Today, I’m sharing with you an email that I recently received. The sender is asking which is the better investment, UITF or VUL. Several people have also been asking me similar questions, that’s why I decided to answer it here today for everyone. But first, let’s read the letter of Mrs. M below: Hi Fitz. […]
Tags: Investing, Investment, Personal Finance, UITF, VUL
Gadgets, such as laptops and smartphones, are now part of our lives. I dare say it’s essential to own them if we want convenient access to the internet and optimize our work productivity. Unfortunately, gadgets are expensive. A laptop that’s suitable for work can cost at least P30,000 or more than a month’s worth of […]
Tags: gadgets, Investing, laptop, Personal Finance, smartphone
The average life expectancy of Filipinos is currently at 71 years old. This means that if you retire at 60, then your retirement fund should be able to sustain you for at least 11 years. And it could be more, as new advancements in fitness, nutrition, and medicine are making people healthier and live longer. […]
Tags: Investing, Personal Finance, retirement, retirement investing, retirement plan
If you’re looking for an investment that’s less risky than the stock market but earns higher than time deposits, then consider investing in bonds. But what are bonds? How do you make money from them? What are the risks? And finally, how do you invest in bonds? What are bonds? A bond is a debt […]
Tags: bond fund, bonds, government bonds, how to invest in bonds, invest bonds philippines, Investing, investments, retail treasury bond, retail treasury bonds interest rate, rtb, treasury bonds philippines
A lot of stock market advice focus on buying. They’re usually geared towards which companies are good to buy today. But seldom do you hear or read tips on when you should sell those shares. Normally, it’s only when the market goes down do you ever hear people say that it’s time to sell. Unfortunately, […]
Tags: Investing, stock market
Where can an Overseas Filipino Worker (OFW) invest in the Philippines? What are the best investment opportunities available for Pinoys working abroad? There are currently more than 1.8 million OFWs who sends around 800 Billion Pesos every year to the Philippines. How is all this money spent? Most go to living expenses — theirs and […]
Tags: Investing, OFW, Overseas Filipino Workers
Where should I invest? How do I choose the best mutual fund? What bank has the best UITF performance? Which stock broker has the best recommendation? If you’re new to investing, then it’s normal to have these questions in mind. A lot of people actually ask me these, and my answer is always the same. […]
Tags: how to invest, Investing, investments, where to invest
Every year as the month of August comes, people in the stock market become fearful of the ghost month. Many advise to avoid investing during this time, as it is considered bad luck. According to Chinese tradition, particularly Buddhists and Taoists, the Festival of the Hungry Ghost is when the gates of hell are opened […]
Tags: buy stocks during ghost month, Ghost Month, Investing, sell stocks before ghost month, stock market
According to a recent study done by the Shareholders’ Association of the Philippines, less than 1% of Filipinos are invested in the stock market. The reasons vary but the primary cause would be the lack of general knowledge on how the stock market actually works. After all, this is not something being taught in our […]
Tags: Reader Mail, stock market
It was September 2010, and the Philippines just elected a new president. Nonoy Aquino is set to deliver his first 100 days report in a few weeks, and the Philippine Stock Market is going up and hoping to reach an all-time record high. Everyone in the stock market were excited… and relieved, because 2008 was […]
Tags: Investing, stock market
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