Comments on: Investing In Mutual Funds http://fitzvillafuerte.com/investing-in-mutual-funds.html Money, Business and Personal Finance Fri, 12 Mar 2010 01:14:49 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Fitz http://fitzvillafuerte.com/investing-in-mutual-funds.html#comment-49386 Fitz Sun, 03 Jan 2010 22:21:49 +0000 http://fitzvillafuerte.com/?p=1308#comment-49386 @caloy Do you need the money? If not, then just let your money stay there. In my opinion, it's good that you have several MF, at least your money is somehow diversified. @girl I'm a big fan of diversification, so I would naturally say that you should find other instruments to invest in because you already have mutual fund investments. A time deposit would be a good place to put your money but also consider other investments like stocks and bonds or perhaps starting a business. @caloy
Do you need the money? If not, then just let your money stay there. In my opinion, it’s good that you have several MF, at least your money is somehow diversified.

@girl
I’m a big fan of diversification, so I would naturally say that you should find other instruments to invest in because you already have mutual fund investments.

A time deposit would be a good place to put your money but also consider other investments like stocks and bonds or perhaps starting a business.

]]> By: girl http://fitzvillafuerte.com/investing-in-mutual-funds.html#comment-49201 girl Sat, 02 Jan 2010 22:33:29 +0000 http://fitzvillafuerte.com/?p=1308#comment-49201 Hi Fritz... we have not received any earnings from our mutual funds for the past two years.. the market is picking up now and we have extra money to invest...should we invest in mutual funds or should we just deposit in the bank...any suggestions? Hi Fritz… we have not received any earnings from our mutual funds for the past two years.. the market is picking up now and we have extra money to invest…should we invest in mutual funds or should we just deposit in the bank…any suggestions?

]]> By: Reader Mail #10: Investing, Accounting, Inventions and More http://fitzvillafuerte.com/investing-in-mutual-funds.html#comment-36748 Reader Mail #10: Investing, Accounting, Inventions and More Wed, 23 Sep 2009 02:17:16 +0000 http://fitzvillafuerte.com/?p=1308#comment-36748 [...] Investing In Mutual Funds I am starting a new personal project and I am lost to where to ask for more information about tax [...] [...] Investing In Mutual Funds I am starting a new personal project and I am lost to where to ask for more information about tax [...]

]]> By: caloy http://fitzvillafuerte.com/investing-in-mutual-funds.html#comment-36223 caloy Wed, 16 Sep 2009 21:22:37 +0000 http://fitzvillafuerte.com/?p=1308#comment-36223 hi fritz ask ko lang kasi may 5 MF ako sunlife, philam, gsis at save more ako pero di naman malakihan ang pinasok ko doon kung may sobra lang ako at minsan lang ako mag dagdag ng investment ano maganda tanggalin ko yun iba o maintain ko lang yun iba at mag concentrate nalang ako sa iisa need your advice thanks pls email me hi fritz ask ko lang kasi may 5 MF ako sunlife, philam, gsis at save more ako pero di naman malakihan ang pinasok ko doon kung may sobra lang ako at minsan lang ako mag dagdag ng investment ano maganda tanggalin ko yun iba o maintain ko lang yun iba at mag concentrate nalang ako sa iisa need your advice thanks pls email me

]]> By: etrade http://fitzvillafuerte.com/investing-in-mutual-funds.html#comment-35606 etrade Tue, 08 Sep 2009 23:33:01 +0000 http://fitzvillafuerte.com/?p=1308#comment-35606 In investment, risk is a factor that you cannot set aside.It is really important to know your risk tolerance before investing and I agree with what you have said that mutual fund is not a good idea for "get rich quick" investors as this kind of investment grows over a period of time. What I really liked about your post is that you provided an unbiased insight about mutual funds by presenting two sides of the coin. Not only that, you have also guided your readers on how to invest in mutual funds by offering the basic steps they need to kick start their investment career. Nice post. You will be hearing a lot from me. In investment, risk is a factor that you cannot set aside.It is really important to know your risk tolerance before investing and I agree with what you have said that mutual fund is not a good idea for “get rich quick” investors as this kind of investment grows over a period of time.

