Welcome to the eight edition of Reader Mail. This is the time where I answer some of the interesting questions I receive from my readers. Today, we have business questions, […]
Continue readingCategory: Personal Finance
On Michael Jackson, Debts and the Man In The Mirror
I was online when the news of the untimely death of Michael Jackson hit the internet. And now, countless blog posts, personal tributes and other stories are everywhere (including this). […]
Continue readingEasy Budgeting Strategies For Beginners: Try Creating This Simple Spending Plan
What are the things you spend your money on? If you’re already in the habit of tracking your expenses, then I’m sure you could tell me exactly where your money […]
Continue readingReader Mail #7: I Don’t Know What To Do With My Money
For today’s reader mail, we’ll give advise to someone who has a problem we all wish we had – having money and not knowing what to do with it. I […]
Continue readingEnvelope Budget System Tutorial Video
One of the best ways to manage your budget is to use The Envelope System. This budgeting method is so effective that it has become one of the recommended tools […]
Continue readingThings To Know Before You Open A Checking Account
I asked some of my friends if they have a checking account and most of them said they have none. This doesn’t surprise me because opening a checking account is […]
Continue readingShould You Save Money If You Have Debts to Pay?
Should you set aside money for your savings if you have debts you need to pay? My straightforward answer is YES. But wouldn’t it be wise to pay all your […]
Continue readingHow To Build An Emergency Fund And Why It Is Important
Having an emergency fund is a necessity for everyone. It’s quite common sense to always have readily available cash for unforeseen expenses. However, despite this fact, many do not have […]
Continue readingOrganizing and Keeping Financial Records and Personal Documents: How and Why
If you want to take control of your financial life, then you need to learn how to properly organize and keep your financial records and personal documents. I know some […]
Continue reading10 Money-Smart Tips For Buying Christmas Gifts
Are you done with your Christmas shopping? I bet your list is not yet complete because no matter how often we hear the immortal advice to shop early for Christmas, […]
Continue readingPhilippine Fair Debt Collection Practices Act
Learning about the U.S. Fair Debt Collection Practices Act from playing the Bad Credit Hotel online game made me wonder if such laws also exist in the Philippines. I know […]
Continue readingThe Bad Credit Hotel Online Game
Are you suffering from too much debt? If so, then maybe you need to spend a night at the Bad Credit Hotel. This online game was commissioned by the U.S. […]
Continue reading