Avoid this Common Spending Mistake That Leads Most People into Debt

Published: September 11, 2019 | Life Lessons, Mindsetting | 1 Comment

Over the years, I’ve helped people fix their budget to improve their finances. Most of the time, the primary cause of their high spending is when they use money to fix a problem that money can’t fix. Money is a tool. And we can use it to help solve a lot of things. You don’t […]

Basic Guide on 10 SSS Benefits for Members

Published: August 27, 2019 | General Information, Personal Finance | 1 Comment

Many employees think that the Philippine Social Security System or SSS is just for receiving pension upon retirement. The truth is, paying your SSS contributions regularly could allow you to apply for and receive the following eight benefits. 1. Sickness Benefits This is a daily cash allowance paid for the number of days a member […]

Your First Home: 10 Signs That You’re Ready To Buy a Property

Published: August 19, 2019 | Personal Finance | No Comments

Buying their first home property is the primary financial goal of almost all newlyweds I’ve met. The most common question they have for me: “How can we afford to buy a house?” The answer mostly depends on the type of house they’d like to purchase, their credit worthiness, and their cashflow — especially their cashflow. […]

How To Save Money on Remittances

Updated: August 18, 2019 | Personal Finance | 1 Comment

As you read these words, millions of overseas workers are trying to make a living. Not just for themselves, but their families as well. They work long hours so they can send hundreds of dollars per month to their parents, their siblings, their kids. $300 may not sound like much, but in The Philippines, Mexico, […]

8 Good Reasons To Apply For a Personal Loan

Published: August 14, 2019 | Personal Finance | 1 Comment

Personal loans are so accessible these days. You can even apply for it online. And most don’t need a collateral and just base your approval on your creditworthiness. Unsecured (no collateral) loans always come with high interest rates. And this makes them a doubled-edged sword. It can help by providing you with financial leverage, but […]

Practical Financial Goals For Every Decade of Your Life

Published: August 8, 2019 | Personal Finance | 1 Comment

What financial goals should you strive for in your 20s, 30s, and until you retire in your 60s and beyond? Here’s a list that can serve as your guide. In your 20s Build an emergency fund Ideally, this should be at least 6 months worth of your necessary expenses. If you achieve this, you would […]

Laundry Business Success with Whirlpool-Maytag

Updated: August 5, 2019 | Business, In Focus | 2 Comments

Laundromats are good business. One proof to this is its resilience amidst our ever-changing lifestyle. Did you know that even as early as the 1930s, there are already such businesses in the United States? I remember during the 90s, they slowly began appearing around Metro Manila. And since then, laundromats have never stopped growing as […]

Shiny Object Syndrome: What Is It and How To Beat It?

Updated: August 5, 2019 | Business, Investing, Productivity | 1 Comment

Have you heard of the Shiny Object Syndrome or SOS? I’ve met a handful of people who had it, and they didn’t know they did until I pointed it out to them. I once had a bad case of it. And I still fall ill to it sometimes. But through the years, I’ve become better […]

un-SLACKing Off the IPO market

Published: July 28, 2019 | In Focus | No Comments

We are only halfway through the year and we have already witnessed some of the most exciting companies going public this year. Some stocks received a warm embrace from investors while some did not receive the love they were hoping for. Beyond Meat stock is currently trading almost 3 times its IPO price; while Lyft […]

There Are Many Ways to Reach a Destination, and Why That’s Important to Know

Published: July 26, 2019 | Life Lessons | 1 Comment

This is probably the year that I’ve traveled the most in my entire life. Just for the first half of the year, I’ve been to Malaysia, Singapore, and Vietnam; with a trip to Macau coming up in October. Locally, I’ve spent nights in La Union, Cagayan de Oro, Bulacan, Laguna, Ilo-Ilo, Bohol, Dumaguete, Mindoro, Isabela, […]