It’s common for people to ask me what’s the best investment today. I find this to be a difficult question, because I believe there’s no good way to give a straightforward answer to this inquiry. There are thousands of investments out there. Each one has a level of risk, potential return, and other important features […]
Tags: best investment, how to choose the best investment, how to invest, Investing, investing mindset, maximizer, Mindsetting, satisficer
They say that experience is the best teacher. That’s why when we fail or make a mistake, the optimistic view is to learn from that experience. I was once deep in credit card debts. It came to a point when collectors started calling my house and harassing my parents to pay my debts. That was […]
Tags: learn from experience, learn from experience essay, learn from experience synonym, learning through life experiences, Life Lessons, Mindset, Mindsetting, the best way to learn is through experience, what can i learn from experience, what do you learn from experience
How do you become financial independent? What are the keys to achieving it? What are the characteristics of people who are financially free? Reaching financial independence is a marathon. And just like preparing to run a marathon in real life, you need to understand some basic principles for success. Below are 10 quick tips, which […]
Tags: achieving financial independence, financial freedom, financial independence, Life Lessons, Mindset, reaching financial freedom
When colleagues ask me what am I busy with these days, I always answer with work stuff. The daily grind of giving money advice and creating financial plans to clients, doing speaking engagements, and managing my businesses. However, my answer becomes a bit different when friends ask me the same question. I normally start with […]
Tags: busy, free time, Mindsetting, Productivity, what are you busy with
I was recently invited to share about my work as a Registered Financial Planner at a university career orientation seminar. As I also was, when I was about to graduate college years ago, the idea of “facing the real world” daunted most of the students that day. One of them bravely asked me for important […]
Tags: important life lessons, Life Lessons, life lessons learned, Mindsetting, most important lesson learned in life essay
I had a few hours to spare before my next meeting. I planned to wait at a coffee shop, but realized that I was just several minutes away from the hospital where a friend worked. So I called him, an ER doctor, and asked if he was busy. He wasn’t but he doesn’t want to […]
Tags: courage, fear of failure, fear of losing money, Mindsetting, overcoming fear
When you want to finish a triathlon, then you need to train for it. Learn proper form. Develop your endurance. Practice often. When you want to become an actor, then you need to hone your acting skills. Attend workshops. Improve your empathy. Audition often. When you want to achieve financial freedom, then you need to […]
Tags: commitment to goals, emotional phases, financial freedom, financial goals, goals, life goals, Mindsetting
A question that I’m often asked is what’s a good business to put up today. This is difficult to answer because there’s so many factors to consider. Their passion and interests, among other things, will play a big role on how well they can run a particular business. For example, someone who loves to travel […]
Tags: every obstacle is an opportunity, Mindsetting, obstacles are opportunities in disguise, seeing obstacles as opportunities, the obstacle is the way, turning obstacles into opportunities
One of the subjects that we study as kids in school is Language. It is during these years that we learn not only the definition of words, but their synonyms and antonyms as well. We learned that if something is beautiful, then you can also say that it is pretty. To be intelligent is also […]
Tags: depression, failure, Inspirational, love, Mindsetting, success
The terms, businessman and entrepreneur, are often interchanged in use today. Anyone who owns a business and makes money passively is often referred by any of these names. But there are subtle, but important differences between the two. And knowing them can significantly change how one will start and eventually run their business. Below are […]
Tags: Business, businessman, businessman vs entrepreneur, difference between entrepreneur and businessman, entrepreneur, Mindset, similarities between businessman and entrepreneur
I once attended a seminar, where the speaker asked the audience to be honest and raise their hands if the statements he’s going to say applies to them. “Have you ever laughed at someone who accidentally slipped while walking?” “Have you ever hidden snacks from others because you don’t want to share?” “Or have you […]
Tags: feeling empty, feeling empty relationship, feeling of emptiness, i feel empty and numb, i feel empty and sad, Life Lessons, Mindsetting, why do i feel empty inside
What you believe controls your thoughts, which then dictates your actions. And having unhealthy beliefs about money will definitely lead to bad financial habits. Below are seven money mindsets that a lot of Filipinos have. And among the major reasons why a they’re financially poor. Check yourself against them. Take action on eliminating and then […]
Tags: bad money habits, Mindset, Mindsetting, money habits, Pinoy money habits, poor money habits, unhealthy mindsets about money
Do you shop whenever you feel stressed or depressed? If so, then you’re among many individuals who believe in retail therapy. However, research has found that buying stuff to improve one’s mood or disposition is a weak solution to a symptomatic problem. It’s like putting band-aid to a stab wound instead of seeking medical help. […]
Tags: can money buy happiness, happiness, Mindsetting, money can buy happiness, Personal Finance, psychology of spending, spending
What are your dreams? What are the big goals that you’re hoping to achieve in your life? When you’re alone and imagining your future, what do you see yourself doing? I asked these questions to a few friends, and I got different answers. Some mentioned working on their dream job, while others are running their […]
Tags: dream job, dreams, financial goals, goal setting, goals, Mindsetting
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom. Read my story here.
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