Posts tagged ‘Personal Finance’

5 Steps to Finding the Best HMO and Health Insurance Plan For You

Published: July 17, 2017 | Personal Finance | 1 Comment

I am often asked what’s the best health insurance company in the Philippines. And each time, I reply that there is no straightforward answer to that question. Some would then ask me which HMO do I have, and I’d share that (at present) I have EastWest and Kaiser as my short-term healthcare providers. However, I […]

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Tips on How OFWs Can Get Out of Debt and Start Saving

Updated: June 18, 2017 | Personal Finance | No Comments

It’s so easy for Overseas Filipino Workers to get a personal loan, especially in the Middle East. And this has caused a lot of them to become buried in debt. To make things worse, a lot of OFWs borrow money just to buy unnecessary stuff. They purchase cars, new gadgets, luxury bags, flat screen TVs, […]

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5 Biggest Financial Mistakes that 50-Year-Olds Regret The Most

Published: May 19, 2017 | Life Lessons, Personal Finance | 5 Comments

I had the chance to talk to future retirees during a recent speaking engagement. Among the topics that we discussed were the biggest financial mistakes that they regret, now that they’re in their 50’s. Today, I’m sharing with you a few of their stories, which I hope you’ll find valuable. Read beyond their sentiments and […]

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8 Money Tasks Couples Must Do Before Getting Married

Published: May 10, 2017 | Personal Finance | 3 Comments

Getting married means more than just committing to love one another. It also means accepting the duty to work together as a team in tackling the financial obligations of the family. Talking about money is a must for engaged couples. Planning for a wedding is not as important as planning for your future, so don’t […]

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5 Tips on How to Motivate Yourself to Get Out of Debt

Published: May 3, 2017 | Guest Posts, Personal Finance | 1 Comment

The constant stress and overwhelming feeling, which debt burdens you with is painful and frustrating. Just having that weight off of your shoulders makes getting rid of debt, worth it. But there are also a lot of other rewards that come with becoming debt free. The trouble is that many of these rewards don’t appear […]

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Debt Consolidation Strategies: Tips on Paying Off Your Debts

Published: February 22, 2017 | Personal Finance | 1 Comment

Having debts can cause unnecessary stress. And when it’s not properly managed, all the worry and stress can strain your relationships, and even lead to health problems. That’s why it’s important to never let your debts go out of control. Or else, the compounding interests on your loans will drag your finances down in a […]

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Millionaire Calculator: How Long Will It Take You To Have a Million?

Published: January 25, 2017 | Personal Finance | 4 Comments

How long does it take to save one million? It’s a popular question among those who dreams of becoming rich. And today, I’ll give you a tool to calculate just that. Actually, it’s an Excel worksheet that you can play with to compute how many years it will take for you to become a millionaire. […]

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Are You Richer Than the Average Filipino?

Published: January 16, 2017 | In Focus, Personal Finance | 2 Comments

According to Credit Suisse’s Global Wealth Databook 2016, a Filipino adult has an average net worth of $9,878 in 2016. Using 1 USD = PHP 50 as exchange rate, that converts to a net worth of P493,900. This means that if you own a car or a real estate property, then you’re most probably richer […]

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How to Handle Friends Who Financially Take Advantage of You

Published: January 12, 2017 | Personal Finance | 3 Comments

Friends are one of life’s greatest treasures. We love them, and would do everything we can to help them in times of need. However, we sometimes get “that friend” who takes advantage of us financially, especially when they know that we make more money than them. They’re not necessarily bad friends. In fact, most of […]

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Reader Mail #34: Investing in UITF vs VUL

Published: December 9, 2016 | Investing, Personal Finance, Reader Mail | 5 Comments

Today, I’m sharing with you an email that I recently received. The sender is asking which is the better investment, UITF or VUL. Several people have also been asking me similar questions, that’s why I decided to answer it here today for everyone. But first, let’s read the letter of Mrs. M below: Hi Fitz. […]

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