Ready To Be RichOver the years, I’ve helped people fix their budget to improve their finances. Most of the time, the primary cause of their high spending is when they use money to fix a problem that money can’t fix. Money is a tool. And we can use it to help solve a lot of things. You don’t […]
Avoid this Common Spending Mistake That Leads Most People into Debt
Published: September 11, 2019 | Life Lessons, Mindsetting | 1 CommentHow To Verify Your eToro Account
Published: September 10, 2019 | General Information | 1 CommentAs we journey into the global markets with eToro, a common question readers ask is what to do next after creating the free virtual account. This article will cover what you should do after you’ve registered. If you don’t have an account yet, sign up for a free $100K virtual account here. Firstly, you have […]
How To Save Money on Remittances
Updated: August 18, 2019 | Personal Finance | 1 CommentAs you read these words, millions of overseas workers are trying to make a living. Not just for themselves, but their families as well. They work long hours so they can send hundreds of dollars per month to their parents, their siblings, their kids. $300 may not sound like much, but in The Philippines, Mexico, […]
8 Good Reasons To Apply For a Personal Loan
Published: August 14, 2019 | Personal Finance | 1 CommentPersonal loans are so accessible these days. You can even apply for it online. And most don’t need a collateral and just base your approval on your creditworthiness. Unsecured (no collateral) loans always come with high interest rates. And this makes them a doubled-edged sword. It can help by providing you with financial leverage, but […]
Practical Financial Goals For Every Decade of Your Life
Published: August 8, 2019 | Personal Finance | 1 CommentWhat financial goals should you strive for in your 20s, 30s, and until you retire in your 60s and beyond? Here’s a list that can serve as your guide. In your 20s Build an emergency fund Ideally, this should be at least 6 months worth of your necessary expenses. If you achieve this, you would […]
Laundry Business Success with Whirlpool-Maytag
Updated: August 5, 2019 | Business, In Focus | 2 CommentsLaundromats are good business. One proof to this is its resilience amidst our ever-changing lifestyle. Did you know that even as early as the 1930s, there are already such businesses in the United States? I remember during the 90s, they slowly began appearing around Metro Manila. And since then, laundromats have never stopped growing as […]
Shiny Object Syndrome: What Is It and How To Beat It?
Updated: August 5, 2019 | Business, Investing, Productivity | 1 CommentHave you heard of the Shiny Object Syndrome or SOS? I’ve met a handful of people who had it, and they didn’t know they did until I pointed it out to them. I once had a bad case of it. And I still fall ill to it sometimes. But through the years, I’ve become better […]
un-SLACKing Off the IPO market
Published: July 28, 2019 | In Focus | No CommentsWe are only halfway through the year and we have already witnessed some of the most exciting companies going public this year. Some stocks received a warm embrace from investors while some did not receive the love they were hoping for. Beyond Meat stock is currently trading almost 3 times its IPO price; while Lyft […]
There Are Many Ways to Reach a Destination, and Why That’s Important to Know
Published: July 26, 2019 | Life Lessons | 1 CommentThis is probably the year that I’ve traveled the most in my entire life. Just for the first half of the year, I’ve been to Malaysia, Singapore, and Vietnam; with a trip to Macau coming up in October. Locally, I’ve spent nights in La Union, Cagayan de Oro, Bulacan, Laguna, Ilo-Ilo, Bohol, Dumaguete, Mindoro, Isabela, […]
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom.
