Ready To Be RichListen to Episode 26 Summary of Episode 26: What is diversification? When it comes to investing, this means putting your money on different instruments to minimize your risk. (1:01) The 5 different ways you can diversify your investments. (2:04) Is it okay to just invest in mutual funds? (4:30) Invest and trade global markets: Sign […]
How to Diversify Your Investments (Episode 26)
Updated: July 10, 2020 | Investing, Podcast | 1 CommentShould You Invest Even If You Have Debts?
Published: June 29, 2020 | Investing, Personal Finance | 1 CommentThat online business you’re doing is starting to make good money, and you now have some extra cash. It’s tempting to spend the money and buy yourself something nice. However, you’re financially smarter now, and understand that it’s important to pay off your debts first before spending on non-essential wants. But then you ask yourself, […]
4 Ways To Nurture a Success Mindset (Episode 25)
Updated: July 10, 2020 | Life Lessons, Mindsetting, Podcast | No CommentsListen to Episode 25 Summary of Episode 25: Watch: Angela Duckworth on Grit Remember that mindset plays a major role in how we act and more importantly, how we react to what happens around us. (2:15) There’s need to be awareness and intention when it comes to working for the things you want in life. […]
Investing in Stocks with High Dividend Yields
Published: June 23, 2020 | Investing | 2 CommentsMost people invest in equities for long-term capital appreciation. And if you buy stocks that often give out dividends, then you’ll also get to enjoy regular and passive income. More often than not, a sideways or downtrend market with low inflation and interest rates would present good opportunities for this because when share prices fall, […]
The First Principle of Building Wealth (Episode 24)
Published: June 19, 2020 | Money Saving Tips, Personal Finance, Podcast | No CommentsListen to Episode 24 Summary of Episode 24: The different ways you can become rich. (1:18) The first fundamental principle that can determine your financial success is your ability to spend less than what you earn. (1:38) When it comes to personal finance, I believe that there’s no good reason to deny ourselves of our […]
Wealth, Retirement & Estate Planning Forum 2020
Published: June 18, 2020 | News and Events | 1 CommentI’ve been invited by companies, on several occasions, to do a retirement planning seminar for soon-to-be retirees. The audience are mostly employees, who will be retiring from the company within the year, or have already filed for retirement. And I try to help them as much as I can on how to deal with the […]
Quick Tips When Starting a Business (Episode 23)
Published: June 12, 2020 | Business, Podcast | 1 CommentListen to Episode 23 Summary of Episode 23: Question from Sir Alvin. (1:06) Entrepreneurship is a leap of faith. (1:51) Starting a business feels like jumping off a cliff… It’s scary because a lot of things could go wrong. (4:18) The purpose of creating a business plan is it becomes your blueprint or guide in […]
Beginner’s Guide: What is Bitcoin? How to Make Money in Bitcoin?
Published: June 10, 2020 | General Information, In Focus | No CommentsBitcoin and cryptocurrencies in general, is now generally accepted as an asset in the financial market. From its obscure beginnings back in 2009, it’s now a regularly traded commodity with currently, around $6 billion of trading volume per day. Despite its popularity, a lot of people still don’t understand what Bitcoin is and how it […]
What To Do When You Lose Your Job and You Have No Money or Savings
Published: June 8, 2020 | Personal Finance | No CommentsIt’s never easy to lose a job. And that difficulty has been amplified in recent weeks, as mass layoffs are happening around the world, including our country, due to the economic impact of this pandemic. It’s never easy to lose a job. And it’s more difficult if it happens when you have no safety net […]
Don’t Fall Into The Sunk Cost Trap (Episode 22)
Published: June 5, 2020 | Investing, Mindsetting, Personal Finance, Podcast | 1 CommentListen to Episode 22 Summary of Episode 22: A pizza story. (1:23) A sunk cost trap or a sunk cost fallacy when a person is failing to see the best outcome because they have a bias resulting from a previous or ongoing commitment. (3:05) Watch a FREE online financial coaching video: Visit imgwealthacademy.com An illustration […]
What To Do During a Recession to Protect Your Money
Updated: June 6, 2020 | Personal Finance | 1 CommentLast March 2020, the International Monetary Fund or IMG has declared a global recession. Meanwhile, the GDP of the Philippines for the 1st Quarter of 2020 has contracted for the first time since 1989, that’s more than 20 years ago! With businesses in the country mostly on lockdown for the most part of the 2nd […]
The 10 Most Traded Stocks or Companies on eToro’s Global Platform
Published: May 29, 2020 | Investing, News and Events | 6 CommentsSocial trading and multi-asset brokerage company, eToro has recently launched commission-free trading for US stocks to the Asia-Pacific. This zero-commission offering applies to all stocks on its platform that are traded on the Nasdaq and New York Stock Exchange (NYSE). And this makes them the first platform to offer commission-free stocks and fractional shares globally. […]
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom. Read 