What I really liked about your post is that you provided an unbiased insight about mutual funds by presenting two sides of the coin. Not only that, you have also guided your readers on how to invest in mutual funds by offering the basic steps they need to kick start their investment career.

Nice post. You will be hearing a lot from me.

]]> By: How To Find The Best Personal Financial Adviser http://fitzvillafuerte.com/investing-in-mutual-funds.html#comment-32313 How To Find The Best Personal Financial Adviser Mon, 03 Aug 2009 00:46:19 +0000 http://fitzvillafuerte.com/?p=1308#comment-32313 [...] want to invest in mutual funds but don’t know how? Then do some [...] [...] want to invest in mutual funds but don’t know how? Then do some [...]

]]> By: The BPI Investment Fund http://fitzvillafuerte.com/investing-in-mutual-funds.html#comment-20428 The BPI Investment Fund Fri, 01 May 2009 00:24:40 +0000 http://fitzvillafuerte.com/?p=1308#comment-20428 [...] you are thinking of investing in mutual funds or any other instruments, the first thing you really need to know is your investment goal. Ask [...] [...] you are thinking of investing in mutual funds or any other instruments, the first thing you really need to know is your investment goal. Ask [...]

]]> By: How To Know And Increase Your Investment Risk Tolerance http://fitzvillafuerte.com/investing-in-mutual-funds.html#comment-18059 How To Know And Increase Your Investment Risk Tolerance Tue, 14 Apr 2009 21:31:45 +0000 http://fitzvillafuerte.com/?p=1308#comment-18059 [...] - and that is to have full understanding of your investment. Whether you’re thinking of investing in mutual funds, in the stock market, in a business venture or whatever else, always be sure that you know how the [...] [...] – and that is to have full understanding of your investment. Whether you’re thinking of investing in mutual funds, in the stock market, in a business venture or whatever else, always be sure that you know how the [...]

]]> By: Philippine Mutual Fund Companies To Invest In http://fitzvillafuerte.com/investing-in-mutual-funds.html#comment-16042 Philippine Mutual Fund Companies To Invest In Sun, 29 Mar 2009 22:18:35 +0000 http://fitzvillafuerte.com/?p=1308#comment-16042 [...] if you’re thinking of investing in mutual funds, then I hope this list of mutual fund companies in the Philippines can help you find the best [...] [...] if you’re thinking of investing in mutual funds, then I hope this list of mutual fund companies in the Philippines can help you find the best [...]

]]> By: Financial Planning Phil Setting http://fitzvillafuerte.com/investing-in-mutual-funds.html#comment-13557 Financial Planning Phil Setting Sun, 08 Mar 2009 09:44:31 +0000 http://fitzvillafuerte.com/?p=1308#comment-13557 Hi there. Just like to give more insights on the following: # Liquidity - mutual fund investors can redeem their shares at the current net asset value (NAV) of their investment easily and at any time - its actually the next computed NAVPS and not the current. Usually NAVPS are published the next day. So if you plan to redeem your investment today and submitted before 12:00, your NAVPS will not be that of yesterday but today's computed NAVPS which are usually posted the next day. Costs and fees - sales commissions and redemption fees are applied to your investment if you decide to redeem your mutual fund investment, this could significantly affect your expected returns - Usually called the sales load. Comes in 2 types, front end load or back end load. This usually ranges from 1%-5% depending on the mutual fund company. There are even those that do not charge any loading fee if your money will not be withdrawn in the next 5 years. Hi there. Just like to give more insights on the following:

# Liquidity – mutual fund investors can redeem their shares at the current net asset value (NAV) of their investment easily and at any time

- its actually the next computed NAVPS and not the current. Usually NAVPS are published the next day. So if you plan to redeem your investment today and submitted before 12:00, your NAVPS will not be that of yesterday but today’s computed NAVPS which are usually posted the next day.

Costs and fees – sales commissions and redemption fees are applied to your investment if you decide to redeem your mutual fund investment, this could significantly affect your expected returns

- Usually called the sales load. Comes in 2 types, front end load or back end load. This usually ranges from 1%-5% depending on the mutual fund company. There are even those that do not charge any loading fee if your money will not be withdrawn in the next 5 years.

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