Posts under Investing

10 Expert Insights on Real Estate Investing in the Philippines

Updated: December 5, 2018 | Investing | 1 Comment

Real estate remains popular as an investment among Filipinos. It is unique as an asset because it has good price appreciation while also being a viable source of passive income. Moreover, unlike paper assets such as shares of stocks or mutual funds, real estate is a tangible asset that you can actually use for personal […]

Tags: , , , , , , ,

Differences Between Total Returns and Dividend Investing

Published: November 27, 2018 | Guest Posts, Investing | No Comments

Any person who has been listening to financial experts and other capital market experts have probably run into complex financial terms such as total return and dividend investing. The terms become even more confusing when someone who does not have any training or experience in finance comes across them. This article is focused on discussing […]

Tags: , , , ,

What are the Different Types of Equity Funds?

Published: November 26, 2018 | Investing | No Comments

The stock market is a great place to invest for the long-term. However, if you don’t want to invest directly in stocks, a good alternative is to invest in equity funds. Equity funds are pooled funds that invest primarily in the stock market. They can either be a Unit Investment Trust Fund (UITF), a mutual […]

Tags: , , , , , ,

My Three Simple and Basic Rules of Investing

Published: November 15, 2018 | Investing | 2 Comments

“I want to start investing. What should I keep in mind? Are there basic rules?” A friend recently asked me those questions. And I’m sure several more would in the coming days. Why? Because it’s the end of the year, which means it’s 13th month pay and Christmas bonus season. So are there any basic […]

Tags: , , , , , ,

Is It Smart To Borrow Money to Invest in the Stock Market?

Published: November 6, 2018 | Investing, Personal Finance | 1 Comment

A friend asked me if it’s a good idea to take out a personal loan and then use the money to invest in the stock market. He shares that he can borrow money at 1.2% interest from his bank. And since the stock market earns more than that, then he can pay for the loan […]

Tags: , , , , , , , , ,

How To Make Better Investing Decisions and Find the Best Investment

Updated: October 3, 2019 | Investing, Mindsetting | 1 Comment

It’s common for people to ask me what’s the best investment today. I find this to be a difficult question, because I believe there’s no good way to give a straightforward answer to this inquiry. There are thousands of investments out there. Each one has a level of risk, potential return, and other important features […]

Tags: , , , , , , ,

Understanding the Rule of 72 and How It Applies to Investments

Updated: October 2, 2019 | Investing | 1 Comment

What is the “Rule of 72” and why do many financial advocates use it to convince people to invest? Today, we’ll take a closer look at this concept. The Rule of 72 is used in personal finance as a shortcut to calculate how many years an investment will double in value, given a fixed annual […]

Tags: , , , , , , , ,

The Story of Mr. Super Investor and Mr. Super Saver

Updated: September 3, 2019 | Investing, Money Saving Tips | 5 Comments

In recent years, as more and more people seek financial advice from me, I’ve come to realize one important lesson about saving and investing. And that is: It’s better to maximize the amount you save first, before optimizing your investment returns. Truth be told, people ask me “What’s the best investment?” more often than “How […]

Tags: , , , ,

Guide to Investing in Fixed Income Instruments

Updated: June 29, 2019 | Investing | No Comments

An investment can do three things: capital preservation, capital growth, and/or give regular income. This means it can protect the value of your money, significantly increase it, and/or provide cashflow, respectively. Investments can have other unique benefits, but all of them will definitely have one or two of these as its main feature. Additionally, an […]

Tags: , , , , , ,

How Many of These Types of Income Streams Do You Have?

Updated: June 4, 2019 | Business, Freelancing, Investing, Personal Finance | 1 Comment

In wealth circles, it is often mentioned that millionaires have an average of seven streams of income. This means they have around seven sources of cashflow. Think about your financial situation and ask yourself, how many sources of income do you have? If you’re like most people, then you probably have two. The first would […]

Tags: , , , , , , ,