Posts tagged ‘Personal Finance’

5 Reasons Why You Should Use Your Bank’s Mobile App

Updated: August 9, 2018 | Personal Finance | No Comments

Mobile phones have gone a long way. Before, people just use it to make calls and send text messages. But now, it has become an indispensable tool in today’s technology-driven society. People use mobile phones not just to talk and send messages to other people, but also to surf the Internet, send email, play games, […]

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How To Financially Survive Living Without a Budget

Published: July 18, 2018 | Personal Finance | 4 Comments

Most people say that it’s important to create and follow a budget. Ironically, only a few can actually develop and properly manage one. One of the most common reasons, as I’ve observed, is that it’s time consuming and boring. Also, a few would claim that they’re not really good at numbers, so they can’t do […]

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How Many of These Types of Income Streams Do You Have?

Published: June 25, 2018 | Business, Freelancing, Investing, Personal Finance | 1 Comment

In wealth circles, it is often mentioned that millionaires have an average of seven streams of income. This means they have around seven sources of cashflow. Think about your financial situation and ask yourself, how many sources of income do you have? If you’re like most people, then you probably have two. The first would […]

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Wrong Places to Put Your Emergency Fund

Published: June 6, 2018 | Personal Finance | 6 Comments

The other day, someone asked on Facebook: “Where should I put my emergency fund? I don’t want it just to be in a savings account because it’s not earning much there. Is there a better place to park it?” I browsed through the comments section and read a lot of horrible answers. When I say […]

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How To Teach Kids The Value of Earning Money

Published: May 31, 2018 | Guest Posts, Personal Finance | 1 Comment

Do your kids think ATMs dispense any amount of cash we want forever? Before they think you have an infinite source of money, your kids need to know how much hard work it takes to make money, and that it is not limitless. Introduce money lessons to your children and make it a fun learning […]

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How Much Does It Cost to Own a Car?

Published: May 21, 2018 | Personal Finance | 2 Comments

Buying a car is a popular financial goal for Pinoys, especially for young urban professionals. And banks have made it easier to purchase one through car or auto loans. Just save up for the downpayment, then apply for a loan and pay the balance as installment for the next several years. In the corporate world, […]

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Money Moves To Make When You Land Your First Job

Published: May 14, 2018 | Guest Posts, Personal Finance | 1 Comment

Landing your first job after school, whether you left after high school or went on to University, is an exciting venture and an opportunity to grasp with both hands. Not only are you immersing yourself in the world of work for the first time, you’re also getting money, which is considered a huge perk. However, […]

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The Psychology of Impulse Buying and How To Avoid It

Published: April 24, 2018 | Personal Finance | 2 Comments

An attendee of a personal finance workshop that I was conducting asked, “How do we avoid spending during a mall sale?” “Don’t go to the mall when there’s a sale,” was my instant answer. “But I can’t avoid the mall, that’s where I pass by when I go to work and on my way home,” […]

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How to Overcome Financial Peer Pressure When Going Out With Friends

Published: March 28, 2018 | Personal Finance | No Comments

It’s summer and the time when friends would often come together. And there’s plenty of long weekends during this time to even plan an out of town trip or go on a beach vacation. For someone who’s conscious of their budget, it can be hard to remain frugal when friends start inviting them to go […]

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7 Quick Tips to Manage and Pay Off Your Credit Card Debts

Published: March 22, 2018 | Personal Finance | 1 Comment

The overspending you did during the holidays can now be felt in your credit card bills. My friend claims she can now see on her statement the deferred payment and installment purchases she did, and is now worried for her budget. If you’re also struggling with paying off your credit card debts, then here are […]

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Handling Finances as an OFW

Published: March 19, 2018 | Guest Posts, Personal Finance | 1 Comment

One common impression about Filipinos working abroad is they earn more compared to what they could earn in the Philippines. However, how many of them do you think are able to spend responsibly? Most often, only a few. We’ve heard all those sad stories, whether on the news or even from a close friend or […]

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4 Numbers You Should Know to Pay Off Your Credit Card Debts

Updated: May 5, 2018 | Personal Finance | No Comments

How do you pay off your credit card debts? For most people, they just pay it whenever the bill comes with whatever amount they can afford. More often than not, this strategy fails at lowering your debts because the amount you pay each time is just enough to cover the interests you incurred. In worse […]

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Here’s A Meaningful Way to Stop Impulse Buying

Updated: March 4, 2018 | Money Saving Tips, Personal Finance | 1 Comment

I asked a friend what’s her usual impulse buy and without hesitation, she said it’s makeup. She then went on to tell me her latest purchases, which I must say are a lot. I then asked her if she regrets any of those purchases. She thought for a while, and then answered there were a […]

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How to Save Money When Your Income is Low and Just Enough for Your Expenses

Published: February 26, 2018 | Money Saving Tips, Personal Finance | No Comments

A lot of times, I hear people say that they really want to start saving, but they can’t because their income is just enough to pay for their living expenses. They tell me that more often than not, they have no money left for savings by the time the next payday comes. And unfortunately, they’ve […]

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