Comments on: Things You Ought To Know Before Applying For A Credit Card

By: cutie

cutie — Mon, 17 Oct 2011 07:51:39 +0000

I actually met the girl with the same name as mine. She was a co-worker before in a call center.

Even my mom is immune to the disapproval letters that we receive at home.

I hate it.

WHat can I do about this? Please help me!

By: cutie

cutie — Mon, 17 Oct 2011 07:45:20 +0000

I always want to have a credit card because I need it for emergency purchases especially since I have a baby. But I wonder why I always get denied credit every time I apply for a card.

I never had a credit card in my life.
I never had bank loans in my life.
I have a stable job.

Is it possible that I am always denied because there is another person with the same name as mine, and I’m presuming she is a delinquent payer.. What can I do about this?

By: love2type

love2type — Tue, 04 Oct 2011 01:36:50 +0000

love my credit card because it’s useful for airlines booking.. i don’t let it control me though and take over my life so always pay everything on time to avoid any charges..

By: emmie

emmie — Sun, 02 Oct 2011 13:37:48 +0000

i am bpi credit card user.i enjoy using it w/o annual fee.thank you ayala group.

By: Rox

Rox — Thu, 16 Sep 2010 12:14:38 +0000

Hi! I am working at home, doing an online job. Because of my online job I already have my savings on my metrobank. One of the employees of the bank called on my cellphone that I am valid to apply for a credit card. Honestly I like to have one because I want to purchase a laptop. What stop me is I am afraid to have debts but my plan for the credit card is only to purchase a laptop. After paying my debts on my credit card, can i cut it out and never use it again? the purpose of the credit card is for the laptop only. Please give me some advice. Thanks.

By: chris_sher

chris_sher — Sun, 07 Mar 2010 05:27:51 +0000

hi. can a student like me apply for a credit card? geez im having a bad prob regarding this. anyways im asking my father to make me a supplementary at bdo. is there still any best deals in other banks?

By: Philippine Fair Debt Collection Practices Act

Philippine Fair Debt Collection Practices Act — Mon, 15 Dec 2008 06:27:32 +0000

[...] stories actually made some friends of mine paranoid about getting credit cards. This is sad because credit cards are great tools for financial leverage if you know how to use them [...]

By: Fitz

Fitz — Fri, 17 Oct 2008 16:15:07 +0000

Hi Mitz, of course I remember you. I’m actually subscribed to your blog.

Anyway, thanks for sharing that article. I sure my readers will find that very helpful.

By: Mitz

Mitz — Fri, 17 Oct 2008 05:32:21 +0000

Hi Fitz! I don't know if you remember me. I emailed you once when I just started blogging, and I really did appreciate the advice you've given me on how to start. I now set up my own domain, but I'm still learning ways on how to generate more traffic into my site. Have an entry on credit card use, since I just successfully reverted my fees. Thought this might help your readers too. Here's the link: How To Reverse Credit Card Fees

By: Fitz

Fitz — Tue, 19 Aug 2008 11:10:53 +0000

@chamcham
I’m not so sure about the credit card companies that disapprove applications because you have no landline. Can’t you use your office number as your contact number?