Eight Reasons Why I Learned To Love Personal Finance

Posted by Fitz Villafuerte under Guest Posts, News and Events on October 15, 2014

Did you love your finance subjects when you were in college?

I recall my economics class, and how I and most of my classmates found it boring. My accounting class was no different, as I felt it was a waste of my calculator’s power to do an endless stream of additions and subtractions.

Today, April shares with us her similar story, and the change in mindset that she had, which eventually made her love personal finance.

As a follow-up to The WHYPOWER Attribute, here are her “Eight Reasons Why

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Undeniably, there were times in our lives when we meet people who are highly, strangely, and mysteriously fascinated with the topic of finance. And often, we think they’re insane, weird or boring.

Of all the things to be interested about, why personal finance?

We all dreamed of having financial freedom. We want it so badly, but we fear the subject because it’s difficult, and worse, learning it is not interesting. And anything that doesn’t interest us will never bring out the best in us.

How can we be fascinated about it when it’s all about numbers, computations, budgeting, and living below your means (which many interpret as having no fun in life)?

Back in college, I almost dropped my finance subject because it was so boring that I couldn’t find any passion to learn it.

But later on, I realized that my future is at stake, and either I work for the rest of my life to earn money, or learn how to make my money work for me.

Either I let other people manage my money or I empower myself to do it on my own. Either I give up because it’s too difficult to learn, or at least try to understand it because it is an essential part of life.

Admittedly, I hated it at first, but I eventually learned to love personal finance. And now, it’s an advocacy for me. Here are the eight reasons why.

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1. It’s about growing your money.
I realized that money has a huge role in my life, but of course, life is not all about money. It’s accepting the fact that it is a necessity because it helps you in following your passion, securing the future, helping your family and the community, and having more opportunities to make other people happy.

2. It’s about knowing how to grow your money.
Investing is not about memorizing formulas like most people think. It can be just about having a simple understanding of life’s financial obstacles, and knowing how to overcome them with just a little common sense and self-discipline.

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3. It feels practical.
It’s knowing that you don’t have to work all your life to achieve your goals. It only takes one great idea, and the wisdom to bring life’s odds in your favor, to change your financial life. To learn how to work smart instead of just working hard.

4. It gives you pride.
You know that you couldn’t easily be fooled anymore by false promises from financial crooks. People love reading books about relationships because it gives them insights on how to be find right person, on how to make romance work. If that is so, then the same applies to your finances, right? One can also learn how to manage money.

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5. It’s fun.
People go to casinos for entertainment, but the risks they take are beyond their control with often irrational expectations. I discovered that investing can be as exciting and fun, but with the right strategy, you can tilt the odds in your favor and win more often.

6. It’s challenging.
To become poor is easy, but to live as a poor person is a challenge. Meanwhile, to learn how to be rich is challenging, but to live as a rich person is easy. So if given a choice, I would rather challenge myself to be rich, and live an easy life. Which one would you choose?

7. It feels right.
Matthew 7:13 says, “Enter through the narrow gate; for the gate is wide and the way is broad that leads to destruction, and there are many who enter through it. For the gate is small and the way is narrow that leads to life, and there are few who find it.” So Are you going to be with the popular and easy norms yet possibly detrimental? Or be with the challenging and less known yet certainly beneficial?

8. It’s all about your life.
It’s understanding that personal finance is not just about money and luxury. That it is inevitably a significant part of our life and that learning and applying it is a responsibility. Awareness doesn’t guarantee happiness, but it does guarantee us with more options for our life.

Sometimes, we just have to understand things deeply to appreciate it. Objects were not invented for the sake of having it. It must have a profound reason for existing. Like humans when created by God, must have an overwhelming purpose on Earth.

Personal finance was conceived to solve some human problems, and we have to recognize it to maximize its potential, otherwise we’re wasting our chances of having abundance in life.

Indeed, it only takes courage and humility to accept the truth that we need to learn it, and we would realize the blessings that have always been in front of us.

About the author:
This article is written by April Ann Ramirez. She is working as a credit analyst in a bank and an active member of the IMG Wealth Academy since Feb 2014.

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Photo credits: alancleaver, lendingmemo and teegardin




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3 Responses to “Eight Reasons Why I Learned To Love Personal Finance”


  1. Mathieu Lebrun says:

    Thank you for sharing article! It’s very interesting. Hope to hear more from you.

  2. himechan14 says:

    thank you for this article ^_^

  3. Mark David Ignacio says:

    Once again, thank you very much ate April! It really inspired me a lot.
    Keep it up! :))

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