Would you pay for something that you can actually get for free? Apparently, most people will. Below is a list of things that Pinoys usually spend on unnecessarily. These expenses can be avoided because you can get them for free, there’s a free alternative, or simply because you don’t really need to spend on them. […]
Tags: free things you can get, how to save money, Money Saving Tips, never pay for it, unnecessary expenses
If there’s one thing Filipinos are known for, it’s how we always put the family first. While countries like the U.S. expect young adults to leave the nest, most Filipinos would rather stay with the family if given the chance. Sure, it’s always a privilege to live close to your loved ones. But it’s not […]
Tags: frugal groceries, frugal living groceries, grocery, grocery saving tips, how to save money on groceries at walmart, how to save money on groceries for a large family, how to save money on groceries without coupons, Money Saving Tips, save money on groceries app, save money on grocery
It doesn’t matter what you do, how old you are, or how big your income is — you need to develop your financial IQ if you want a comfortable future. The good news is, there are plenty of opportunities for anyone to do this. You can attend seminars, read books, or simply just learn online. […]
Students already have so much on their plate — from keeping up with never-ending school work to maintaining a healthy social life. In your student years, it’s only natural to prioritize your academic goals. But that doesn’t mean you should completely neglect the development of your personal finance skills. Without further ado, below are forty-five […]
Tags: how to save money as a student philippines, how to save money for students, how to save money in college essay, money saving plan for students, money saving tips for college students
Ask anyone if it’s important to save money, and everyone would say “Yes”. But ask them again if they actually have savings, and I’m certain only a few would have one. It is a challenge to save money, especially for people who are barely making ends meet. However, most of those I’ve met who don’t […]
Tags: i can't save money help, i have a hard time saving money, impossible to save money, Money Saving Tips, save money, saving money, why is it so difficult to save money
The United Nations has declared March 22 as World Water Day. And to be part of this annual celebration, I’m sharing today some tips on how to save water at home. It’s important to do water management and conservation because fresh water is not a free resource. And by learning how to save water, we […]
Tags: how to conserve water essay, how to save water, how to save water essay, how to save water in daily life, Money Saving Tips, water conservation methods, ways to save water
Retail therapy, otherwise known as shopping when you’re feeling down, is something that most people do. I can’t blame them because it actually works. Studies have shown that shopping can produce positive effects in a person’s mood. The psychological rewards of retail therapy can vary, but it is generally beneficial. Benefits of Doing Retail Therapy […]
Tags: alternative to retail therapy, avoid impulse buying, emotional spending, emotional spending psychology, Money Saving Tips, retail therapy
I spent the first two weeks of February outside the country. I went to Singapore, Indonesia, and Vietnam. Interestingly, I believe it’s my first time to visit at least three countries in one trip. The primary purpose of my travel was to attend the IMG Convention in Singapore. But since I’m already going out and […]
Tags: Money Saving Tips, save money while traveling, Skyroam, Skyroam Philippines
Beauty may depend on the eye of the beholder, but a smooth, clean, and clear skin will always have an advantage. Thus, it’s not surprising to know that the current global skin care market is estimated to be worth USD 121 billion. However, having healthy and flawless skin need not be expensive. Here are some […]
Tags: flawless skin secrets, how to get beautiful skin in a week, how to get better skin on face, how to get the best skin ever, how to improve skin complexion fast, korean beauty secrets for whiter skin, Money Saving Tips, save money, skin, skin care, skin care routine, skin tips
The holiday season is just around the corner. If you want to save money on Christmas gifts, now is the perfect time to start planning your budget. Don’t use all your Christmas bonus and 13th month pay on buying presents. Instead, plan your holiday shopping wisely so you’ll have money left for your savings and […]
Tags: bazaars, Christmas gifts, early christmas shopping ideas, gifts, how to do christmas cheap, Money Saving Tips, Personal Finance, regifting, shopping
Buyer’s remorse is that feeling of regret you have after buying something, especially if it’s an expensive item. It can be that sense of fear that you made a wrong choice, that you should have bought another model or another brand. Or guilt over spending on something you don’t really need, that you should have […]
Tags: buyers remorse, buyers remorse psychology, how to overcome buyers remorse, impulse buying, Money Saving Tips, Personal Finance, purchase decisions
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom.
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