Sharing Some Budgeting Tools, Techniques, and Tips (Episode 163)

Updated: July 28, 2023

Listen to this episode:

What you’ll hear in this episode:

How’s your budgeting? Are you even doing one? Learning how to budget is a foundational skill in personal finance, but unfortunately, not everyone does it.

In this episode, I shared budgeting tools you can use, discussed different budgeting techniques, and gave tips that can help you improve how you manage your cash flow.

Budgeting Tools:

  • Pen and notebook
  • Microsoft Excel / Google Sheets
  • Budgeting mobile apps
  • Financial software

Budgeting Techniques:

  • Pay yourself first method
  • 50/30/20 method
  • Envelope method
  • Daily budget method

Budgeting Tips:

  • Be patient. Make it a habit and it will slowly become easier and faster to do.
  • Track your expenses so you can anticipate and manage difficult months.
  • There are many budgeting strategies. Find the one that works best for you.

Free Budget Excel Worksheet:

Click the link to download: FREE Budget Worksheet

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