Comments on: What Happens If I Don’t Pay My Credit Card Debts? http://fitzvillafuerte.com/what-happens-if-i-dont-pay-my-credit-card-debts.html Business, Investments and Personal Finance Wed, 23 May 2012 01:42:52 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: essa http://fitzvillafuerte.com/what-happens-if-i-dont-pay-my-credit-card-debts.html#comment-89440 essa Mon, 21 May 2012 12:17:36 +0000 http://fitzvillafuerte.com/?p=2213#comment-89440 my chances b to work abroad for those delinquent payer? my chances b to work abroad for those delinquent payer?

]]> By: mhillet http://fitzvillafuerte.com/what-happens-if-i-dont-pay-my-credit-card-debts.html#comment-89432 mhillet Mon, 21 May 2012 11:16:29 +0000 http://fitzvillafuerte.com/?p=2213#comment-89432 Nakakakuha naman ng nbi clearance kahit may delinquent record sa cc. Nakakakuha naman ng nbi clearance kahit may delinquent record sa cc.

]]> By: essa http://fitzvillafuerte.com/what-happens-if-i-dont-pay-my-credit-card-debts.html#comment-88685 essa Wed, 16 May 2012 08:25:20 +0000 http://fitzvillafuerte.com/?p=2213#comment-88685 I just would like to clarify, is it true that a credit card delinquent payer has difficulties to work abroad? and do a delinquent payer can no longer get NBI clearance? I just would like to clarify, is it true that a credit card delinquent payer has difficulties to work abroad? and do a delinquent payer can no longer get NBI clearance?

]]> By: toletz http://fitzvillafuerte.com/what-happens-if-i-dont-pay-my-credit-card-debts.html#comment-87637 toletz Mon, 07 May 2012 09:02:53 +0000 http://fitzvillafuerte.com/?p=2213#comment-87637 hi fitz tnx sa article na ito, medyo nakahinga ako..today kasi may naghatid ng letter dito from CA..nakita nyo ako kaya iyon pinakausap nya ako sa agent na naghahandle ng account ko and then pinipilit nya ako na magbayad ng 5k today pra sa account ko na umabot na ng almost 75,000 due to penalties & other charges and he wants me to pay the balance until may 26..nakiusap ako na hindi ko kaya byaran..so sinabi nya na lang na magbayad ako atleast 27,000 pero di ko pa rin kaya dahil gusto nya until may 18 lang.so nakikiusap ako na pde magbigay p ng other option but then he forced me to make a promisory note para ibigay ko sa tao nila kasi tinakot nila ako na pag di ako gumawa kakausapin nya boss ko, natakot ako so gumawa n lng ako ng promisory note..so my question is can they use the promisory against me? please need your respone..sobrang naba-bother talaga ako..=( tnx so much hi fitz

tnx sa article na ito, medyo nakahinga ako..today kasi may naghatid ng letter dito from CA..nakita nyo ako kaya iyon pinakausap nya ako sa agent na naghahandle ng account ko and then pinipilit nya ako na magbayad ng 5k today pra sa account ko na umabot na ng almost 75,000 due to penalties & other charges and he wants me to pay the balance until may 26..nakiusap ako na hindi ko kaya byaran..so sinabi nya na lang na magbayad ako atleast 27,000 pero di ko pa rin kaya dahil gusto nya until may 18 lang.so nakikiusap ako na pde magbigay p ng other option but then he forced me to make a promisory note para ibigay ko sa tao nila kasi tinakot nila ako na pag di ako gumawa kakausapin nya boss ko, natakot ako so gumawa n lng ako ng promisory note..so my question is can they use the promisory against me? please need your respone..sobrang naba-bother talaga ako..=( tnx so much

]]> By: alex http://fitzvillafuerte.com/what-happens-if-i-dont-pay-my-credit-card-debts.html#comment-87231 alex Fri, 04 May 2012 06:17:30 +0000 http://fitzvillafuerte.com/?p=2213#comment-87231 hi, ask ko lang po, i have a 50k cc. but due to financial crisis, 2 months na pong more than minimum lang nababayaran ko. is it a bad record na po ba? hi,
ask ko lang po, i have a 50k cc. but due to financial crisis, 2 months na pong more than minimum lang nababayaran ko. is it a bad record na po ba?

