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	<title>Comments on: Five Things I Did With My Christmas Bonus and 13th Month Pay</title>
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	<link>http://fitzvillafuerte.com/five-things-i-did-with-my-christmas-bonus-and-13th-month-pay.html</link>
	<description>Money, Business and Personal Finance</description>
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		<title>By: Frugal Things You Can Do During Christmas And The Holiday Season</title>
		<link>http://fitzvillafuerte.com/five-things-i-did-with-my-christmas-bonus-and-13th-month-pay.html#comment-47336</link>
		<dc:creator>Frugal Things You Can Do During Christmas And The Holiday Season</dc:creator>
		<pubDate>Mon, 21 Dec 2009 22:31:13 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2031#comment-47336</guid>
		<description>[...] you may be lucky to have cash bonuses from work to support the additional expenses, it&#8217;s still important to take control of your finances and [...]</description>
		<content:encoded><![CDATA[<p>[...] you may be lucky to have cash bonuses from work to support the additional expenses, it&#8217;s still important to take control of your finances and [...]</p>
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		<title>By: Fitz</title>
		<link>http://fitzvillafuerte.com/five-things-i-did-with-my-christmas-bonus-and-13th-month-pay.html#comment-45264</link>
		<dc:creator>Fitz</dc:creator>
		<pubDate>Sun, 06 Dec 2009 08:04:56 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2031#comment-45264</guid>
		<description>@Sam
Thanks for the feature. :D

@Joseph
Yes, doing what you have passion for is very important.

@ceblogger
Wow more than two dozen kids to give gifts to! You&#039;re a Santa Claus! :D Anyway, all the best to you and your wife on that new business.</description>
		<content:encoded><![CDATA[<p>@Sam<br />
Thanks for the feature. <img src='http://fitzvillafuerte.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
<p>@Joseph<br />
Yes, doing what you have passion for is very important.</p>
<p>@ceblogger<br />
Wow more than two dozen kids to give gifts to! You&#8217;re a Santa Claus! <img src='http://fitzvillafuerte.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' />  Anyway, all the best to you and your wife on that new business.</p>
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		<title>By: ceblogger</title>
		<link>http://fitzvillafuerte.com/five-things-i-did-with-my-christmas-bonus-and-13th-month-pay.html#comment-44912</link>
		<dc:creator>ceblogger</dc:creator>
		<pubDate>Thu, 03 Dec 2009 01:49:09 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2031#comment-44912</guid>
		<description>just like you, i spent my first 13 month pay on a dinner treat with family. the bonus was spent on new clothes (corporate attire). ah that was 14 christmases ago!

now, the 2nd half of the 13th month pay that i&#039;ll get tomorrow will be spent for my more than two dozen godchildren, niece and nephews, and for my plane fare to cebu and back here in manila. wifey will also get a chunk of it to start a new business.</description>
		<content:encoded><![CDATA[<p>just like you, i spent my first 13 month pay on a dinner treat with family. the bonus was spent on new clothes (corporate attire). ah that was 14 christmases ago!</p>
<p>now, the 2nd half of the 13th month pay that i&#8217;ll get tomorrow will be spent for my more than two dozen godchildren, niece and nephews, and for my plane fare to cebu and back here in manila. wifey will also get a chunk of it to start a new business.</p>
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		<title>By: Joseph Mwangi</title>
		<link>http://fitzvillafuerte.com/five-things-i-did-with-my-christmas-bonus-and-13th-month-pay.html#comment-44724</link>
		<dc:creator>Joseph Mwangi</dc:creator>
		<pubDate>Tue, 01 Dec 2009 21:54:31 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2031#comment-44724</guid>
		<description>Fitz!
For some people this business buzz word is not really a buzz word but oxygen to them. For others their wheels take a long time to turn and others do not have the cogntive capacity for this..... (excuse my words). However, passion is what matters and most of us are locked in a job they hate because it is not their passion.
I am on the journey to discover my passions and am having a blast doing it!
Joe</description>
		<content:encoded><![CDATA[<p>Fitz!<br />
For some people this business buzz word is not really a buzz word but oxygen to them. For others their wheels take a long time to turn and others do not have the cogntive capacity for this&#8230;.. (excuse my words). However, passion is what matters and most of us are locked in a job they hate because it is not their passion.<br />
I am on the journey to discover my passions and am having a blast doing it!<br />
Joe</p>
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		<title>By: Financial Samurai</title>
		<link>http://fitzvillafuerte.com/five-things-i-did-with-my-christmas-bonus-and-13th-month-pay.html#comment-44693</link>
		<dc:creator>Financial Samurai</dc:creator>
		<pubDate>Tue, 01 Dec 2009 17:28:46 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2031#comment-44693</guid>
		<description>Fitz - Included this post in my Katana, which is out!  Cheers, FS(Sam)</description>
		<content:encoded><![CDATA[<p>Fitz &#8211; Included this post in my Katana, which is out!  Cheers, FS(Sam)</p>
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		<title>By: Fitz</title>
		<link>http://fitzvillafuerte.com/five-things-i-did-with-my-christmas-bonus-and-13th-month-pay.html#comment-44479</link>
		<dc:creator>Fitz</dc:creator>
		<pubDate>Sun, 29 Nov 2009 22:08:40 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2031#comment-44479</guid>
		<description>@Sir Angel
And it&#039;s also only a matter when you won&#039;t miss getting that 13th month pay. :D I wish you all the best in your endeavors. God bless!

