Posts tagged ‘budget management’

Four Solid and Convincing Reasons Why You Should Track Your Expenses

Updated: October 18, 2016 | Money Saving Tips, Personal Finance | 5 Comments

Creating a personal budget is close to impossible if you don’t know how much you’re actually spending. When you don’t regularly track your expenses, it’s difficult to allocate your income. At best, you’ll just guesstimate your budget and hope your cash lasts until the next payday. Then when you simply do tracking in your head, […]

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Make Budget Planning a Habit

Published: May 30, 2013 | Personal Finance | 4 Comments

If you’re like most people, you probably receive a lot of text message spam. You know, those SMS from unknown numbers asking if you’d like to buy a condo unit, or apply for a personal loan. Recently, I received one that says, “Short on cash for your child’s tuition? Apply for a personal loan. No […]

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8 Steps To Creating A Zero-Based Budget Planning System

Updated: April 24, 2017 | Personal Finance | 17 Comments

I first heard about the zero-based budget planning system from author, Dave Ramsey. During that time years ago, I was already using the Envelope System to manage my expenses. Upon realizing how similar and complimentary the two methods are, I’ve decided to incorporate both systems into my budget planning. Did you know what happened after […]

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Organizing Your Personal Finances

Updated: January 2, 2015 | Guest Posts, Personal Finance | 3 Comments

It’s going to be the end of the year soon and from what I know, there are two New Year Resolutions that people usually think of during this time – they’d either want to lose weight or save more money next year. I’m not a health guru so I can’t really help you much with […]

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3 Essential Skills That Every Entreprenuer Should Master

Updated: May 18, 2015 | Business, Guest Posts | 5 Comments

If you’re planning to start a new business, I believe that the first step is to ask yourself – “Am I ready to be an entrepreneur?” This is something I’ve already emphasized in my post, A Step By Step Guide To Starting A Business. But for today, we take that concept one level higher as […]

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Envelope Budget System Tutorial Video

Published: April 29, 2009 | Money Saving Tips, Personal Finance | 11 Comments

One of the best ways to manage your budget is to use The Envelope System. This budgeting method is so effective that it has become one of the recommended tools for personal finance. I’ve already written about this topic before and if you’d like to know my personal 8 step action plan to creating a […]

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How To Track Your Expenses

Updated: January 27, 2013 | Money Saving Tips, Personal Finance, Productivity | 22 Comments

A few years back, I’ve always wondered why I was never able to grow any money in my savings account. It wasn’t until I started to account for my expenses that I realized how much I am actually spending on a daily basis. As we go about our lives, we often only remember the expensive […]

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