4 Responses to “Start Saving For The Holidays”


  1. Dinah says:

    Thanks for these tips 🙂 We sometimes get too excited because of the season of giving. and also, there are more mall sales now and if you have extra money, you can start buying gifts na.

  2. Mike says:

    I love “ber” months. This year I am not going to give much gifts, only to my close friends.

  3. Many thanks for this post! I can make use of this as a guide as on what to expect for Christmas season.

  4. Jack says:

    I am not sure banks still offer this service in the US. Many years ago, banks would open what was called a “Christmas club account ” for you. If I recall correctly, this usually began during our summer vacation in late June. You would receive a passbook and interest on the money. When the season arrived, you had spending money.

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