]]> By: Maria http://fitzvillafuerte.com/what-happens-if-i-dont-pay-my-credit-card-debts.html#comment-86359 Maria Thu, 26 Apr 2012 10:26:30 +0000 http://fitzvillafuerte.com/?p=2213#comment-86359 Hi, I am also experiencing this problem. My question is, Is there any way to pay my debts without the agency or not through the agency? And also is there any other way that I can pay the lesser amount only like asking for amnesty in the bank or any deal? Would they provide that too? Thanks. Hi,

I am also experiencing this problem.

My question is, Is there any way to pay my debts without the agency or not through the agency? And also is there any other way that I can pay the lesser amount only like asking for amnesty in the bank or any deal? Would they provide that too?

Thanks.

]]> By: Maelao http://fitzvillafuerte.com/what-happens-if-i-dont-pay-my-credit-card-debts.html#comment-85720 Maelao Mon, 16 Apr 2012 06:17:07 +0000 http://fitzvillafuerte.com/?p=2213#comment-85720 I once had a personal flexi loan from a bank back 7 years ago. As I remembered it I still have more less 10K outstanding without interest and other charges. Just last week I received a letter from our 'Barangay' (the barangay captain personally gave it to me and the letter is already open because it was addressed to the barangay) from a law firm saying that my unpaid due is 195K. This is horrible. How is this possible? I can't get a loan more than 30K back then because my net pay ranges only from 5K to 6K per month? The letter also said that I will get more letters like this and to avoid embarrassment I need to settle all the 195K. I am planning to run for Barangay captain next election and my name is dragging to this kind of harrashment. any advice is much appreciated. I once had a personal flexi loan from a bank back 7 years ago. As I remembered it I still have more less 10K outstanding without interest and other charges. Just last week I received a letter from our ‘Barangay’ (the barangay captain personally gave it to me and the letter is already open because it was addressed to the barangay) from a law firm saying that my unpaid due is 195K. This is horrible. How is this possible? I can’t get a loan more than 30K back then because my net pay ranges only from 5K to 6K per month? The letter also said that I will get more letters like this and to avoid embarrassment I need to settle all the 195K. I am planning to run for Barangay captain next election and my name is dragging to this kind of harrashment. any advice is much appreciated.

]]> By: Fiona http://fitzvillafuerte.com/what-happens-if-i-dont-pay-my-credit-card-debts.html#comment-85510 Fiona Wed, 11 Apr 2012 13:00:41 +0000 http://fitzvillafuerte.com/?p=2213#comment-85510 I have 5 credit cards, 3 for Citibank, 1 for Metrobank and 1 for RCBC. I'm not paying my cards for months now since I'm financially struggling. I'm married with four kids, so our money is not really enough for our daily expenses. I work from home, and I only earn per project basis. I really want to pay my debt but I don't know how especially with my situation now. I tried to talk to he banks but the amount they're asking me to pay is something I cannot afford. I received a letter from an agency and I'm asked to pay the amount, and I really don't know what to do. With those 5 cc, I owe them almost 200k in total. I don't know how to pay them. Please help. I have 5 credit cards, 3 for Citibank, 1 for Metrobank and 1 for RCBC. I’m not paying my cards for months now since I’m financially struggling. I’m married with four kids, so our money is not really enough for our daily expenses. I work from home, and I only earn per project basis. I really want to pay my debt but I don’t know how especially with my situation now. I tried to talk to he banks but the amount they’re asking me to pay is something I cannot afford. I received a letter from an agency and I’m asked to pay the amount, and I really don’t know what to do. With those 5 cc, I owe them almost 200k in total. I don’t know how to pay them. Please help.

