Posts tagged ‘Personal Finance’

Wrong Places to Put Your Emergency Fund

Published: June 6, 2018 | Personal Finance | 6 Comments

The other day, someone asked on Facebook: “Where should I put my emergency fund? I don’t want it just to be in a savings account because it’s not earning much there. Is there a better place to park it?” I browsed through the comments section and read a lot of horrible answers. When I say […]

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How To Teach Kids The Value of Earning Money

Published: May 31, 2018 | Guest Posts, Personal Finance | 1 Comment

Do your kids think ATMs dispense any amount of cash we want forever? Before they think you have an infinite source of money, your kids need to know how much hard work it takes to make money, and that it is not limitless. Introduce money lessons to your children and make it a fun learning […]

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How Much Does It Cost to Own a Car?

Published: May 21, 2018 | Personal Finance | 2 Comments

Buying a car is a popular financial goal for Pinoys, especially for young urban professionals. And banks have made it easier to purchase one through car or auto loans. Just save up for the downpayment, then apply for a loan and pay the balance as installment for the next several years. In the corporate world, […]

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Money Moves To Make When You Land Your First Job

Published: May 14, 2018 | Guest Posts, Personal Finance | 1 Comment

Landing your first job after school, whether you left after high school or went on to University, is an exciting venture and an opportunity to grasp with both hands. Not only are you immersing yourself in the world of work for the first time, you’re also getting money, which is considered a huge perk. However, […]

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The Psychology of Impulse Buying and How To Avoid It

Published: April 24, 2018 | Personal Finance | 2 Comments

An attendee of a personal finance workshop that I was conducting asked, “How do we avoid spending during a mall sale?” “Don’t go to the mall when there’s a sale,” was my instant answer. “But I can’t avoid the mall, that’s where I pass by when I go to work and on my way home,” […]

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How to Overcome Financial Peer Pressure When Going Out With Friends

Published: March 28, 2018 | Personal Finance | No Comments

It’s summer and the time when friends would often come together. And there’s plenty of long weekends during this time to even plan an out of town trip or go on a beach vacation. For someone who’s conscious of their budget, it can be hard to remain frugal when friends start inviting them to go […]

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7 Quick Tips to Manage and Pay Off Your Credit Card Debts

Published: March 22, 2018 | Personal Finance | 1 Comment

The overspending you did during the holidays can now be felt in your credit card bills. My friend claims she can now see on her statement the deferred payment and installment purchases she did, and is now worried for her budget. If you’re also struggling with paying off your credit card debts, then here are […]

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Handling Finances as an OFW

Published: March 19, 2018 | Guest Posts, Personal Finance | 1 Comment

One common impression about Filipinos working abroad is they earn more compared to what they could earn in the Philippines. However, how many of them do you think are able to spend responsibly? Most often, only a few. We’ve heard all those sad stories, whether on the news or even from a close friend or […]

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4 Numbers You Should Know to Pay Off Your Credit Card Debts

Updated: May 5, 2018 | Personal Finance | No Comments

How do you pay off your credit card debts? For most people, they just pay it whenever the bill comes with whatever amount they can afford. More often than not, this strategy fails at lowering your debts because the amount you pay each time is just enough to cover the interests you incurred. In worse […]

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Here’s A Meaningful Way to Stop Impulse Buying

Updated: March 4, 2018 | Money Saving Tips, Personal Finance | 1 Comment

I asked a friend what’s her usual impulse buy and without hesitation, she said it’s makeup. She then went on to tell me her latest purchases, which I must say are a lot. I then asked her if she regrets any of those purchases. She thought for a while, and then answered there were a […]

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How to Save Money When Your Income is Low and Just Enough for Your Expenses

Published: February 26, 2018 | Money Saving Tips, Personal Finance | No Comments

A lot of times, I hear people say that they really want to start saving, but they can’t because their income is just enough to pay for their living expenses. They tell me that more often than not, they have no money left for savings by the time the next payday comes. And unfortunately, they’ve […]

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5 Powerful Reasons Why You Should Have a Financial Plan

Published: February 20, 2018 | Personal Finance | No Comments

Most people think that a financial plan is only for those who already have a lot of money. That’s not true. I believe that you actually need to have a financial plan if you want to have a lot of money. Because your wealth can only grow if you manage it properly. I’m sure you’ve […]

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Buying Jewelry for Investment and Source of Emergency Fund

Published: January 29, 2018 | Personal Finance | No Comments

Is it a good idea to invest in jewelry? How about using them as a source of your emergency fund? Some people think so. Particularly because the value of gold and precious gems can appreciate through the years. So it follows that it is a good investment, right? Well, that’s not necessarily true. Jewelry as […]

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Most Common Financial Mistakes People Make Through Life

Published: January 22, 2018 | Personal Finance | 2 Comments

Many say that experience is the best teacher. And learning from the experience of others is the smarter and painless way to do it. Below are the most common financial mistakes that people make at different stages in life. A lot of them are sentiments from people I’ve met, while a few are of my […]

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