10 Not-So-Obvious Signs That You’re Financially Stable

Posted by under Personal Finance . Updated: August 2, 2019

When thinking about someone who is financially stable, most people simply imagine a person who’s earning a lot of money.

Other common signs of financial stability, which people believe include having regular work, owning a car and a home, and being able to afford a few luxuries in life.

However, these external signals can be inaccurate. Someone might earn a six-digit monthly income, drive a fancy car, own a home, and look rich — but in reality, they are deep in millions of debt.

So how can you really tell if someone is financially stable? Or better yet, how can you determine if you’ve already achieved financial stability?

My answer would be to look for the less common signs given below. It’s a list of realities that better describe what it means to be financially stable and secure.

1. You never worry about your bills.

Your bills always gets paid on time, sometimes even ahead of the due date. And you never dread receiving your credit card bills, because you’re confident that you have the money to pay it.

2. You don’t feel the need to show off your wealth.

There’s this funny quote I read recently, “Men in suits look really successful until you find out they work for the men in t-shirts and jeans.”

Don’t get it wrong. Financially stable people do own nice and fancy things, but they bought them for themselves and never to impress others.

3. You’re okay with the reality that rich people pay less taxes.

People with the employee mindset will find this hard to understand. But just think about it, who are these rich people?

They’re mostly entrepreneurs and investors. And they’re responsible for creating jobs, they help stimulate the economy, and they have foundations and advocacies that help others.

So instead of saying it’s unfair that rich people pay less taxes, you aspire to become one of them. And it’s not because you also want to enjoy tax deductions and exemptions, but because you also want to do the good things they do for the country.


4. You prefer food for both its taste and nutritional value.

Food is a basic necessity, and eating is considered as one of the simple pleasures in life. When you’re financially stable, you love eating and actually consume more healthy and delicious meals on a regular basis.

5. You have a mentor or a role model that you want to emulate.

When you’re not stressed about your finances, you have more room in your life to plan for self-improvement and success. And this is usually followed by having someone whom you can look up to and learn from.

It doesn’t always have to be financial, it can also be about other aspects in your life. Someone who can inspire and motivate you to become a better person physically, emotionally, or spiritually.

6. You understand art and why it costs so much.

You’re not busy making ends meet. Thus, you have more time to understand art. And consequently, it becomes clear to you how much of an artist’s skill and talent is spent in creating their work.

7. You are not motivated by money alone.

To achieve financial stability requires making the necessary effort to save and invest. Having done this, you now realize that life isn’t just about money. You are now more driven by your interests, passion, and desire to leave a good legacy.

8. You have greater appreciation on the value of time.

You’re already halfway towards reaching financial freedom. And by now, you’ve seen how important it is to be productive with your work, and why you need to be patient with your goals.

You understand that each day is an opportunity to progress towards your dreams. And you’ll be careful not to waste time on things that don’t help you move forward.

9. You don’t feel stuck in life.

You have a lot of options. And if you really want to, you can afford to find another job, switch careers, or even go into new and unfamiliar ventures.

The reason why you don’t feel stuck is because you’re not tied down by debt. And you have enough savings to sustain you in case you decide to make big changes in your life.

10. You know how to start over if your life resets.

Imagine for a moment, that for some reason beyond your control, you lose all your money and go bankrupt. What would you do next to start over?

Difficult times are coming, but you’re confident that you can survive because you have skills, talents, and knowledge that you can use to get back up on your feet.

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5 Responses to “10 Not-So-Obvious Signs That You’re Financially Stable”

  1. Ira says:

    I do think that I am in no way financially stable based on the signs you mentioned. However, I hope that I will be in the near future. I have also created my own blog about finance and my dream to become financially independent by the age of 40. I have read your blogs and I have learned a lot. I hope you’ll be able to inspire more readers like me to dream big and go for financial stability.

  2. Lhee says:

    I think I can do thesr thigs except for the taxes LOL

  3. […]  the 10 Not-So-Obvious Signs That You’re Financially Stable  from Sir Fitz […]

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  5. Jack says:

    There is a great deal of truth in this article. So much in fact, that I think each paragraph could be expanded into a full article. Number 3 especially hits home for me as an American EXpat living in the Philippines. The leftists and socialists types truly hate our business, entrepreneurs and anyone who “makes it.” The liberals promise more free stuff to win elections. They forget who pays the bill while piling on more and more repressive regulations and ever higher taxes. Smart business people must use any deductions or write-off available to them or there would be no growth in small business, the backbone of the American economy. I earnestly pray the Filipino people will NEVER let the tainted leftist thinking get a foothold.

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