Listen to Episode 14 Summary of Episode 14: As a financial planner, it’s important for me to know your financial goals before I can confidently give you advice on what you should do with your money. (3:17) Mentioned study: The origins of the S.M.A.R.T. Criteria The definition of having S.M.A.R.T.E.R. goals. (5:54) Specific Measurable Attainable […]
Tags: financial goals, goal setting, Investing, Personal Finance, Podcast
Now, more than ever, being able to do online banking has become not just a matter of convenience, but also a necessity to minimize our need to go outside our homes during these times. While banks remain open to service the banking needs of clients amidst the enhanced community quarantine prevailing in Luzon, BDO Unibank […]
Tags: Banco De Oro, BDO, bdo online banking activation, BDO Unibank, General Information, how to activate bdo online banking abroad, how to enroll another account in bdo online banking, how to sign up for bdo online banking, In Focus, Personal Finance
Listen to Episode 11 Summary of Episode 11: For those who are feeling anxious because of the recent events, you can check out what I wrote recently: How I Deal With Anxiety and Remain Productive During These Stressful Times (1:00) The Financial Fitness Forum 2020 has been rescheduled to May 23, 2020 and the new […]
Tags: community quarantine, Freelancing, lockdown, money tips, Personal Finance, Podcast
I’ve been investing since the early 2000’s and I’ve experienced how volatile the market can be. One of the worst downtrends I’ve seen happened in 2007-2008, during the US Subprime Mortgage Crisis. Moreover, the past decade hasn’t been that great at all, with the Philippine Index moving like a rollercoaster, and then going sideways in […]
Tags: best investments during stock market crash, Investing, Personal Finance, what to do when stock market goes down, what to do when stocks go down, what to invest in when stocks go down, where to invest money when stock market is down, where to put your money before the market crashes, why are stocks going down today
I recently stumbled upon a quote that says, “Travel while you’re young and able. Don’t worry about the money, just make it work. Experience is far more valuable than money will ever be.” I can’t help but shake my head at how misguided this advice is. Yes, I agree that travel is one of the […]
Tags: how to save money for a trip fast, how to save money for a trip in 4 months, how to save money for travel as a student, how to save money for travel as a teenager, how to save money to travel to europe, Money Saving Tips, Personal Finance, save and travel, save money for travel app, saving for travel calculator, travel and save
What’s the best way to handle your finances as a couple? How can those in a relationship do money management? How should couples share their income and split their expenses? It’s important to know the answers to these questions because money is one of the most common reasons why couples fight. In fact, next to […]
Tags: couple money management, financial planning for newly married couples, how should married couples split finances, how to handle finances in a relationship, how to manage finances in a marriage, how to save money as a couple, how to split finances when living together, money management for couples, newly married financial checklist, Personal Finance, personal finance for couples
Listen to Episode 6 Summary of Episode 6: The story of a couple who wanted to fix their finances. (1:30) When it comes to relationships, money is always among the reasons why couples fight. (4:05) Top 3 reasons why couples fight about money. (4:30) Relationship advice from a marriage counselor — a lot of arguments […]
Tags: couples finance, love, money, Personal Finance, Podcast, relationship goals
It hurts getting dumped. But do you know what hurts more than that? It’s getting scammed and losing money in your bank account. Scammers are out there, courting us until we give them our personal information, which they’ll use to steal our money. Tulad ng manlolokong ex mo na pinaglaruan lang ang feelings mo dati. […]
Tags: General Information, how to protect yourself from online scams, In Focus, Personal Finance
There are hundreds and thousands of investments out there. How do you choose the best one? Do you simply search for and then put your money on the investment with the highest returns? Well, the answer is both yes and no. Yes, you should do research to find the investment with the best performance. And […]
Tags: comparison of investment products, how to invest in stocks, how to pick a stock to invest in, Investing, investing money for beginners, Personal Finance, portfolio investment strategy
Listen to Episode 4 Summary of Episode 4: Talked about the stock market and why people invest in companies. (1:45) How people choose which companies to invest in. A big part of it are the numbers in the financial reports. (2:50) If you want to be an entrepreneur, then you should take care of your […]
Tags: Personal Finance, Podcast, saving money, show notes, The 80 Percent, tracking expenses
The emails and direct messages have started to come. People are now asking me where they should spend their Christmas bonus and 13th month pay. Some already have a good idea where they’ll put the money. And they’re asking for my opinion if that’s a smart move. Meanwhile, some are confused and conflicted. They’re lost […]
Tags: 13th month pay, christmas bonus, Mindsetting, Personal Finance, where to invest, where to invest christmas bonus, where to invest ofws
Billionaire Michael Bloomberg once said, “Always bounce the check to the undertaker, and give it all away before you go.” Personally, I wouldn’t want to bounce that check and rob the undertaker of his income. However, that quote is a reflection of the growing desire of many in Western countries to die broke. Dying broke […]
Tags: cost of dying, expenses when you die, funeral costs, funeral costs breakdown, General Information, Personal Finance
The first time I heard the term “fintech” was at a tech startup networking event; from a guy, who talked about cryptocurrencies and explained what Bitcoin is. It was an interesting evening, and I got to see a glimpse of what could be the future of the financial industry. Attending several more similar events was […]
Tags: fintech, fintech courses, fintech examples, fintech philippines, fintech products, fintech stock, fintech wiki, Personal Finance, types of fintech
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom. Read my story here.
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