There’s no debate on how we should prioritize our necessities to make sure that we first spend on our NEEDS before our WANTS. After successfully budgeting for our necessary expenses, […]
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How To Motivate Yourself to Do Hard But Important Tasks (Episode 52)
Listen to Episode 52: on Spotify on Apple Podcasts on Google Podcasts Episode Sponsor: eToro Invest and trade global markets: Sign up for eToro here and check out Copytrader, which […]
Continue readingIf Following a Budget is Hard, Then Do This Instead (Episode 18)
Listen to this episode: on Spotify on Apple Podcasts on Google Podcasts Summary of Episode 18: Referenced Article: Why Diets Don’t Work For most people, the word budget brings out […]
Continue reading5 Mental Strategies to Help You Budget Your Money Effectively
I regularly manage my budget. It’s a habit I learned in my early 20’s and from experience, I’ve come to know how powerful it is in helping you achieve financial […]
Continue readingHow To Avoid Budgeting Burnout
Creating and following a budget is important, especially if you want to become financially secure. But unfortunately, this is often easier said than done. For most people, creating a budget […]
Continue readingHow To Financially Survive Living Without a Budget
Most people say that it’s important to create and follow a budget. Ironically, only a few can actually develop and properly manage one. One of the most common reasons, as […]
Continue reading9 Tips on How Pinoy Families Can Live on One Income
The Philippine Bureau of Labor and Employment mandates that the minimum wage for those in the National Capital Region is Php 466 per day. This translates to an income of […]
Continue readingHow To Stay Motivated at Following Your Monthly Budget: A Lesson in Psychology
One of my readers, Kristine sent an email recently to share something that happened to her. Below is a portion of what she wrote: I learned about creating an emergency […]
Continue readingNever Had the Knack for Budgeting? Try these Budgeting Starter Tips to Kick-Start your Money-Saving Habits
It’s ironic that most people will say that budgeting is important, but only a few will actually create and religiously follow one. Tracking your expenses and sticking to a financial […]
Continue readingFour Solid and Convincing Reasons Why You Should Track Your Expenses
Creating a personal budget is close to impossible if you don’t know how much you’re actually spending. When you don’t regularly track your expenses, it’s difficult to allocate your income. […]
Continue readingMake Budget Planning a Habit
If you’re like most people, you probably receive a lot of text message spam. You know, those SMS from unknown numbers asking if you’d like to buy a condo unit, […]
Continue reading8 Steps To Creating A Zero-Based Budget Planning System
I first heard about the zero-based budget planning system from the author, Dave Ramsey. During that time years ago, I was already using the Envelope System to manage my expenses. […]
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