Comments on: What Happens If I Don’t Pay My Credit Card Debts?

By: mark

mark — Tue, 17 Jan 2012 12:52:00 +0000

pano po kapag hnd ako nakabayad ng credit cards at ung edad ko binago nung agent n nag apply sakin ng cc para maapprove sinunod ko po ung edad n nilagay nya sa twing tatawag ako dati sa bank pero ngayon hnd n ako nakakabayad financial problem kc .., ano po worst case scenario pwede mangyari ? knwing n mali p ung edad n binigay ko ? salamat

By: Jane

Jane — Fri, 13 Jan 2012 08:37:54 +0000

Hi Fritz I have credit na hindi ko n mabayaran kahit may work pa ako, kasi ang dami ko iniintindi and to think maliit lang din sahod ko then itong mga collection officers kung tumatawag kung ano-ano sinasabi pupunta daw sa office magdala ng police huhulihin daw ako….natatakot ako cympree hindi ko namn sinadyang d magbayad nag-invest kasi ako, nag undoy…. nawala lahat, d na ako makabayad ngayon… lately may tumawag, sabi for court filing na daw yung sa CC ko sa isang bank… can they sue me in court… please need your advice.
Thanks

By: charis delgado

charis delgado — Thu, 12 Jan 2012 03:30:57 +0000

Hi Fitz, i just would like to be enlightened if there will be tendencies na ma hold kami sa immigration if hindi kami makabalik sa canada for not paying our credit card debts which was way 2 to 3 yrs ago. Baka hindi na kami makabalik ng canada. Actually gusto na naming mag bakasyon sa pinas but we are bothered so much of our unsettled cc debts na hindi pa nabayaran. Right now we are hesitant to be on vacation baka ma hold kami sa immigration dahil sa problemamng ito at hindi na kami makabalik sa canada. Is there such a thing? Thank you very much it would be a great help if you could have time to answer this message of mine, Godbless you more!

By: Claire

Claire — Sun, 08 Jan 2012 03:17:02 +0000

Hi,

i have this problem with AIG. Worse kasi acquired na sila by Chartis. Here’s my thing, i have already fully settled my balance with them 2004 pa. They’ve even sent a letter confirming that i have fully settled my account (kaso nawala ko yung letter). Now, when i applied for a savings acct sa bpi, the bank just wouldnt let me kasi may unsettled balance pa raw ako with AIG. Tumawag na ako sa kanila nung 2009 to resend the letter. Kaso they did not. Until they were acquired nga by Chartis so i no longer know who to talk to. I need help, real bad.

Thanks!

By: Tarek

Tarek — Sun, 01 Jan 2012 11:54:09 +0000

Hi, I use to live in saudi and then moved to Syria, I have an amount didnt pay it to Visa and Master Card, about 16’000US$ , whenever i arrived to Syria, i opened new account at one of Syrian banks, but the day i got my ATM card i found its an ATM and Master Card same time. this way they can find where am i? what if i cancel the card, they still can find me or not?

By: bingrmt

bingrmt — Wed, 28 Dec 2011 02:50:01 +0000

thank you so much for this article..i have been harrassed also by domingo and molaer law office..this is very enlightening..

By: pedro

pedro — Sat, 17 Dec 2011 04:07:09 +0000

Hi i just like to ask i have a credit card loan from citibank which amounted to 70k, i was a good payee until my business went sour now its over 8yrs, is’s been 2yrs now since the collection agency or a law firm had stop inquiring about my whereabouts, just got my NBI clearance and i’m clear from any records,i’m willing to pay them back but i’m scared of the overdue charges and can i apply for a new card from a different bank…please help Thanks

By: darlene

darlene — Thu, 15 Dec 2011 06:21:12 +0000

hi po,
I am quiet in a dilemma now. Fervent prayers talaga na darating ang solution. There is naman actually, kaya lang medjo it’s a matter of time. Thank you for your insights. Helpful indeed. Medjo pansin ko nga na collecting agency na ang nagpapadala ng demand letters about threats sa NBI, warrant of arrest etc. Of course I am very afraid. I will pay my debt, as soon as I get the money I am waiting for. Kaya lang I am afraid to communicate with them. I had been most afraid and reluctant also to look up sa internet about the consequences of my non payment, afraid of what I might read. I know it would not be right to totally ignore our debts but thank you for the infos. I will pay my debt. Hopefully I would be able to do so.

By: concerned

concerned — Wed, 14 Dec 2011 03:51:22 +0000

for everyone, try to visit http://www.failuretopaycreditcard.com- you also get lots of insight there on how to handle this predicament.

I opted to go for the amnesty program of the banks and am enrolled in payment schemes.One bank is on 6 years to pay at 1000 per month. it’s better than for my card balance to balloon.

for HSBC, one of my cards with P17thou balance, I paid at 5thou plus only. full settlement arrangement.

There is hope, just don’t give up. keep praying for help to come. I know, it’s out of the topic, but in case you have a few thousands to invest in a business with 4thou initial investment, you are invited. 099999-77499 is my number. dont post replies here re the business opportunity. text me so we respect this post. thanks!
God bless!

By: tafushika

tafushika — Tue, 13 Dec 2011 08:39:15 +0000

hi good day!
I just want to say something about some of those collecting agents… some of them are so bastos at walang modo kung maniningil… It so discouraging to pay when you are dealing with this kind of people. Because they are so mean parang ayoko na tuloy magbayad prang revenge sa pambabastos nila..