List of Available Cash Assistance and Loans From The Philippine Government (Crisis Response)

Updated: April 22, 2020

Dealing with this public health crisis is one thing, and taking care of our own personal finance is another.

If you’ve been financially affected by the ECQ and lockdowns, then here’s a list of available cash assistance and accessible loans that you can apply for as provided by the Philippine government.

These information has been checked for accuracy at the time of writing. Details may change, and more options could become available in the future. We’ll do our best to update this page as often as possible.

Social Security System (SSS)

SSS Unemployment Benefit
Also called unemployment insurance or involuntary separation benefit, this is a cash benefit granted to covered employees who are involuntarily separated from employment. The unemployment benefit is not a loan, which means that there is no need to pay an additional amount to the SSS for this benefit.

All laid-off employees covered by the SSS, including domestic workers and overseas Filipino workers, provided that they are not over 60 years old at the time of involuntary separation.

Cash Benefit Amount: Up to P20,000, depending on salary rate

Small Business Wage Subsidy (SBWS) Program
The Department of Finance, through SSS, is providing a wage subsidy for affected employees of small businesses to help mitigate the impact of the quarantine in Luzon and various local government units.

The business must meet two eligibility criteria: 1) size of business and 2) impact of the enhanced community quarantine (ECQ) on the small business’ operations. Businesses that have been compliant with the regulations of the Bureau of Internal Revenue (BIR) and SSS will be prioritized.

Cash Benefit Amount: Wage subsidy of between 5,000 to 8,000 pesos (based on the regional minimum wage) per month per eligible employee. This wage subsidy shall be given for up to two months so that affected small businesses are able to retain their employees during the quarantine period.

Note: The Social Security System (SSS) will only be accepting applications until April 30, 2020 only.

Visit DOF website here for more details.

SSS Salary Loan
For SSS members who need extra cash to cover living and medical expenses.

Loan Amount: One month’s worth of salary

SSS Calamity Loan
For SSS members who need extra cash to cover living and medical expenses.

Loan Amount: Up to P20,000

Government Service Insurance System (GSIS)

COVID-19 Emergency Loan
For GSIS members, including pensioners, who need extra cash to cover living and medical expenses.

Loan Amount: Up to P20,000

Visit GSIS website here for more details.

Department of Labor and Employment (DOLE)

COVID Adjustment Measures Program (CAMP)
For workers affected by temporary income reduction or job loss due to lockdown. It’s available to those employed by small to medium private enterprises that are closed temporarily or are adopting work-from-home arrangements.

Cash Benefit Amount: P5,000

Apply at: DOLE regional/provincial/field office in their area.

Cash Aid for OFWs
For OFWs who lost their jobs due to COVID-19

Cash Benefit Amount: $200

Apply at: Nearest OWWA regional office.

Visit DOLE website here for more details.

Pag-IBIG Fund

Pag-IBIG Calamity Loan
For members in areas declared under a State of Calamity.

Loan Amount: Up to 80% of your total accumulated savings

Visit Pag-IBIG Fund website here for more details.

Department of Social Welfare & Development

COVID-19 Emergency Assistance
For households and families belonging to vulnerable sectors affected by the pandemic

Cash Benefit Amount: P5,000 to P8,000 in cash and in-kind good for two months

Application: Coordinate with your local barangay


It’s best to contact the government agency concerned to learn the requirements for application and other important information. You may call their hotline or send an email to them.

If you know of any cash assistance and loan program that are available from a government agency or department, kindly share it in the comments section so I can update the list.

Thank you.

Last update: 22 April 2020

What to do next: Click here to start your financial journey with IMG Wealth Academy

One comment

  1. We will certainly forward this information to folks we know that really beginning to hurt from the current lock-down situation due to the virus threat. Thank you for posting this very helpful list.

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