One of the best ways to see how financially healthy you are is to calculate your net worth. You do this by preparing a personal statement of assets and liabilities. […]
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Things You Ought To Know Before Applying For A Credit Card
I love credit cards and I couldn’t imagine my life without one. Yes, it may seem odd to read this from a financial adviser, when many others have written how […]
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How’s Your Budget And Personal Savings?
Payday came and some friends were happy to buy a little something for themselves. I was glad to tag along as they shop for new clothes and purchase other stuff […]
Continue readingThe Relationship Of Obsolescence And Frugality Part 2
This is the last part of this article, to read the first part, click here: The Relationship Of Obsolescence And Frugality Part 1. Aside from planned obsolescence, there is another […]
Continue readingThe Relationship Of Obsolescence And Frugality Part 1
Wikipedia defines obsolescence as the state of being which occurs when a person, object, or service is no longer wanted even though it may still be in good working order. […]
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The Million Pesos Calculator
How long will it take for you to become a millionaire? Let’s have a bit of fun today by trying this financial calculator. You will start by entering your Current […]
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Frugal or Cheap: Test Your Mindset
What’s the difference between being frugal and being cheap? Surprisingly, when I asked my friends about this, I got different answers. Furthermore, when I gave them several cases and asked […]
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What Everybody Ought To Know About Money
The dictionary defines money as any token or object that functions as a medium of exchange that is socially and legally accepted in payment for goods and services and settlement […]
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What Do You Do When Family Members and Relatives Ask For Your Financial Support?
Filipinos have very close family ties and as a child, I was raised to honor this tradition. And since this is a big part of our cultural upbringing, it is […]
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Handling Friends Who Borrow Money
You’ve been doing a lot of changes to improve your financial health. You’re proud of your accomplishments and your friends could tell that you’re doing well. Then one day, a […]
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What Is Inflation and Why You Need To Make Your Money Grow
A man goes home to his wife from the office bearing some good news. His request for a salary increase was approved today by his boss. They decided that a […]
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Budget Your Money Through The Envelope Method
Do you have the habit of spending more than you earn? Are you finding it hard to get out of bad debt? Is it difficult to live within your means? […]
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