15 Responses to “For 2017, Be Sure to Invest in P.E.R.A.”


  1. Ryan says:

    Thanks for the info sir fitz.

  2. Yayy! Sa wakas! Long awaited. 🙂

  3. Rosenel says:

    This is very interesting. I will be waiting for more updates!

  4. Ram says:

    Thanks a lot for this update sir Fitz. Indeed it’s a happy new year for all Filipinos!

  5. tedd h says:

    Hi fitz..

    Hope there’s no age limit?
    Can a 50+ contribute or participate in PERA?

    Tedd

  6. migoy says:

    This is really another good option for expanding our investments.
    Thanks sir!

  7. 100 k annually is the minimum contribution?

  8. Maryen Janelle Ordonia says:

    May insurance po ba ito?

  9. […] While it took a time for the Bangko Sentral ng Pilipinas (BSP) and Bureau of Internal Revenue (BIR) to announce a launch date, it seems that the new investment vehicle is now ready to roll out. Among one of the most excited about this development is seasoned financial coach Fitz Villafuerte. […]

  10. N says:

    Can someone detail the fees and expenses involved? From what I’ve read they will only discuss these in person.

  11. MJESP says:

    Hi Fitz, just want clarification on this……..

    ” Client Suitability

    Participation in the Fund shall be open to Participants who are (a) individuals; (b) have legal capacity to contract; (c) who have a Philippine Tax Identification Number (TIN); and (d) whose funds are in a PERA. The Fund is suitable for Participants with an aggressive risk profile and who seek potentially higher returns through stock market investments but are also aware of the possibility of capital losses that such investments may entail. In order to minimize risks and maximize earning potential, Participants are recommended to stay invested in the Fund for more than three (3) years. The Fund is not suitable for short-term investing. ”

    This is from BDO PERA Equity Index Fund but it is not stated here that you will incur flat rate penalty based on the total income. . . . . accordingly, there’s a minimum holding period of only 30 calendar days…. Please enlighten us on this…..thanks

  12. MJESP says:

    This is from BDO PERA Equity Index Fund but it is not stated here that you will incur flat rate penalty based on the total income when redeemed before reaching the age of 55. . . . . accordingly, there’s a minimum holding period of only 30 calendar days…. Please enlighten us on this…..thanks

  13. Alexander says:

    Hi Fitz, as an ofw who will restrict or monitor me from placing 200k or more on each of my pera acct from different bank?

  14. […] the Roth IRA and 401(k) of the United States,” explains financial guru Fitz Villafuerte on his website. “It is primarily a financial tool meant for […]

  15. […] I  know that it could benefit a lot of SavingsPinay readers. I first heard about PERA through Sir Fitz of Ready to be Rich. Reading his blog post is a good primer to know the facts about PERA. After 8 years, PERA is now […]

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