Posts tagged ‘Personal Finance’

Debt Consolidation Strategies: Tips on Paying Off Your Debts

Published: February 22, 2017 | Personal Finance | 1 Comment

Having debts can cause unnecessary stress. And when it’s not properly managed, all the worry and stress can strain your relationships, and even lead to health problems. That’s why it’s important to never let your debts go out of control. Or else, the compounding interests on your loans will drag your finances down in a […]

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Millionaire Calculator: How Long Will It Take You To Have a Million?

Published: January 25, 2017 | Personal Finance | 4 Comments

How long does it take to save one million? It’s a popular question among those who dreams of becoming rich. And today, I’ll give you a tool to calculate just that. Actually, it’s an Excel worksheet that you can play with to compute how many years it will take for you to become a millionaire. […]

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Are You Richer Than the Average Filipino?

Published: January 16, 2017 | In Focus, Personal Finance | 2 Comments

According to Credit Suisse’s Global Wealth Databook 2016, a Filipino adult has an average net worth of $9,878 in 2016. Using 1 USD = PHP 50 as exchange rate, that converts to a net worth of P493,900. This means that if you own a car or a real estate property, then you’re most probably richer […]

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How to Handle Friends Who Financially Take Advantage of You

Published: January 12, 2017 | Personal Finance | 3 Comments

Friends are one of life’s greatest treasures. We love them, and would do everything we can to help them in times of need. However, we sometimes get “that friend” who takes advantage of us financially, especially when they know that we make more money than them. They’re not necessarily bad friends. In fact, most of […]

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Reader Mail #34: Investing in UITF vs VUL

Published: December 9, 2016 | Investing, Personal Finance, Reader Mail | 4 Comments

Today, I’m sharing with you an email that I recently received. The sender is asking which is the better investment, UITF or VUL. Several people have also been asking me similar questions, that’s why I decided to answer it here today for everyone. But first, let’s read the letter of Mrs. M below: Hi Fitz. […]

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9 Important Money Tasks You Should Do in December

Published: December 7, 2016 | Personal Finance | 3 Comments

The new year is just around the corner, and we’re now reaching the peak of the holiday celebrations. Most of us will be busy attending Christmas parties, school reunions, and yuletide events – but I hope you can also find time to do a personal financial check-up. It’s a good time to take stock of […]

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How to Know if You Are Financially Ready to Get Married

Published: December 5, 2016 | Personal Finance | 1 Comment

Getting married is a major life decision. Apart from the changes in lifestyle that marriage brings, it also has a big impact in a person’s financial state. As such, it is important to have these four considerations, so as to determine if one is already financially ready to tie the knot and start a family. […]

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5 Financial Habits You Should Establish in Your Twenties

Published: December 3, 2016 | Guest Posts, Personal Finance | No Comments

Between trying to find your career sweet spot, weeding out toxic relationships to get your personal life together, and finally coming around to making the down-payment for your first studio apartment — your twenties are also the time for when you’re supposed to start establishing a successful personal financial plan that won’t see you having […]

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FREE Download: Credit Card Debt Payment Calculator Excel Spreadsheet

Published: November 29, 2016 | Personal Finance | No Comments

If you own several credit cards and want to pay off your debts, then here’s a tool that can help you. This free download is an Excel spreadsheet that helps you calculate how much you should pay each credit card every month, so you can strategically reduce and eliminate your debts. I used the Snowball […]

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7 Bad Financial Advice That a Lot of People Follow

Published: November 25, 2016 | Personal Finance | 10 Comments

When you need financial advice, who do you ask? For many, it’s their closest friends. Unfortunately, not everyone can give good financial advice. If someone has no background nor experience in personal finance and investments, then they’ll most likely give misguided financial advice. But because we trust our friends, people who seek such advice are […]

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