Philam Asset Management (PAMI) List of Mutual Funds

Posted by Fitz Villafuerte under In Focus, Investing on June 1, 2016

Philam Asset Management, Inc. (PAMI) is among the leading companies that administers, distributes, and provides investment advisory to mutual funds in the Philippines.

Established in 1992, PAMI is a wholly owned company of Philam Life, one of the leading insurance companies in the country.

For those who are interested in invest in mutual funds that PAMI offers, below is a summary of what they currently have.

If you’re unfamiliar with how mutual funds work, then please read first this primer: Investing in Mutual Funds

pami-mutual-funds

PAMI mutual funds are composed of nine funds, each one with different features and risk profiles. As always, you should choose one that fits your personality and financial objectives.

Philam Managed Income Fund
Philippine Peso Money Market Fund

  • Risk: Conservative
  • Investment Time Horizon: Short-term
  • Suitable for: Investors looking at short-term investments with minimal market fluctuations

Philam Bond Fund
Philippine Peso Fixed Income Fund

  • Risk: Conservative
  • Investment Time Horizon: Medium to Long-term
  • Suitable for: Conservative investors who wishes to have potentially higher earnings compared to traditional savings accounts and time deposits and can accept minimal market fluctuations

Philam Fund
Philippine Peso Balanced Fund

  • Risk: Moderate
  • Investment Time Horizon: Medium to Long-term
  • Suitable for: Investors seeking maximum capital growth over the medium to long-term can can accept moderate market fluctuations

PAMI Horizon Fund Inc.
Philippine Peso Balanced Fund

  • Risk: Moderate
  • Investment Time Horizon: Medium to Long-term
  • Suitable for: Investors with a balanced risk appetite who desire capital growth and can accept moderate market fluctuations
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PAMI Equity Index Fund
Philippine Peso Equity Fund

  • Risk: Moderately Aggressive
  • Investment Time Horizon: Long-term
  • Suitable for: Investors who are aware of the risks in investing in stocks and who believe in the upside potential of the Philippine stock market

Philam Strategic Growth Fund
Philippine Peso Equity Fund

  • Risk: Aggressive
  • Investment Time Horizon: Long-term
  • Suitable for: Investors who seek maximum capital growth over the long-term and willing to ride out greater market fluctuations

Philam Dollar Bond Fund
US Dollar Fixed Income Fund

  • Risk: Conservative
  • Investment Time Horizon: Long-term
  • Suitable for: Conservative investors that have excess dollars and wish to earn potentially higher than traditional US Dollar savings and time deposits and can accept minimal market fluctuations

PAMI Global Bond Fund
US Dollar Fixed income Fund

  • Risk: Conservative
  • Investment Time Horizon: Medium to long-term
  • Suitable for: Conservative investors looking to diversify their US Dollar portfolio by investing in offshore fixed income instruments

PAMI Asia Balanced Fund
US Dollar Balanced Fund

  • Risk: Moderately Aggressive
  • Investment Time Horizon: Long-term
  • Suitable for: Investors that have excess dollars and wish to ride the Asia Growth prospects for the years to come

The information above is taken from various Philam Asset Management, Inc. (PAMI) brochures and is accurate as of writing. For more details like how much is the minimum initial investment, transaction fees, holding period, and historical performance — kindly refer to the PAMI website.

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2 Responses to “Philam Asset Management (PAMI) List of Mutual Funds”


  1. Vic says:

    Where can we buy Stocks or Bonds? What is the difference between Mutual Funds and the Bank’s EIP?

  2. Fitz says:

    Hi Vic,

    You can buy stocks through a stock broker. There are a lot of them that’s licensed by the Philippine Stock Exchange. My stock broker is COL Financial.

    For corporate bonds, you can wait for an announcement in newspapers for companies who are issuing bonds. For government bonds, you can inquire with any commercial bank — they’re also called retail treasury bonds, and almost always available.

    Lastly, mutual funds are pooled funds that’s being offered by mutual fund companies like PAMI. Meanwhile, another type of pooled funds are Unit Investment Trust Funds or UITFs, which are offered in banks and that’s what they offer as EIP.

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