Posts tagged ‘btid vs vul’

Life Insurance: Should I Cancel my VUL and Switch to BTID?

Published: November 24, 2017 | Personal Finance | 12 Comments

A lot of people who don’t know much about investments are often convinced by life insurance agents to buy VUL or Variable Unit-Linked Insurance, or also known as Variable Universal Life insurance. The marketing pitch is great. When you get a VUL, you get a 2-in-1 product – life insurance and investment. And in today’s […]

Tags: , , , , , , , , , , , ,

BTID vs VUL and How I See Financial Planning With Respect to Life Insurance

Updated: November 24, 2017 | Personal Finance | 16 Comments

Buy Term, Invest the Difference (BTID) versus getting a Variable Unit-Linked (VUL) life insurance is always a divisive topic, even among us Registered Financial Planners. There have been many attempts to compare them based on actual figures and both sides can always come up with results that favor their stand. However, I believe that protection […]

Tags: , , , , , , ,