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	<title>Comments on: PERA Facts: Personal Equity and Retirement Account Philippines</title>
	<atom:link href="http://fitzvillafuerte.com/pera-facts-personal-equity-and-retirement-account-philippines.html/feed" rel="self" type="application/rss+xml" />
	<link>http://fitzvillafuerte.com/pera-facts-personal-equity-and-retirement-account-philippines.html</link>
	<description>Business, Investments and Personal Finance</description>
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		<title>By: Cha</title>
		<link>http://fitzvillafuerte.com/pera-facts-personal-equity-and-retirement-account-philippines.html#comment-72265</link>
		<dc:creator>Cha</dc:creator>
		<pubDate>Thu, 26 Jan 2012 08:15:57 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2588#comment-72265</guid>
		<description>Hi! Any update on PERA?</description>
		<content:encoded><![CDATA[<p>Hi! Any update on PERA?</p>
]]></content:encoded>
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	<item>
		<title>By: Fitz</title>
		<link>http://fitzvillafuerte.com/pera-facts-personal-equity-and-retirement-account-philippines.html#comment-67704</link>
		<dc:creator>Fitz</dc:creator>
		<pubDate>Fri, 30 Dec 2011 10:55:58 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2588#comment-67704</guid>
		<description>Hi Lianne... still no updates, sorry.</description>
		<content:encoded><![CDATA[<p>Hi Lianne&#8230; still no updates, sorry.</p>
]]></content:encoded>
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	<item>
		<title>By: Lianne</title>
		<link>http://fitzvillafuerte.com/pera-facts-personal-equity-and-retirement-account-philippines.html#comment-67459</link>
		<dc:creator>Lianne</dc:creator>
		<pubDate>Thu, 29 Dec 2011 04:15:11 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2588#comment-67459</guid>
		<description>Hi kuya Fitz, any update on PERA?</description>
		<content:encoded><![CDATA[<p>Hi kuya Fitz, any update on PERA?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Fitz</title>
		<link>http://fitzvillafuerte.com/pera-facts-personal-equity-and-retirement-account-philippines.html#comment-50952</link>
		<dc:creator>Fitz</dc:creator>
		<pubDate>Thu, 03 Nov 2011 19:44:01 +0000</pubDate>
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		<description>Thanks Joel for pointing out the mistake, I have now made the necessary corrections.</description>
		<content:encoded><![CDATA[<p>Thanks Joel for pointing out the mistake, I have now made the necessary corrections.</p>
]]></content:encoded>
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	<item>
		<title>By: Joel</title>
		<link>http://fitzvillafuerte.com/pera-facts-personal-equity-and-retirement-account-philippines.html#comment-50898</link>
		<dc:creator>Joel</dc:creator>
		<pubDate>Thu, 03 Nov 2011 15:37:09 +0000</pubDate>
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		<description>I just want to point out a mistake in this post. You have confused tax credits with tax deductions. Tax credits are not deducted from the gross income but these are subtracted from the tax due itself. There&#039;s a big difference!</description>
		<content:encoded><![CDATA[<p>I just want to point out a mistake in this post. You have confused tax credits with tax deductions. Tax credits are not deducted from the gross income but these are subtracted from the tax due itself. There&#8217;s a big difference!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: The Three Most Often Ignored Necessary Expenses</title>
		<link>http://fitzvillafuerte.com/pera-facts-personal-equity-and-retirement-account-philippines.html#comment-42972</link>
		<dc:creator>The Three Most Often Ignored Necessary Expenses</dc:creator>
		<pubDate>Tue, 20 Sep 2011 19:35:33 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2588#comment-42972</guid>
		<description>[...] can be designed and accordingly adjusted to fit your financial capabilities. Products such as the Personal Equity and Retirement Account are even voluntary, which means you &#8220;spend&#8221; only what you can [...]</description>
		<content:encoded><![CDATA[<p>[...] can be designed and accordingly adjusted to fit your financial capabilities. Products such as the Personal Equity and Retirement Account are even voluntary, which means you &#8220;spend&#8221; only what you can [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Christine Carpio-Aldeguer</title>
		<link>http://fitzvillafuerte.com/pera-facts-personal-equity-and-retirement-account-philippines.html#comment-41650</link>
		<dc:creator>Christine Carpio-Aldeguer</dc:creator>
		<pubDate>Fri, 09 Sep 2011 01:36:13 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2588#comment-41650</guid>
		<description>Can a juridical person apply as Contributor for PERA?  I looked at the definition of &quot;Contributor&quot; and it states any person qualified to enter into a contract and has the TIN.  The law is silent in including juridical persons having a TIN number.  I am hoping if you can clarify me on this matter.  Thank you.</description>
		<content:encoded><![CDATA[<p>Can a juridical person apply as Contributor for PERA?  I looked at the definition of &#8220;Contributor&#8221; and it states any person qualified to enter into a contract and has the TIN.  The law is silent in including juridical persons having a TIN number.  I am hoping if you can clarify me on this matter.  Thank you.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Fitz</title>
		<link>http://fitzvillafuerte.com/pera-facts-personal-equity-and-retirement-account-philippines.html#comment-33625</link>
		<dc:creator>Fitz</dc:creator>
		<pubDate>Fri, 10 Jun 2011 10:38:37 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2588#comment-33625</guid>
		<description>Hi Henry, unfortunately, PERA is still unavailable. Hopefully, it will be soon.</description>
		<content:encoded><![CDATA[<p>Hi Henry, unfortunately, PERA is still unavailable. Hopefully, it will be soon.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Henry Chua</title>
		<link>http://fitzvillafuerte.com/pera-facts-personal-equity-and-retirement-account-philippines.html#comment-33620</link>
		<dc:creator>Henry Chua</dc:creator>
		<pubDate>Fri, 10 Jun 2011 08:33:20 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2588#comment-33620</guid>
		<description>Hi Fitz,

Just want to ask if PERA is already available?  Have you invested already?  Please let me know. Thanks.</description>
		<content:encoded><![CDATA[<p>Hi Fitz,</p>
<p>Just want to ask if PERA is already available?  Have you invested already?  Please let me know. Thanks.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: chol</title>
		<link>http://fitzvillafuerte.com/pera-facts-personal-equity-and-retirement-account-philippines.html#comment-27169</link>
		<dc:creator>chol</dc:creator>
		<pubDate>Wed, 26 Jan 2011 05:29:04 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2588#comment-27169</guid>
		<description>Hi, is this already implemented?</description>
		<content:encoded><![CDATA[<p>Hi, is this already implemented?</p>
]]></content:encoded>
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