In the book, Mindset: The New Psychology of Success, social psychologist Carol Dweck introduced the concept of “growth mindset vs fixed mindset”. She says that those who achieve more in life are those who are able to develop a growth mindset. But what exactly is a growth mindset and how does it differ from having […]
Tags: fixed mindset, fixed mindset vs growth mindset, growth mindset, growth vs fixed mindset, Mindsetting
The comfort zone is a beautiful place. It’s where your life feels familiar and easy. There’s low anxiety and stress in your daily routine. It’s normal to never want to leave this state of mind. When life is comfortable, why would you want to change anything, right? Personally, I like being in my comfort zone. […]
Tags: comfort zone, comfort zone definition, comfort zone examples, comfort zone psychology, comfort zone quotes, get out of your comfort zone, Inspirational, Mindsetting
All of us have financial goals — buy a car, own a house, start a business, save for a child’s college education, and retire comfortably are perhaps the most common. When there’s so many goals that we want to achieve, how can we optimize our cashflow and investments so that we can reach all of […]
Tags: goal setting, goals, how to prioritize goals, Mindsetting, Personal Finance, todo list
One of the factors that help people become successful is their ability to get things done. Some call this grit, or having the unyielding courage to do what’s necessary despite hardship or danger. Is that characteristic something they’re born with? No, it’s not. You too, can learn how to harness that power and start achieving […]
Tags: Mindsetting, perspective, success
Billionaire Bill Gates once said, “If you are born poor it’s not your mistake, but if you die poor it’s your mistake.” And that’s a kind of mistake you don’t want to take to your grave, and burden your family and loved ones after. Fortunately, there are easy-to-recognize signs, which can help you see if […]
Tags: Life Lessons, Mindset, Mindsetting, poor, reasons why people remain poor, reasons why the poor is poor
Let’s admit it, everyone wants to be rich. Unfortunately, only a few would achieve wealth — most would struggle financially their whole life, while some would simply become financially stable and live a modest life. So why does this happen? Why can’t everyone achieve financial freedom and retire rich? Of course, there are many factors […]
Tags: Mindsetting, Money Saving Tips, Personal Finance, rich habits, saving money
A person’s financial success is mostly dependent on their values and behavior rather than their skills and knowledge about money. We can spend a lot of time learning about financial concepts and investing strategies, but ultimately it will be our mindset, particularly our courage to apply those knowledge, which will determine if we can reach […]
Tags: financial behavior, learn about money, Mindsetting, money, Personal Finance
Is it better to invest in real estate or in the stock market? Should I stay in my good-paying job or quit to start my dream business? Should I save for an emergency fund or pay my debts first? Where should I invest, UITFs or mutual funds? Over the years, I’ve been asked these questions […]
Tags: Cost averaging OR timing the market, Good-paying job OR dream business, growth mindset, Invest OR travel, Mindset, Mindsetting, Stock market OR real estate, UITF OR mutual funds
Think about who you were last year. Where were you? What were you doing? What were your worries? How about five years ago? Is who you are now the same as the person you were back then? Day after day, we seem to live our lives the same way; but pause for a moment to […]
Tags: attitude, change, change financial life, Inspirational, Mindsetting, money, things to change in your life
The buyer counted the money in front of us, and then he was off with his purchased second-hand smartphone. My friend, who is now P30,000 richer, puts the money in an envelope and inside his messenger bag. “That was a smooth transaction,” I commented as we walked out the coffee shop. “Yes, it was,” my […]
Tags: behavioral finance, emotions, importance the role of money, Mindsetting, money, Personal Finance, role money our life, role of money, role of money in human life, role of money in society
In my speaking engagements, I normally share the story of how I used to be a civil engineer who decided to become an entrepreneur, and later on a financial planner. And whenever my audience are college students, one of the questions that I am always asked is why did I take up engineering in the […]
Tags: Life Lessons, Mindsetting, multipotentialite, specialist, TED, TED Talk
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom.
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