How long will it take for you to become a millionaire? Let’s have a bit of fun today by trying this financial calculator.
You will start by entering your Current Savings. Then look into your monthly budget and determine how much you can save in a month, enter this amount as your Monthly Deposits.
In the Rate [...]

I’d like to share with you this video of Johnny Lee from TED Talks last February 2008. In here, the speaker presents a cool Wii Remote hack wherein he transforms the $40 video game controller into a digital whiteboard, a touchscreen and a head-mounted 3-D viewer.
For those unfamiliar with this gadget, the Wii is the [...]

A lot of establishments nowadays offer discount cards for loyal customers and I’ve learned to love and take advantage of these promos to save money. Out of all the various local stores that have these membership loyalty programs, I have been able to accumulate the most points from Shoemart’s SM Advantage Card, Mercury Drug’s Suki [...]

What’s the difference between being frugal and being cheap? Surprisingly, when I asked my friends about this, most of them have various definitions and only a handful knows the correct boundary which separates the two. Furthermore, when I presented them with several situations and asked their opinion if the example was frugal or cheap. Many [...]

A product or service that becomes profitable in the market will almost always invite new players. As a business trend becomes increasingly popular, more and more enterprises tend to join the industry, and soon enough, the market becomes saturated.
If you’re an aspiring entrepreneur, the high demand and profitability of such businesses are very attractive. But [...]

Everyday, we get exposed to different opinions and ideas from other people. And how exactly we process these information plays a factor of influence on our own thoughts. Too often, when we get repeated reinforcements from these agents, we begin to think parallel to their beliefs. For this exact reason, most marketers bombard consumers with [...]

What is leverage? What does it mean and why do a lot of finance experts use this term often? How important is it when it comes to money, business and wealth?
I first encountered this term in my high school Science class when we were studying about simple machines. That day, we talked about seesaws, fulcrums [...]

Do you have any amazing or funny home videos? Or are you an amateur video producer or an independent film maker? What if I tell you that you can earn from your videos by uploading and sharing them online? You’d be interested, right? Then read on and find out how you can get paid and [...]

I was studying the traffic data of my blog the other day and one particular search phrase caught my attention. Apparently, a visitor was able to find my website by asking Google, “Do you need to be a genius to be rich?”
That question got me thinking which eventually prompted me to start my own search [...]

According to Albert Einstein, the most powerful force in the universe is compound interest. How can a great man of science speak so highly of a mathematical and economic concept? Surely, there must be a reason behind this claim and I’ll try my best to explain it here.
Right from the very beginning of our lives, [...]

If you’re planning to put up, expand or improve your business, then you need a good market analysis to guide your actions and decisions. Conducting market research allows you to learn about the feasibility of your business and the marketability of your product or service. It will give you a comprehensive understanding of your target [...]

I have been very busy for the past few days because one of my key personnel resigned from her post to continue further studies. Since I haven’t been receiving any qualified applicants, I had no choice but to temporarily take over her duties and responsibilities. This meant I had to pass over some of my [...]

Yesterday, I was greeted by a text message from a friend saying that he was terminated from work. It came to me as a shock because he has been working in that office for almost 6 years now and I believe that he has done a remarkable job there. He was no ordinary rank and [...]

Putting up a business will be easier if you have adequate technical skills and knowledge about the industry which you’re planning to invest in. This is why attending business and livelihood training seminars is an important step which all entrepreneurs must consider.
Never commit the mistake of venturing into a business and planning to learn as [...]

No matter how busy you are from working or taking care of your business, you should never forget to exercise. I remember my mother telling me that I should always have time for exercise. She argues that all the hard work that I do to earn money will be useless if I end up frail [...]