PERA or the Personal Equity and Retirement Account is an investment specifically designed to build your retirement fund. It’s been available since early 2018. I actually already invested in PERA through BPI when they offered it because it was more convenient for me to open the account with them. But apart from BPI, the one […]
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An investment can do three things: capital preservation, capital growth, and/or give regular income. This means it can protect the value of your money, significantly increase it, and/or provide cashflow, respectively. Investments can have other unique benefits, but all of them will definitely have one or two of these as its main feature. Additionally, an […]
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In wealth circles, it is often mentioned that millionaires have an average of seven streams of income. This means they have around seven sources of cashflow. Think about your financial situation and ask yourself, how many sources of income do you have? If you’re like most people, then you probably have two. The first would […]
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Starting a family is no joke. Everything costs a lot of money, from giving birth to raising kids and sending them to school. Household expenses also keep piling up. Can you relate? You’re in that life stage when you’re earning a high income, yet you’re struggling with the increasing costs of supporting your family. You […]
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When Bitcoin started making headlines, many wanted to get in and make money from it. And as always, there will be some who will take advantage of this opportunity to scam people. Recent months have shown several companies and individuals that were shut down and arrested for running ponzi schemes and investment scams. And it’s […]
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Investing in things that aren’t mainstream could yield some surprising benefits. There’s the joy of learning something new. Or even a chance of becoming a recognized authority, if you happen to become exceptionally good at it. And of course, the pleasure of earning a highly rewarding ROI. When it comes to specializing in lesser-known investment […]
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When you invest in mutual funds, it’s not as simple as opening a time deposit account. But not as complicated as putting money in the stock market. A time deposit is pretty much straightforward. Just tell your bank for how long you’d like the money to be kept, and you’re all set to earn from […]
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Investing in Bitcoin, Ethereum, and other cryptocurrencies have been going around in social media in recent months. I’ve had a lot of messages as well about it, asking if it’s a good investment and how to invest in them. As people experience a global fascination with cryptocurrencies, with Bitcoin rising to almost by 700% since […]
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The stock market is a great place to invest. And it is greatly profitable if you know what you are doing. Unfortunately, a lot of people put money in the stock market hoping that it will make money for them. But hope is not an investment strategy. And you’ll most likely lose money instead, if […]
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There are many types of paper assets and investments. But two of the biggest components of most portfolios are stocks and bonds. Even mutual funds and UITFs are mostly composed of stocks and/or bond investments. And many people ask… What are the differences between stocks and bonds? What are the similarities? And where should I […]
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So finally, PERA is available for everyone to invest in. As of writing, it’s not really being advertised or promoted yet. But you can definitely invest and open a PERA account already. Today, I’m sharing with you my experience in opening a PERA account. I did this through BPI (Bank of the Philippine Islands). If […]
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