How to Diversify Your Investments (Episode 26)

Updated: July 10, 2020 | Investing, Podcast | 1 Comment

Listen to Episode 26 Summary of Episode 26: What is diversification? When it comes to investing, this means putting your money on different instruments to minimize your risk. (1:01) The 5 different ways you can diversify your investments. (2:04) Is it okay to just invest in mutual funds? (4:30) Invest and trade global markets: Sign […]

Should You Invest Even If You Have Debts?

Published: June 29, 2020 | Investing, Personal Finance | 1 Comment

That online business you’re doing is starting to make good money, and you now have some extra cash. It’s tempting to spend the money and buy yourself something nice. However, you’re financially smarter now, and understand that it’s important to pay off your debts first before spending on non-essential wants. But then you ask yourself, […]

4 Ways To Nurture a Success Mindset (Episode 25)

Updated: July 10, 2020 | Life Lessons, Mindsetting, Podcast | No Comments

Listen to Episode 25 Summary of Episode 25: Watch: Angela Duckworth on Grit Remember that mindset plays a major role in how we act and more importantly, how we react to what happens around us. (2:15) There’s need to be awareness and intention when it comes to working for the things you want in life. […]

Investing in Stocks with High Dividend Yields

Published: June 23, 2020 | Investing | 2 Comments

Most people invest in equities for long-term capital appreciation. And if you buy stocks that often give out dividends, then you’ll also get to enjoy regular and passive income. More often than not, a sideways or downtrend market with low inflation and interest rates would present good opportunities for this because when share prices fall, […]

The First Principle of Building Wealth (Episode 24)

Published: June 19, 2020 | Money Saving Tips, Personal Finance, Podcast | No Comments

Listen to Episode 24 Summary of Episode 24: The different ways you can become rich. (1:18) The first fundamental principle that can determine your financial success is your ability to spend less than what you earn. (1:38) When it comes to personal finance, I believe that there’s no good reason to deny ourselves of our […]

Wealth, Retirement & Estate Planning Forum 2020

Published: June 18, 2020 | News and Events | 1 Comment

I’ve been invited by companies, on several occasions, to do a retirement planning seminar for soon-to-be retirees. The audience are mostly employees, who will be retiring from the company within the year, or have already filed for retirement. And I try to help them as much as I can on how to deal with the […]

Portfolio Diversification: What It Means To Diversify Your Investments

Published: June 15, 2020 | Investing | 1 Comment

Diversification is an advice that many financial planners give when it comes to building your investment portfolio. This investing strategy is often said through the famous saying, “Don’t put all your eggs in one basket.” The idea behind diversifying your assets or investments is that, markets are unpredictable. And by putting your money in different […]

Quick Tips When Starting a Business (Episode 23)

Published: June 12, 2020 | Business, Podcast | 1 Comment

Listen to Episode 23 Summary of Episode 23: Question from Sir Alvin. (1:06) Entrepreneurship is a leap of faith. (1:51) Starting a business feels like jumping off a cliff… It’s scary because a lot of things could go wrong. (4:18) The purpose of creating a business plan is it becomes your blueprint or guide in […]

What To Do When You Lose Your Job and You Have No Money or Savings

Published: June 8, 2020 | Personal Finance | No Comments

It’s never easy to lose a job. And that difficulty has been amplified in recent weeks, as mass layoffs are happening around the world, including our country, due to the economic impact of this pandemic. It’s never easy to lose a job. And it’s more difficult if it happens when you have no safety net […]

Don’t Fall Into The Sunk Cost Trap (Episode 22)

Published: June 5, 2020 | Investing, Mindsetting, Personal Finance, Podcast | 1 Comment

Listen to Episode 22 Summary of Episode 22: A pizza story. (1:23) A sunk cost trap or a sunk cost fallacy when a person is failing to see the best outcome because they have a bias resulting from a previous or ongoing commitment. (3:05) Watch a FREE online financial coaching video: Visit imgwealthacademy.com An illustration […]

What To Do During a Recession to Protect Your Money

Updated: June 6, 2020 | Personal Finance | 1 Comment

Last March 2020, the International Monetary Fund or IMG has declared a global recession. Meanwhile, the GDP of the Philippines for the 1st Quarter of 2020 has contracted for the first time since 1989, that’s more than 20 years ago! With businesses in the country mostly on lockdown for the most part of the 2nd […]

The 10 Most Traded Stocks or Companies on eToro’s Global Platform

Published: May 29, 2020 | Investing, News and Events | 6 Comments

Social trading and multi-asset brokerage company, eToro has recently launched commission-free trading for US stocks to the Asia-Pacific. This zero-commission offering applies to all stocks on its platform that are traded on the Nasdaq and New York Stock Exchange (NYSE). And this makes them the first platform to offer commission-free stocks and fractional shares globally. […]