BTID vs VUL and How I See Financial Planning With Respect to Life Insurance

Posted in Personal Finance | 8 Comments

Buy Term, Invest the Difference (BTID) versus getting a Variable Unit-Linked (VUL) life insurance is always a divisive topic, even among us Registered Financial Planners. There have been many attempts to compare them based on actual figures and both sides can always come up with results that favor their stand. However, I believe that protection […]

How To Stay Motivated at Following Your Monthly Budget: A Lesson in Psychology

Posted in Money Saving Tips, Personal Finance | 3 Comments

One of my readers, Kristine sent an email recently to share something that happened to her. Below is a portion of what she wrote: I learned about creating an emergency fund through your blog, which I was able to complete last year. I’m writing to you because if not for that, I would now be […]

How to File Tax Returns as a Freelancer

Posted in General Information | No Comments

This article is from one of my business partners in the US who would like to share how freelancers file tax returns on their side of the world. I will soon be writing about how Filipino freelancers can file their taxes, but for now, here’s my good friend Robert. There’s a lot to love about […]

9 Excellent Reasons Why You Should Pay Yourself First

Posted in Money Saving Tips | 6 Comments

There are many ways to save money, but none of them is as effective as paying yourself first – or the simple act of immediately taking and keeping a portion of your income as soon as you receive it. The concept of paying yourself first is often explained through the formula, INCOME less SAVINGS equals […]

7 Mental Armors For Getting Out of Debt

Posted in Mindsetting, Personal Finance | 10 Comments

I used to have five credit cards, and drowning in almost P200,000 worth of debt. It actually reached a point where collection agencies would make rude calls to me, and send fake summon letters from law firms to my address. At first, I ignored them. I was not affected because I knew those were all […]

There is No Day Much Better Than Today

Posted in Mindsetting | 4 Comments

It is important to have goals. Because when you set goals, you will begin to receive clarity on how to achieve them – your wishes and dreams slowly transition into reachable milestones that you can work for. However, although I put importance on having such a future-oriented perspective, your focus should nevertheless be on creating […]

What Are You Waiting For?

Posted in Inspirational | No Comments

It’s been awhile since I shared a song with you here. So while you take the time to rest and reflect during this season, let me give you something to think about. The song below is “What Are You Waiting For?” by rock band, Nickelback. It’s an upbeat song with a great message, and I’ve […]

Product Feature: ASUS Fonepad 7

Posted in In Focus | 1 Comment

Let’s take a break from the money talk today and give the spotlight to one of this blog’s sponsors. From our friends in ASUS, here’s a feature on the Fonepad 7 FE171CG. The ASUS Fonepad 7 FE171CG belongs to the new category of gadgets called the “phablet” – a portmanteau of phone and tablet. The […]

The Two Pains in Life: Which One Would You Choose?

Posted in Life Lessons | 3 Comments

Pain is a part of life. And no matter how much you try to avoid experiencing pain, there will be times when it is inevitable. Pain is good, because when you feel pain, it means that you are still alive. If you don’t feel pain, you’ll never know that touching a flame hurts, and you […]

Globe myBusiness Launches Samsung Galaxy S6 Offer

Posted in In Focus | No Comments

Today, a few words from our brand partner, Globe myBusiness. Globe Telecom, through its small and medium enterprise (SME) arm Globe myBusiness, continues to inspire success among Filipino entrepreneurs as it offers the best devices that enable them to run their operations while on the go. And their latest offering is the Samsung Galaxy S6 […]

On Treadmills, Thailand and That Thing Called Tadhana

Posted in Life Lessons, Mindsetting | 9 Comments

My current personal best for a 3-kilometer run is around 30 minutes. I believe that’s below average as most friends do the same distance for less than 20 minutes. I know I can improve my time, but I guess the motivation isn’t really there. Because when I run on the treadmill, at that pace which […]

Last Call for Blog Academy Philippines: Learn How To Make Money Online

Posted in Announcements, News and Events | 10 Comments

One of the things that kept me busy in the past weeks was preparing the 4-week course of Blog Academy Philippines. Me and my partner, Jon Orana, pre-launched this program early this month and has provided free blog training videos to all registrants. We are starting the live training program after Holy Week and if […]