Are you happy during payday?
If I were to answer this question years ago, when I was still an employee, I would definitely say “Yes”.
In fact, during those years, “happy” would be an understatement to describe how I felt every 15th and 30th of the month – “profound joy” would be the more accurate term.
The moment I check my balance at the ATM and see that my salary has come in, a big smile would always flash across my face, followed by excitement on how I’ll be spending my money for the next few days.
And it was not just me.
Throughout the office, everyone would suddenly change to a relieved and positive mood.
Some would call home and tell their spouse to meet them at the grocery later. Others would go online to pay their utility bills and credit card debts. While a few would start to plan a night out with friends for the weekend.
In the next 3 to 5 days that follow payday, people will seem to be extra happy at work. Everyone’s friendly and there’s a general feeling of content in the office.
Being Happy on Payday Is Not A Good Thing
Being happy during payday is a sign that you’re in financial trouble.
It means you’re having difficulties making ends meet and you’re not able to follow your budget plan (or worse, you don’t even have one).
I would even dare say that if you’re happy during payday, then it’s probably because you don’t have any savings.
Payday, for the financially smart, is just an ordinary day.
I remember my boss asking me one time, “Why does it seem that everyone’s feeling anxious today?”
“I think it’s because it will be the 30th this Sunday,” I answered. “And everyone’s wondering if Accounting will deposit our salary tomorrow, Friday.”
“Oh, I see,” he reacted. “Well, that’s not a good thing, if you ask me.”
“Why?” I asked.
“Just think about it, and I’m sure you’ll figure it out,” he simply answered with a smile.
It took me a couple of years before I figured it out.
Getting Excited About Payday Is Not a Good Thing Either
Getting excited when payday is near could be a sign that you have an unhealthy mindset about money.
If having cash in your wallet makes you feel emotionally positive, then you probably misunderstood what financial freedom really means.
If your mood depends on how much money you have in your bank account, then you’re missing the point of living.
Money is a neutral entity, it is neither good nor bad. And more importantly, your happiness does not depend on how much you have of it.
Be thankful that payday is near, but be excited about living your life.
Financial freedom isn’t about having lots of money. In fact, it’s about removing the need for money out of the equation.
True happiness doesn’t come from being able to afford things. On the contrary, it comes from seeking and achieving the things that life affords you.
Money is merely a tool to protect your life’s design. Never use it as the ink that writes the blueprint.
Just think about it, and I’m sure you’ll figure it out.