It’s Wrong To Be Happy During Payday, and Here’s Why

Posted by Fitz Villafuerte under Mindsetting on March 13, 2014

Are you happy during payday?

If I were to answer this question years ago, when I was still an employee, I would definitely say “Yes”.

In fact, during those years, “happy” would be an understatement to describe how I felt every 15th and 30th of the month – “profound joy” would be the more accurate term.

The moment I check my balance at the ATM and see that my salary has come in, a big smile would always flash across my face, followed by excitement on how I’ll be spending my money for the next few days.

And it was not just me.

Throughout the office, everyone would suddenly change to a relieved and positive mood.

Some would call home and tell their spouse to meet them at the grocery later. Others would go online to pay their utility bills and credit card debts. While a few would start to plan a night out with friends for the weekend.

In the next 3 to 5 days that follow payday, people will seem to be extra happy at work. Everyone’s friendly and there’s a general feeling of content in the office.

monopoly go salary Its Wrong To Be Happy During Payday, and Heres Why

Being Happy on Payday Is Not A Good Thing

Being happy during payday is a sign that you’re in financial trouble.

It means you’re having difficulties making ends meet and you’re not able to follow your budget plan (or worse, you don’t even have one).

I would even dare say that if you’re happy during payday, then it’s probably because you don’t have any savings.

Payday, for the financially smart, is just an ordinary day.

I remember my boss asking me one time, “Why does it seem that everyone’s feeling anxious today?”

“I think it’s because it will be the 30th this Sunday,” I answered. “And everyone’s wondering if Accounting will deposit our salary tomorrow, Friday.”

“Oh, I see,” he reacted. “Well, that’s not a good thing, if you ask me.”

“Why?” I asked.

“Just think about it, and I’m sure you’ll figure it out,” he simply answered with a smile.

It took me a couple of years before I figured it out.

monopoly go salary 2 Its Wrong To Be Happy During Payday, and Heres Why

Getting Excited About Payday Is Not a Good Thing Either

Getting excited when payday is near could be a sign that you have an unhealthy mindset about money.

If having cash in your wallet makes you feel emotionally positive, then you probably misunderstood what financial freedom really means.

If your mood depends on how much money you have in your bank account, then you’re missing the point of living.

Money is a neutral entity, it is neither good nor bad. And more importantly, your happiness does not depend on how much you have of it.

Be thankful that payday is near, but be excited about living your life.

Financial freedom isn’t about having lots of money. In fact, it’s about removing the need for money out of the equation.

True happiness doesn’t come from being able to afford things. On the contrary, it comes from seeking and achieving the things that life affords you.

Money is merely a tool to protect your life’s design. Never use it as the ink that writes the blueprint.

Why?

Just think about it, and I’m sure you’ll figure it out.

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Photo credit: randomwire and b-tal

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11 Responses to “It’s Wrong To Be Happy During Payday, and Here’s Why”


  1. Diwata says:

    Out of all your articles, this is my favorite so far. Thank you for giving me a different perspective regarding payday.

  2. Aileen says:

    I agree with you. Payday was just an ordinary day to me way back when I am still single and earning and no responsibility but myself. But time has changed, and so is my financial obligations.. having a grade schooler child and 2 babies in a row, and the sky-rocketing expenses that they entail, make me look forward to each payday.

  3. Topher says:

    Nakaka-relate ako sa article na ito. Very informative. Salamat Sir sa mga inspirasyon sa pamamagitan nito :)

  4. Pao says:

    “Financial freedom isn’t about having lots of money. In fact, it’s about removing the need for money out of the equation.”

    very well said! thanks Fitz!

  5. Rose says:

    I’m excited and happy during pay day because I know I’ll have additional money to put to my savings account and money towards my investment.

  6. Bill Asignar says:

    I like this statement so much,

    “If your mood depends on how much money you have in your bank account, then you’re missing the point of living.”

    Another great article Fitz.

    Thanks!

  7. Rose Angelie says:

    It’s really weird that after reading this, I was gonna say something exactly what “Rose” said above. Same name, same thoughts? lol

    I am thankful every payday because I can buy for my family’s needs. Also, I am happy to add something to my savings & investment, and I am excited to be one step closer to my goals. :)

    Great post! ♥

  8. Lois says:

    In my previous work, employees always agonize over late crediting of salary which is usually at 11pm of the 15th and 30th day. One of the manager, who was from India, was perplexed , and wondered why employees get demotivated and angry over it, when in their country the payday is only once in a month. now, it makes sense why those several hours of delay in salary can get agonizing. haha…

  9. Fitz says:

    To my two readers named Rose…

    Correct me if I’m wrong, but you are not happy because you received money. You are not excited for payday because it means you can feel good about having money in your wallet.

    You are not happy and excited because it’s payday.

    You are actually happy because your work has been rewarded. I bet you’ll be as happy if instead of a full salary, a portion of it is an investment certificate to a mutual fund.

    You are actually excited because you’re one step closer to realizing your dreams, that your future is one shade brighter than yesterday.

    Your happiness and excitement is not really about the money, it’s about being able to make the good choices that ensures you and your family a better life.

  10. Ben says:

    We call every payday here in our office as “Araw nina Manuel at Maning”. Araw ni Manuel Do (sweldo) at Maning Ngil (singil). Sorry those are cebuano terms, manweldo and maningil. Well, some are happy and some are not. For me everyday is the same as long as I’m within my budget plan. Only the items in my budget plan makes me happy. One of the items there is to be able to drink a bottle or two of beer after office hours twice a week, usually every Tuesday and Thursday (thirst day). When the budget is met and a surplus money was retained for savings then that will also make me happy.

  11. kenny says:

    Financial freedom is not having to think about finance matters.

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