1. I bought recently for child, just as an extra security, pero do not believe personally about event the moderate ROI..

  2. I have mixed thoughts on this one. Are the insurance companies attempting to make me feel like a bad, non-caring parent unless I buy the product? Somehow, I can not help but think that the money used to pay the premium, wisely invested, will grow far beyond what any insurance policy will offer. True, if there is a tragic event with a very young child, you hit the lotto. What decent parent could celebrate something like that? I think we will continue investing our time, energy and money into those areas we have had success and always be on the lookout for new and even batter opportunities.

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