I am often asked what’s the best health insurance company in the Philippines. And each time, I reply that there is no straightforward answer to that question. Some would then ask me which HMO do I have, and I’d share that (at present) I have EastWest and Kaiser as my short-term healthcare providers. However, I […]
Tags: best health insurance, best hmo philippines, best hmo plans, choosing health insurance, health, health insurance, HMO, Personal Finance, what is the best hmo
It’s so easy for Overseas Filipino Workers to get a personal loan, especially in the Middle East. And this has caused a lot of them to become buried in debt. To make things worse, a lot of OFWs borrow money just to buy unnecessary stuff. They purchase cars, new gadgets, luxury bags, flat screen TVs, […]
Tags: credit card debts, debt, financial advice for ofw, get out of debt, ofw business opportunities, ofw get out of debt, ofw investment opportunities, ofw money management, ofw saving tips, Personal Finance, personal loans
I had the chance to talk to future retirees during a recent speaking engagement. Among the topics that we discussed were the biggest financial mistakes that they regret, now that they’re in their 50’s. Today, I’m sharing with you a few of their stories, which I hope you’ll find valuable. Read beyond their sentiments and […]
Tags: financial mistakes, Life Lessons, Personal Finance, regret, retirement
Getting married means more than just committing to love one another. It also means accepting the duty to work together as a team in tackling the financial obligations of the family. Talking about money is a must for engaged couples. Planning for a wedding is not as important as planning for your future, so don’t […]
Tags: Personal Finance, things couples should do before getting married, things to do before marriage, things you should know before you get married
The constant stress and overwhelming feeling, which debt burdens you with is painful and frustrating. Just having that weight off of your shoulders makes getting rid of debt, worth it. But there are also a lot of other rewards that come with becoming debt free. The trouble is that many of these rewards don’t appear […]
Tags: dave ramsey baby steps, debt, getting out of debt, getting out of debt blog, Guest Posts, how to get out of debt, Personal Finance, staying motivated during debt snowball
Having debts can cause unnecessary stress. And when it’s not properly managed, all the worry and stress can strain your relationships, and even lead to health problems. That’s why it’s important to never let your debts go out of control. Or else, the compounding interests on your loans will drag your finances down in a […]
Tags: companies that offer debt consolidation, credit card consolidation, debt consolidation, debt consolidation loan, debt consolidation loans Philippines, pay off debt, Personal Finance
How long does it take to save one million? It’s a popular question among those who dreams of becoming rich. And today, I’ll give you a tool to calculate just that. Actually, it’s an Excel worksheet that you can play with to compute how many years it will take for you to become a millionaire. […]
Tags: Calculator, financial calculator, millionaire, one million, Personal Finance
According to Credit Suisse’s Global Wealth Databook 2016, a Filipino adult has an average net worth of $9,878 in 2016. Using 1 USD = PHP 50 as exchange rate, that converts to a net worth of P493,900. This means that if you own a car or a real estate property, then you’re most probably richer […]
Tags: net worth, Personal Finance, Philippines, wealth gap
Friends are one of life’s greatest treasures. We love them, and would do everything we can to help them in times of need. However, we sometimes get “that friend” who takes advantage of us financially, especially when they know that we make more money than them. They’re not necessarily bad friends. In fact, most of […]
Tags: friends, friendship, Personal Finance, relationships
Today, I’m sharing with you an email that I recently received. The sender is asking which is the better investment, UITF or VUL. Several people have also been asking me similar questions, that’s why I decided to answer it here today for everyone. But first, let’s read the letter of Mrs. M below: Hi Fitz. […]
Tags: Investing, Investment, Personal Finance, UITF, VUL
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