow. […]
Tags: am i ready to buy a house quiz, are you ready to buy a house checklist, buying a property, home credit, how to prepare to buy a house, Personal Finance, ready to buy house, when are you ready to buy a house
Personal loans are so accessible these days. You can even apply for it online. And most don’t need a collateral and just base your approval on your creditworthiness. Unsecured (no collateral) loans always come with high interest rates. And this makes them a doubled-edged sword. It can help by providing you with financial leverage, but […]
Tags: apply for a personal loan, best answers to get a loan, best reason why i need a personal loan to tell the bank, loan purpose reasons, Personal Finance, personal loan, personal loan for multiple reasons, personal loan online application, reasons to apply for a personal loan, what is a good reason to get a personal loan
What financial goals should you strive for in your 20s, 30s, and until you retire in your 60s and beyond? Here’s a list that can serve as your guide. In your 20s Build an emergency fund Ideally, this should be at least 6 months worth of your necessary expenses. If you achieve this, you would […]
Tags: financial goals, Personal Finance
It’s not easy to be a family breadwinner. Being able to provide for the needs of others entails a lot of hard work and sacrifice. And sometimes, this means setting aside your personal dreams because you have to prioritize your family’s needs. If you’re a breadwinner, then let me tell you that you have my […]
Tags: breadwinner, Personal Finance
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom.
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