Anyone who is familiar with banking, finance or trading is familiar with the term loan. Loans are a convenient method of buying or investing in something that you need, want or intend to get immediately, with convenient payment options like EMI. In recent years, different types of loans have emerged with different packages and benefits. […]
Tags: General Information, loans
Investing in things that aren’t mainstream could yield some surprising benefits. There’s the joy of learning something new. Or even a chance of becoming a recognized authority, if you happen to become exceptionally good at it. And of course, the pleasure of earning a highly rewarding ROI. When it comes to specializing in lesser-known investment […]
Tags: art and collectibles, bitcoin, blockchain technology, cryptocurrency, gold, Investing
A friend got his Facebook account hacked. Although he was able to recover it after a few days, he’s worried that it might happen again. When I asked him how his account got compromised in the first place, he suspects that he might have been a victim of a fake website. Or in other words, […]
Tags: how does phishing work, how to prevent phishing, phishing examples, phishing facebook password, phishing website, types of phishing
In unexpected ways, we can suddenly find ourselves in the middle of a disaster that will require us to evacuate our homes. It can be a fire, storm or hurricane. There could be an earthquake or worse, insurgencies. When this happens, it helps to have a “grab-and-go” bag where all your vital documents are stored. […]
Tags: disaster preparedness, emergency, grab-and-go bag, grab-and-go kit, how to pack a grab-and-go, what's inside a grab-and-go
Paying taxes is mandatory. It’s what all law-abiding citizens do. Employees don’t really have to think about it as it’s done automatically by their company for them. But it’s a different story for freelancers and business owners. Today, we focus on how freelancers can register and pay taxes to the BIR. Particularly, what are the […]
Tags: BIR, bir registration for sole proprietorship, bir registration requirements for professionals, bir sole proprietorship taxes, freelance tax calculator philippines, freelancers, occupational tax receipt, self employed tax rate philippines
When a bank closes, your money is not permanently lost. You can get all (or some) of it back, thanks to the Philippine Deposit Insurance Corporation or PDIC. Below are some basic information that are important for you to know and understand regarding PDIC. What is the Philippine Deposit Insurance Corporation (PDIC)? The Philippine Deposit […]
Tags: ano ang pdic deposit insurance, ano ang philippine deposit insurance corporation, pdic bank members list, pdic insurance coverage, pdic law insurable deposits, philippine deposit insurance corporation act, philippine deposit insurance corporation functions, role of pdic in banking industry
The Philippine Stock Exchange will now be offering dollar-denominated securities for both traders and investors in the stock market. Here are the answers to the most frequently asked questions about this new type of financial instrument, as provided to me by the PSE press. What are Dollar-Denominated Securities? Dollar-Denominated Securities (DDS) are securities listed, traded, […]
Tags: DDS, dollar denominated securities, dollar investments, investing in dollars, Philippine Stock Exchange
When are you required to get a Tax Identification Number (TIN) from the Philippine Bureau of Internal Revenue or BIR? How do you get or secure one? There are several reasons why you would need to apply for a TIN. The most common is you need it for employment, specifically for your first job. The […]
Tags: apply TIN online, BIR, BIR forms, Bureau, Tax Identification Number, tax number, taxes, TIN
Resume templates and design have changed over the years. And in today’s digital age where your social media account can affect the merit of your job application, it’s important to prepare not only your curriculum vitae, but also your online presence. The information that’s included when writing a resume has changed as well. It’s now […]
Tags: best resume templates, free creative resume templates, free resume maker, General Information, graphical resume, how to write a resume, modern resume template, resume, resume template, resume template download, resume template word, resume templates, simple resume template
Where to invest in 2017? Well, that depends on your financial objectives. However, be sure to include PERA or the Personal Equity Retirement Account in your portfolio. Senator Edgardo Angara authored and sponsored RA 9505 or the PERA Law to the Senate back in 2008. In the same year, President Gloria Macapagal-Arroyo signed it. Now, […]
Tags: Investing, PERA, PERA law, Personal Equity and Retirement Account
The typical Filipino dream is having your own business, may it be small or big, whether you graduated in any business course or not, it’s a step closer to success. Planning a business is one thing, but to roll it out is an entirely different story. It entails a lot of careful planning, and strategizing. […]
Tags: Globe myBusiness
Hi, my name is Fitz Villafuerte and I’m a Registered Financial Planner living in the Philippines. In 2007, I started this blog to help people learn how to achieve financial freedom.
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