To Become Rich, You Only Need To Do Three Things

Posted by Fitz Villafuerte under Personal Finance on October 7, 2013

I’ve been writing in this blog for almost six years now.

And if I were to summarize all the articles here, then I’d only need three sentences to do so.

Personal finance and the journey towards financial freedom is not a complicated undertaking.

It’s a straightforward, three-step process, that everyone can do with enough determination and discipline.

And thus presenting, the three things that you only need to do if you want to become rich and financially free.

1. Spend less than what you earn

You can achieve this by paying yourself first, living a frugal life, and creating multiple sources of income.

2. Protect yourself and your assets

You can achieve this by saving up for an emergency fund, getting life and health insurance for yourself and non-life insurance for your assets.

3. Grow your wealth by investing and creating passive income

You can achieve this by building an investment portfolio, acquiring income generating assets and starting a business.

And that’s it! Simple enough, right Keanu?

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I know these three things are not easy, and there’s no quick way to accomplish them.

That’s why you need to subscribe to Ready To Be Rich below, because I’d like to help and be with you in your journey towards financial freedom.

Enter your email address for your free subscription to Ready To Be Rich:
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5 Responses to “To Become Rich, You Only Need To Do Three Things”


  1. Rose says:

    Very timely. I have this tendency to spend whenever I receive my salary. My excuse is I deserve something nice since I worked hard. But at the end of the day, I always asked myself where did the money go?
    Thanks Fitz for the reminder. Simple but takes discipline and right mindset to do these 3 steps.

  2. FJ says:

    I consider myself being fortunate to have subscribed to your blog. I am always amazed on how you make it easy to understand the basics of investing. I have always dreamed of living with my own terms and reading your blogs is my first step to living my dreams. More power!

  3. Kut says:

    your blog is very helpful to all especially to filipinos who need to be financially literate. Before I read your blog, I know that saving is important so I save. However when I have encountered your blog, I learned about investing so I started investing. For this blog, I want to know the assets needs to be insured and example of this insurance.

  4. Apon kawagay says:

    Thanks to this blog it help me stay at the right path…waiting for the next blog.More people you can help stay healthy.

  5. Nancy Balan says:

    I love reading all your blogs! I hope one day I can teach others about investing. Thank you and more power!

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