Posts tagged ‘Personal Finance’

Your First Home: 10 Signs That You’re Ready To Buy a Property

Published: August 19, 2019 | Personal Finance | No Comments

Buying their first home property is the primary financial goal of almost all newlyweds I’ve met. The most common question they have for me: “How can we afford to buy a house?” The answer mostly depends on the type of house they’d like to purchase, their credit worthiness, and their cashflow — especially their cashflow. […]

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8 Good Reasons To Apply For a Personal Loan

Published: August 14, 2019 | Personal Finance | 1 Comment

Personal loans are so accessible these days. You can even apply for it online. And most don’t need a collateral and just base your approval on your creditworthiness. Unsecured (no collateral) loans always come with high interest rates. And this makes them a doubled-edged sword. It can help by providing you with financial leverage, but […]

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Practical Financial Goals For Every Decade of Your Life

Published: August 8, 2019 | Personal Finance | 1 Comment

What financial goals should you strive for in your 20s, 30s, and until you retire in your 60s and beyond? Here’s a list that can serve as your guide. In your 20s Build an emergency fund Ideally, this should be at least 6 months worth of your necessary expenses. If you achieve this, you would […]

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6 Essential Money Lessons for Breadwinners

Updated: June 19, 2019 | Personal Finance | 3 Comments

It’s not easy to be a family breadwinner. Being able to provide for the needs of others entails a lot of hard work and sacrifice. And sometimes, this means setting aside your personal dreams because you have to prioritize your family’s needs. If you’re a breadwinner, then let me tell you that you have my […]

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How To Avoid Budgeting Burnout

Published: May 24, 2019 | Personal Finance | 3 Comments

It’s important to create and follow a budget, especially if you want to become financially secure. But unfortunately, this is often easier said than done. For most people, creating a budget is relatively easy. Just open a spreadsheet or get some envelopes, and then allocate your income towards the various expenses that you have. The […]

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What is a Mortgage Broker? 7 Good Reasons to Use One

Published: May 14, 2019 | Guest Posts, Personal Finance | 2 Comments
mortgage broker

You’ve zeroed in on your search and found your dream home. Now you’re on the hunt for the mortgage you need to put those keys in your hand. Not many know that one option you can take is to work with a mortgage broker who can guide you through the lending process from beginning to […]

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Let’s Get Honest About Our Money Problems

Published: April 20, 2019 | Mindsetting, Personal Finance | No Comments

Struggling to budget and manage finances is common — but talking honestly and openly about it isn’t. Why do we hide our problems around money? In this thoughtful, personal talk, author Tammy Lally encourages us to break free of “money shame” and shows us how to stop equating our bank accounts with our self-worth. Enter […]

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How Do You Identify and Deal With Fake Financial Gurus?

Published: February 28, 2019 | Personal Finance, Reader Mail | 6 Comments

When I started writing about personal finance back in 2007, there were only a handful of us, Filipino bloggers, who are in the financial niche. Fast forward to more than a decade later, especially due to the growth of social media, there’s now a multitude of financial gurus who dispense money and investment advice online. […]

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I Can’t Afford The Dream Wedding of my Fiancé, What Should I Do?

Published: February 14, 2019 | Personal Finance, Reader Mail | 1 Comment

A guy is worried that he won’t be able to give the dream wedding that his fiancé always talks about. He sends me an email asking for advice on what he should do, and what he should tell her. Just immediately after I got the email, I asked my friends online for their thoughts. I’m […]

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Tips To Manage Your Debts and Loans

Published: January 21, 2019 | Personal Finance | 1 Comment

Debts and loans can be a good friend, who provides financial leverage and helps you in times of need. But it can also be an evil enemy, who cripples your budget and brings financial stress. More often than not, it’s how we manage our debts and loans that determines which of the two will come […]

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3 Practical Tips on Digital Banking To Help Improve Your Financial Habits

Updated: January 21, 2019 | Personal Finance | 3 Comments

I was logging my week’s expenses on Excel the other day when I suddenly realized that I’ve been doing a lot of cashless spending. I use my credit card to gas up my car, which has an RFID Electronic Toll Collection (ETC) tag for when I drive along SLEX. For my meals, I pay with […]

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