10 Signs That Change Is Coming To Your Financial Life (And Will Get Better Soon)

Updated: April 21, 2022

Think about who you were last year. Where were you? What were you doing? What were your worries?

How about five years ago? Is who you are now the same as the person you were back then?

Day after day, we seem to live our lives the same way; but pause for a moment to look back and you’ll see how different everything is. How so?

That’s because change, most of the time, happens slowly.

While we have big moments that force us to turn a new chapter — graduating from college, starting a new job, moving to a new place, experiencing heartbreak, getting married — we also have little moments that change us, most of which we barely notice happening in our lives.

If you’ve been struggling financially, then check for these 10 signs that say you’re actually doing good, so just hang in there because slowly but surely, change is coming and your life will become better soon.


1. You’re no longer excited when you see there’s a “SALE”.

Why would you be excited about something that happens every month, right? You’d now rather focus on creating and following a budget so you can buy what you need when you need it.

2. You’re becoming less emotional about money.

Your happiness, self-confidence, and self-worth are no longer tied to how much money you have in the bank. For you, money is simply a tool that helps you achieve your goals, it does not dictate your mood nor define your identity.

3. You’re beginning to understand popular sayings about money on a personal level.

When someone says that “Time is gold.” — you don’t just agree with them, you actually recall a moment in your life when you lost money or missed a good opportunity because you wasted your time on useless and unimportant things.

4. You’re taking more responsibility for the things that are happening in your life.

You’re done with the blame game. You now understand that most of the things that happen in your life are a result of your own decisions and actions.

5. You’re becoming curious about learning new things.

You look around and see that there’s a lot of stuff happening in the world. And there’s a hunger inside you that wants to understand what, how, and why these things are happening.

6. You’re accepting your weaknesses and you’re not afraid to ask for help.

When things become difficult, you no longer just give up. You accept your limitations and try to find someone who can help you get through the obstacles and challenges that life gives you.

7. You’re starting to get a good grasp of what matters most in your life.

The list of superficial things that you do or believe in is becoming shorter. You no longer try to impress others with what you have. Instead, you focus more on improving who you are and being friends with those who appreciate you as a person.


8. You’re not as afraid to fail as before.

You’re now willing to take risks because you’ve learned that failure is rarely fatal — that your world will not crumble to pieces if you make a financial mistake, that there’s always a way to bounce back up and try again.

9. You’re defining success on your own terms now.

Your goals in life are the things that you truly want, and not what others simply expect from you. You no longer see the point of comparing yourself with others, and there’s less desire to justify to them how you want to live your life.

10. You’re feeling uncomfortable and a bit lost, but you’re okay with it.

You’re no longer just standing and watching life pass you by. You’re moving and the discomfort you feel is nothing but the resistance in movement that happens as you progress inch by inch, towards your goals.

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Photo credits: conalg and petit_louis


  1. and number 11, you become addicted to personal finance articles you subscribed from sir Fitz. Like I do. 😛

    Nice article Sir Fitz, at least I know there was a change from my last year self.

  2. Great article sir Fitz! I always look forward to your articles and always take time to read them. Great advice and tips about financial literacy. 🙂

  3. and number 12 .. you can’t stop yourself from saving and investing because you have already develop the

  4. Wow! I’ve agreed to the 10 signs! And the number 11 by kori111. Yes! I’m getting better! Woohoo! What a relief! haha!

    Thanks Sir Fitz!

  5. Yehey! I feel hopeful dahil halos lahat… err lahat pala ng yan ay naeexperience ko na. Naeexcite ako on what’s yet to come.

    #11: Change is coming because you actually start doing the things you’re learning

    Agree ako dun sa number 1: I actually made a list of items na need ko ipurchase in the coming months sale or no sale

  6. Honestly I cried after reading this entry. Ang tagal ko na kasing tanong yan sa sarili ko if im on the right track. Thank you po ng madami sir! Ngayon mas motivated nko na ituloy ang mga plano ko.

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