Comments on: Money Saving Tips For People Who Hate Saving Money

By: Fitz

Fitz — Wed, 08 Jul 2009 20:00:06 +0000

Wow jonharules, those are really great tips. Thanks for sharing them.

By: jonharules

jonharules — Wed, 08 Jul 2009 00:07:40 +0000

The first step to saving money especially when you don’t fee like doing so is to DECIDE. I realized na medyo matagal na ako sa job ko bilang call center agent pero wala pa akong nasisave. Ang kaibigan ko yung unang nag-encourage sa akin. So then I decided to make a change, nagsave ako paunti unti. Kahit sa 5000 mong sweldo, take 1000 and you’ll be surprised na dadami at dadami rin yan.

Also, determine your needs para naman maiwasan ang mga unnecessary expenditures. Don’t forget to follow the list of NEEDS at hindi yung WANTS kasi walang kwenta ang paglista lista kung hindi rin naman susundin.

Next, choose a bank na hindi gaano kalaki yung initial deposit at maintaining balance or doon nalang mapupunta yung savings mo! I found a bank named Citi Savings Bank, it’s a thrift bank na 100 lang ang initial deposit, unlike most banks ngayon na 1000 or worse, 5000 and initial deposit, so yung savings mo sa kanila pa mapupunta. Make sure maasahan din yung bank siempre or all is lost! The last time I withdraw ng medio considerable amount, ok naman bigay naman sila agad. What I mean is, kung kelangan mo mahuhugot mo din. It has to be safe!

Wag kang withdraw ng withdraw, kaya I discourage ATM savings accounts, go for thrift savings banks, they will help you kasi they specialize in that area–SAVINGS.

Well yun yung mga steps na tinahak ko sa savings, sa awa ng Diyos ok naman yung nasave ko, pwede ng wag magwork ng isang taon.haha..pero don’t stop there kapag ka meron ka ng savings, keep on saving,it’s the key to maintaining it.

Keep a prudent lifestyle. Wag gasta ng gasta. Sige happy saving everyone!

By: Fitz

Fitz — Mon, 15 Jun 2009 08:25:34 +0000

Thanks everyone for the comments and additional suggestions on how to save money.

By: Kirstin Harad

Kirstin Harad — Wed, 10 Jun 2009 19:50:01 +0000

Great ideas here. I’d also add that When you are looking to save some money, I find it most helpful to list your expenses from the largest to the smallest. It really helps focus your energy on where you can make an impact. Too many people spend their time trying to shave a few dollars from the smaller items (which can be easy and worthwhile), but cutting one of your bigger expenses by just 5% could put a lot more savings into your pocket than things like packing your lunch twice per week.

By: Vic

Vic — Mon, 08 Jun 2009 17:17:39 +0000

Hmmmmm. Well done list Fitz,
What I always tell to my friends to save money, is to be addicted to it. Saving cannot be done in one mere action, it should become a habit. Commitment to the promise of saving money is one great key to achieve it.

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Mon, 08 Jun 2009 12:33:04 +0000

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By: jireh

jireh — Sun, 07 Jun 2009 15:48:46 +0000

Nice post! Sir Fitz, sorry wasnt able to email you back, was busy these past few days.. anyways, i’m still trying to absorb what you’ve emailed me, thanks thanks for the time

By: Tyrone @ Millionaire ACTS

Tyrone @ Millionaire ACTS — Sun, 07 Jun 2009 07:04:12 +0000

Another nice article from your Fitz! I always pay myself first. Whatever left in my salary will be splurged… Hehe… When I withdraw other amounts after paying myself first, then that’s the time that I will watch my expenses because I already got into the quota.

I also invest some of my money for it to work for me. Investments such as stocks, mutual funds, and UITFs are some of the provider of passive income. I also work on increasing my income not to limit it in my job alone but also to other means such as blogging.

Way to go Fitz!