@cris
Good for you to invest those extra cash. Smart decision.

@FS
Thank you. It&#039;ll be an honor to be included in your Katana round up. :D

@Allan
I asked my friends too and they can&#039;t seem to remember also. I guess it&#039;s just normal to be &quot;too happy&quot; with the extra money and forget where it all went afterwards. :)

@Tyrone
So are you still invested in those instruments until now? How&#039;s the performance been?</description>
		<content:encoded><![CDATA[<p>@Sir Angel<br />
And it&#8217;s also only a matter when you won&#8217;t miss getting that 13th month pay. <img src='http://fitzvillafuerte.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' />  I wish you all the best in your endeavors. God bless!</p>
<p>@cris<br />
Good for you to invest those extra cash. Smart decision.</p>
<p>@FS<br />
Thank you. It&#8217;ll be an honor to be included in your Katana round up. <img src='http://fitzvillafuerte.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
<p>@Allan<br />
I asked my friends too and they can&#8217;t seem to remember also. I guess it&#8217;s just normal to be &#8220;too happy&#8221; with the extra money and forget where it all went afterwards. <img src='http://fitzvillafuerte.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>@Tyrone<br />
So are you still invested in those instruments until now? How&#8217;s the performance been?</p>
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		<title>By: Millionaire Acts</title>
		<link>http://fitzvillafuerte.com/five-things-i-did-with-my-christmas-bonus-and-13th-month-pay.html#comment-44226</link>
		<dc:creator>Millionaire Acts</dc:creator>
		<pubDate>Fri, 27 Nov 2009 15:29:34 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2031#comment-44226</guid>
		<description>As for me, I always save my Christmas Bonus. When I worked in an investment bank before, we very large bonuses. I remembered I invested it in BOND Fund of UITF and then later on transferred to Balanced Fund and finally settled with the riskiest of all, equity funds.</description>
		<content:encoded><![CDATA[<p>As for me, I always save my Christmas Bonus. When I worked in an investment bank before, we very large bonuses. I remembered I invested it in BOND Fund of UITF and then later on transferred to Balanced Fund and finally settled with the riskiest of all, equity funds.</p>
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		<title>By: Rich Money Habits</title>
		<link>http://fitzvillafuerte.com/five-things-i-did-with-my-christmas-bonus-and-13th-month-pay.html#comment-44096</link>
		<dc:creator>Rich Money Habits</dc:creator>
		<pubDate>Thu, 26 Nov 2009 12:14:38 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2031#comment-44096</guid>
		<description>I can&#039;t remember where I spent my 13th and 14th month bonuses.  I think I just spent it on eating out, rent and yes, paying for my credit card debt! :)</description>
		<content:encoded><![CDATA[<p>I can&#8217;t remember where I spent my 13th and 14th month bonuses.  I think I just spent it on eating out, rent and yes, paying for my credit card debt! <img src='http://fitzvillafuerte.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Financial Samurai</title>
		<link>http://fitzvillafuerte.com/five-things-i-did-with-my-christmas-bonus-and-13th-month-pay.html#comment-44010</link>
		<dc:creator>Financial Samurai</dc:creator>
		<pubDate>Wed, 25 Nov 2009 12:52:38 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2031#comment-44010</guid>
		<description>Hey Fitz!  I LOVE this post!!  I love the personal aspect and the way you provide progression in your Christmas spending progression.

Your final Christmas bonus spend was truly you&#039;re greatest. It&#039;s fascinating to understand this business to me.

Great line:

“savings” were not enough to actually save me.

I&#039;m going to include this post in my weekly Katana round up.

Cheers,

Sam</description>
		<content:encoded><![CDATA[<p>Hey Fitz!  I LOVE this post!!  I love the personal aspect and the way you provide progression in your Christmas spending progression.</p>
<p>Your final Christmas bonus spend was truly you&#8217;re greatest. It&#8217;s fascinating to understand this business to me.</p>
<p>Great line:</p>
<p>“savings” were not enough to actually save me.</p>
<p>I&#8217;m going to include this post in my weekly Katana round up.</p>
<p>Cheers,</p>
<p>Sam</p>
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		<title>By: cris</title>
		<link>http://fitzvillafuerte.com/five-things-i-did-with-my-christmas-bonus-and-13th-month-pay.html#comment-43976</link>
		<dc:creator>cris</dc:creator>
		<pubDate>Wed, 25 Nov 2009 04:08:28 +0000</pubDate>
		<guid isPermaLink="false">http://fitzvillafuerte.com/?p=2031#comment-43976</guid>
		<description>We got 13th month around October pa, quite early for some.
I tucked it in mutual funds.

Our company also had a one-time, interest free salary loan, payable for one year.  I also took advantage of that and invested it.</description>
		<content:encoded><![CDATA[<p>We got 13th month around October pa, quite early for some.<br />
I tucked it in mutual funds.</p>
<p>Our company also had a one-time, interest free salary loan, payable for one year.  I also took advantage of that and invested it.</p>
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