The holidays are over, and a friend diligently saved most of his cash bonuses. Now, he’s asking me where he should invest the money. Particularly, he wants to know what are the best investments for 2019. Instead of answering him, I decided to write this article because I know many of you would also be […]
Tags: 2019 investments, best investments 2019, Investing, investments, investments philippines, where to invest in 2019
Which is a better investment, the Pag-IBIG MP2 or the SSS PESO Fund? That’s a question a reader recently asked me and that’s what we’ll try to compare and analyze today. Pag-IBIG MP2 and SSS PESO Fund are both government savings programs offered to their respective members. The hope is to encourage more Filipinos to […]
Tags: General Information, In Focus, Investing, mp2 salary deduction, MP2 vs SSS PESO Fund, pag ibig mp2 dividend rate, pag ibig mp2 experience, pag ibig mp2 reviews, Pag-IBIG Fund, Pag-IBIG MP2, pagibig fund vs sss fund, peso fund vs mp2, SSS, SSS PESO Fund, sss peso fund reviews, sss savings program
Real estate remains popular as an investment among Filipinos. It is unique as an asset because it has good price appreciation while also being a viable source of passive income. Moreover, unlike paper assets such as shares of stocks or mutual funds, real estate is a tangible asset that you can actually use for personal […]
Tags: best locations to invest in real estate philippines 2019, best property investment in philippines, how to invest in real estate with little money in philippines, Investing, is investing real estate in philippines is good idea, real estate, real estate investing philippines, real estate investment philippines 2019
Any person who has been listening to financial experts and other capital market experts have probably run into complex financial terms such as total return and dividend investing. The terms become even more confusing when someone who does not have any training or experience in finance comes across them. This article is focused on discussing […]
Tags: dividend investing, Guest Posts, Investing, investments, total return
The stock market is a great place to invest for the long-term. However, if you don’t want to invest directly in stocks, a good alternative is to invest in equity funds. Equity funds are pooled funds that invest primarily in the stock market. They can either be a Unit Investment Trust Fund (UITF), a mutual […]
Tags: equity funds, equity funds examples, Investing, types of equity funds, types of equity funds available in market, types of mutual funds with examples, which type of mutual fund is best
“I want to start investing. What should I keep in mind? Are there basic rules?” A friend recently asked me those questions. And I’m sure several more would in the coming days. Why? Because it’s the end of the year, which means it’s 13th month pay and Christmas bonus season. So are there any basic […]
Tags: basic rules of investing, golden rules of investing, Investing, investment rules of thumb, rules of investing book, simple rules of investing, what are the basic rules of investing
A friend asked me if it’s a good idea to take out a personal loan and then use the money to invest in the stock market. He shares that he can borrow money at 1.2% interest from his bank. And since the stock market earns more than that, then he can pay for the loan […]
Tags: borrow to invest, borrow to invest calculator, borrowing money to invest, borrowing money to invest in property, borrowing to invest in dividend stocks, Investing, is it illegal to borrow money to invest, Personal Finance, personal loan for stock trading, personal loan to invest in stock market
It’s common for people to ask me what’s the best investment today. I find this to be a difficult question, because I believe there’s no good way to give a straightforward answer to this inquiry. There are thousands of investments out there. Each one has a level of risk, potential return, and other important features […]
Tags: best investment, how to choose the best investment, how to invest, Investing, investing mindset, maximizer, Mindsetting, satisficer
What is the “Rule of 72” and why do many financial advocates use it to convince people to invest? Today, we’ll take a closer look at this concept. The Rule of 72 is used in personal finance as a shortcut to calculate how many years an investment will double in value, given a fixed annual […]
Tags: compounding, Investing, rule of 72, rule of 72 calculator, rule of 72 example, rule of 72 formula, rule of 72 proof, stock market, why does the rule of 72 work
In recent years, as more and more people seek financial advice from me, I’ve come to realize one important lesson about saving and investing. And that is: It’s better to maximize the amount you save first, before optimizing your investment returns. Truth be told, people ask me “What’s the best investment?” more often than “How […]
Tags: Investing, Money Saving Tips, save vs invest, saving money, what's the best investment
PERA or the Personal Equity and Retirement Account is an investment specifically designed to build your retirement fund. It’s been available since early 2018. I actually already invested in PERA through BPI when they offered it because it was more convenient for me to open the account with them. But apart from BPI, the one […]
Tags: Banco De Oro, BDO, General Information, how to invest in pera, Investing, open pera account, PERA requirements, what is pera
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom.
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