]]> By: Brendan http://fitzvillafuerte.com/what-happens-if-i-dont-pay-my-credit-card-debts.html#comment-85424 Brendan Tue, 10 Apr 2012 10:46:42 +0000 http://fitzvillafuerte.com/?p=2213#comment-85424 Hi guy's i would like to start of with saying when i was younger about in 2006 i toke a credit card loan with the limit of $12.000 AUD. I have had blacklisted from then and my life has been a living hell i lost my wife i lost my friends i lost everything a normal human would have in they life. Due to the fact that i could not have enough funds to live everyday cash to cash as my income wasn't to good either. I'm sadden really hurts that my partner 2 months ago left me because she asked me to get a house with her :( but i couldn't so she left me. As much as i would say i hate life right now due to me been stupid which i was for trying to take out a credit loan and going out partying with stupid friends years ago i have regret that day i asked for a credit card. So i just got in touch with my credit file history i found out that i owe them Account Details: COMMONWEALTH BANK OF AUSTRALIA - Balance Outstanding: $12920.76 The credit history company said i should get in contact with the company that has taken over this and they called credit crop. I asked them if i could pay this off in a lower amount they said the best they can do was $9000. I said ok i will do my best so now that $9000 i borrowed of my dad which he said if i don't use this money to invest in my business he will go crazy. I'm stuck here because all my life i'v been living with rice gain just day to day. In my credit file check it says this Last Updated: 22/8/2007 judgement Date: 16/8/2007 Amount $8,618 Deletion Date: This will automatically be removed from your file on 16/8/2012 So what do i do if i want to fix my credit right now i have that $9000 they asked i could pay to remove it but they can't delete anything until 16/8/2012 I want to pay this off so i know i can go get a car on a loan or something instead of using this cash. But the set back is they won't delete it if i pay right now. I want to do what should i do please anything comments would be grateful Thanks Brendan Hi guy’s i would like to start of with saying when i was younger about in 2006 i toke a credit card loan with the limit of $12.000 AUD.

I have had blacklisted from then and my life has been a living hell i lost my wife i lost my friends i lost everything a normal human would have in they life.
Due to the fact that i could not have enough funds to live everyday cash to cash as my income wasn’t to good either.
I’m sadden really hurts that my partner 2 months ago left me because she asked me to get a house with her :( but i couldn’t so she left me. As much as i would say i hate life right now due to me been stupid which i was for trying to take out a credit loan and going out partying with stupid friends years ago i have regret that day i asked for a credit card.

So i just got in touch with my credit file history i found out that i owe them Account Details: COMMONWEALTH BANK OF AUSTRALIA –
Balance Outstanding: $12920.76
The credit history company said i should get in contact with the company that has taken over this and they called credit crop.
I asked them if i could pay this off in a lower amount they said the best they can do was $9000. I said ok i will do my best so now that $9000 i borrowed of my dad which he said if i don’t use this money to invest in my business he will go crazy.
I’m stuck here because all my life i’v been living with rice gain just day to day.

In my credit file check it says this
Last Updated: 22/8/2007
judgement Date: 16/8/2007
Amount $8,618
Deletion Date: This will automatically be removed from your file on 16/8/2012

So what do i do if i want to fix my credit right now i have that $9000 they asked i could pay to remove it but they can’t delete anything until 16/8/2012

I want to pay this off so i know i can go get a car on a loan or something instead of using this cash. But the set back is they won’t delete it if i pay right now.

I want to do what should i do please anything comments would be grateful

Thanks Brendan

]]> By: bet http://fitzvillafuerte.com/what-happens-if-i-dont-pay-my-credit-card-debts.html#comment-85059 bet Thu, 05 Apr 2012 05:26:51 +0000 http://fitzvillafuerte.com/?p=2213#comment-85059 hello po, ask ko lang if mabayaran ko ang balance ko with bpi credit card before ako mag-migrate sa US, ok na po ba yun? or masisilipat sa us embassy na deliquent ako, napunta sa blacklist then ma deny yung immigrant visa application ko? thanks! hello po, ask ko lang if mabayaran ko ang balance ko with bpi credit card before ako mag-migrate sa US, ok na po ba yun? or masisilipat sa us embassy na deliquent ako, napunta sa blacklist then ma deny yung immigrant visa application ko? thanks!

]]>