Keeping a budget can be a powerful tool for managing your finances, but it is not always easy to make. When writing up a budget, it is necessary to know how much money you spend on what purchases. A spending journal is a great way to add up and even itemize expenditures. What is a […]
Tags: daily spending journal, how to keep a finance journal, how to keep a spending journal, spending journal, spending journal app, spending journal example, spending journal template, spending journal worksheet
In 2017, an estimated 15 million visitors spent more than 2.7 million hours online in search of a home, according to the real estate firm, Lamudi. This is not surprising, given that there are over 67 million internet users in the Philippines alone. However, a slice of technology in the industry has yet to fully […]
Tags: real estate
There’s no such thing as an “easy job”. Each job presents its own distinct set of challenges that people must learn to deal with. There are some traditional workplace hazards that present a completely different kind of challenge. Luckily, there are multiple insurance plans and options that have been specifically designed for such situations. Contractors […]
Tags: best contractor insurance, builders risk insurance for contractors, construction insurance, contractor insurance pa, contractors insurance near me, contractors insurance nj, general contractor insurance requirements, independent contractors insurance, insurance for contractors
Whether you’re just thinking about the logistics of travelling fair and wide, on an extended holiday to get a feel for properly travelling, or already fully immersed in the digital nomad lifestyle, at some point you have probably wondered how people make it work. Money-wise, that is. Sure, some people may be born into wealth […]
Tags: earn while traveling, Freelancing, get paid to travel abroad, how to get paid to travel on instagram, how to make money while road tripping, how to make money while traveling, how to travel and make money online, Income Opportunity, Income Opps, travel and work programs, travel the world and get paid
When competing with the rising costs of living and a low income which doesn’t appear to get any bigger, life can be stressful. With generation rent & debt (i.e. the millennials) becoming a prominent news headline, it’s difficult to know where you stand when it comes to saving for your future or living in the […]
Tags: emergency fund, how to build an emergency fund, how to save for an emergency fund, Money Saving Tips
Do your kids think ATMs dispense any amount of cash we want forever? Before they think you have an infinite source of money, your kids need to know how much hard work it takes to make money, and that it is not limitless. Introduce money lessons to your children and make it a fun learning […]
Tags: how to explain money to a child, how to teach your teenager the value of money, Personal Finance, teach kids value of money, teach your child the value of things, teaching kids about money, teaching preschoolers about money, teaching the value of money, understanding the value of money
Landing your first job after school, whether you left after high school or went on to University, is an exciting venture and an opportunity to grasp with both hands. Not only are you immersing yourself in the world of work for the first time, you’re also getting money, which is considered a huge perk. However, […]
Tags: Guest Posts, Personal Finance
Starting a family is no joke. Everything costs a lot of money, from giving birth to raising kids and sending them to school. Household expenses also keep piling up. Can you relate? You’re in that life stage when you’re earning a high income, yet you’re struggling with the increasing costs of supporting your family. You […]
Tags: Investing, investments for newly married, investments for young parents
Anyone who is familiar with banking, finance or trading is familiar with the term loan. Loans are a convenient method of buying or investing in something that you need, want or intend to get immediately, with convenient payment options like EMI. In recent years, different types of loans have emerged with different packages and benefits. […]
Tags: General Information, loans
One common impression about Filipinos working abroad is they earn more compared to what they could earn in the Philippines. However, how many of them do you think are able to spend responsibly? Most often, only a few. We’ve heard all those sad stories, whether on the news or even from a close friend or […]
Tags: how ofws can save money, OFW, overseas fiilipino, Overseas Filipino Workers, Personal Finance, where to invest ofws
One of the most important things to realize as an aspiring trader is that if you want to earn a living as a professional trader, you need to start acting like one. Most importantly, you need to start following the habits that lead to success. One of the main things that separates retail traders from […]
Tags: forex, forex trader, forex trading, Guest Posts
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom.
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