The Philippine Stock Exchange will now be offering dollar-denominated securities for both traders and investors in the stock market. Here are the answers to the most frequently asked questions about this new type of financial instrument, as provided to me by the PSE press. What are Dollar-Denominated Securities? Dollar-Denominated Securities (DDS) are securities listed, traded, […]
Tags: DDS, dollar denominated securities, dollar investments, investing in dollars, Philippine Stock Exchange
When are you required to get a Tax Identification Number (TIN) from the Philippine Bureau of Internal Revenue or BIR? How do you get or secure one? There are several reasons why you would need to apply for a TIN. The most common is you need it for employment, specifically for your first job. The […]
Tags: apply TIN online, BIR, BIR forms, Bureau, Tax Identification Number, tax number, taxes, TIN
Resume templates and design have changed over the years. And in today’s digital age where your social media account can affect the merit of your job application, it’s important to prepare not only your curriculum vitae, but also your online presence. The information that’s included when writing a resume has changed as well. It’s now […]
Tags: best resume templates, free creative resume templates, free resume maker, General Information, graphical resume, how to write a resume, modern resume template, resume, resume template, resume template download, resume template word, resume templates, simple resume template
Where to invest in 2017? Well, that depends on your financial objectives. However, be sure to include PERA or the Personal Equity Retirement Account in your portfolio. Senator Edgardo Angara authored and sponsored RA 9505 or the PERA Law to the Senate back in 2008. In the same year, President Gloria Macapagal-Arroyo signed it. Now, […]
Tags: Investing, PERA, PERA law, Personal Equity and Retirement Account
The typical Filipino dream is having your own business, may it be small or big, whether you graduated in any business course or not, it’s a step closer to success. Planning a business is one thing, but to roll it out is an entirely different story. It entails a lot of careful planning, and strategizing. […]
Tags: Globe myBusiness
Today, there’s really no more excuse not to travel. What was once considered an expensive luxury has become affordable to many — thanks to the budget airline industry who made traveling more pocket-friendly for everyone. And that is great because traveling teaches a person important life lessons that he or she wouldn’t learn otherwise. When […]
Tags: do i need travel insurance, insurance, is it necessary to buy travel insurance, is travel insurance compulsory, is travel insurance worth it, Personal Finance, should i buy travel insurance, travel, travel insurance
In 1995, the country’s largest homebuilder, Vista Land, officially launched the Crown Asia brand. And for 20 years, it has successfully evolved from developing low-cost, high-quality residential houses into world-class, mid-rise condominiums. To mark their two decades of having an excellent track record as a real estate company, they have recently launched three new projects […]
Tags: Crown Asia, General Information, real estate
Identity theft is the fraudulent acquisition and use of a person’s private identifying information, usually used for financial gain. Globally, over 15 million people become victims of identity theft every year, which results to over $50 billion in damages. If you own a smartphone, and very active in social media, then you have to be […]
We’ve all heard the phrase “Time is money.” But what do these two things actually have to do with one another? German Nande explains the math behind interest rates, revealing the equation that will allow you to calculate the future value of your money. Applying the formula to investments Most investments have historical performance data, […]
Tags: CAGR, Investing, investments, rate, time value of money
This article is from one of my business partners in the US who would like to share how freelancers file tax returns on their side of the world. I will soon be writing about how Filipino freelancers can file their taxes, but for now, here’s my good friend Robert. There’s a lot to love about […]
Tags: freelancers, tax
Did you know that in Japan, it’s a tradition to have KFC for Christmas?! It began in 1974, when Kentucky Fried Chicken did a “Christmas Chicken” campaign in Japan, targeting foreigners who cannot find a turkey to celebrate the holidays. The marketing campaign unexpectedly became a huge success to the Japanese people. And now, it’s […]
Tags: Christmas, General Information
An excellent product, a strong vision and a purposeful mission are not the only factors that make a profitable business. More often than not, a dynamic and innovative leadership coupled with a team of dedicated and hardworking individuals form the larger reason why a business becomes a huge success. Ask any entrepreneur what the most […]
Tags: Business, career, employment, Freelancing, General Information, work
This blog is proud to have Globe Telecom as one of its brand partners, and for those who would like to upgrade their mobile experience, here are three essential apps that you can install on your smartphone today. These apps are available and free to download both in iOS through the AppStore, and in Android […]
Tags: GDeals, General Information, Globe, Globe Cloud, GServices, mobile apps
Recent news have reported people losing money in their savings account because of ATM skimming. ATM skimming is when thieves use hidden electronics to steal the personal information stored on your card and record your PIN number so they can make a duplicate card and withdraw your cash on another machine. Banks are of course, […]
Tags: ATM, atm card security tips, atm safety guidelines, atm safety precautions, atm safety tips reverse pin, atm security measures, atm tips and tricks, Personal Finance, safety, security, security of atm machine
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom. Read my story here.
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