How OFWs Can Prepare for a Secure and Safe Retirement (Episode 164)

Updated: August 11, 2023

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What you’ll hear in this episode:

Leaving your family behind to work away from them is a difficult decision. But the question now is, how do you find your way back?

In this episode, I shared tips and strategies that can help you prepare for a secure and safe retirement. So that finally, you can come home.

Particularly, there are three things you need to do to accomplish this goal.

First, you need to start with the end in mind. Ask yourself, “What kind of retirement do you want?”

Second is to calculate how much you’ll need to come home. It’s important to estimate the future costs of your plan.

Two numbers that you need to calculate and achieve before going home are your monthly cost which is your income target, and your annual cost which is your savings target.

And then finally, you need to develop a plan to achieve those numbers. This can often be achieved by going into either real estate rentals or franchising a business.

More details are discussed in the episode.


Life is full of twists and turns. Don’t expect things to go smoothly as planned. Circumstances change. Priorities change.

One event, one decision, one moment could totally change your life and make your plans useless. And that’s okay.

At the end of the day, having a roadmap is better than having none. And when things don’t go our way, we can always adjust, rebalance, and come up with a new plan. Life is challenging and exciting that way.

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